Equity
€23,363 ▲ 2.4%
SAMCRIS CONSTRUCT has made a profit without a break since 2023.
SAMCRIS CONSTRUCT
Lifetime
4 annual accounts with figures on one time axispeak €20,988 (2024)
€3,129▼ 85.1%
lowest -€3,257 (2022)
€553▼ 96.1%
peak €23,363 (2025)
€23,363▲ 2.4%
€89,111▲ 34.4%
Board1 name since 2021
1 directorRUS Vasile Cristian
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €20,988 to €3,129Result from €14,053 to €553Debts from €66,319 to €89,111Cash from €1,860 to €492
Key points
from the 2025 annual accountsTurnover
≈ €38,000 estimated
The micro format states no turnover.
Debts
€89,111 79% of the balance sheet
Suppliers 92%Taxes and wages 8%
Filings
4 annual accounts 4 late
The 2022 accounts came latest: 66 days after the end of the period.
Starting capital
€5,000 100 shares
At the same address
496 companies
Checked score
34
Weak
Financially stronger than 25% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.9%
01-2025: 6.8%▼ -0.1 percentage points vs 12-2024
02-2025: 6.8%● unchanged vs 01-2025
03-2025: 6.8%● unchanged vs 02-2025
04-2025: 6.3%▼ -0.5 percentage points vs 03-2025
05-2025: 6.3%● unchanged vs 04-2025
06-2025: 6.4%▲ +0.1 percentage points vs 05-2025
07-2025: 6.4%● unchanged vs 06-2025
08-2025: 7.0%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 5.1%▼ -1.9 percentage points vs 08-2025
10-2025: 5.1%● unchanged vs 09-2025
11-2025: 5.1%● unchanged vs 10-2025
12-2025: 5.1%● unchanged vs 11-2025
01-2026: 5.0%▼ -0.1 percentage points vs 12-2025
02-2026: 5.0%● unchanged vs 01-2026
03-2026: 5.0%● unchanged vs 02-2026lowest value
04-2026: 5.0%● unchanged vs 03-2026
05-2026: 5.2%▲ +0.2 percentage points vs 04-2026
06-2026: 5.3%▲ +0.1 percentage points vs 05-2026
07-2026: 5.3%● unchanged vs 06-2026
08-2026: 5.9%▲ +0.6 percentage points vs 07-2026
09-2026: 6.7%▲ +0.8 percentage points vs 08-2026
10-2026: 6.4%▼ -0.3 percentage points vs 09-2026
11-2026: 6.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2021
Last filed accounts filed 18 days late; 1 of the last 3 accounts late
1 change of registered office in 24 months
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 28% of them on solvency, 8% on liquidity, 23% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as SAMCRIS CONSTRUCT has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAMCRIS CONSTRUCT itself is higher: 6.4% within 12 months. It rests on far more data about SAMCRIS CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for SAMCRIS CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.26 (1.34 in 2024), below the usual 1.5. Short-term debt is 79.2% and cash 0.4% of total assets. 79.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
18 days late
2024
29 days late
2023
50 days late
2022
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 41 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Grimbergen to Dilbeek
New registered office: Oudesmidsestraat 20, 1700 Dilbeek · Previous registered office: Rijkendalstraat 70, 1853 Grimbergen (Strombeek-Bever), België · General meeting of 12-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0771709927
Incorporation
Founding capital of €5,000, 100 shares · Founder: RUS Vasile Cristian (comparant) · Appointment: RUS Vasile Cristian (director) · published on 28-07-2021 · Gazette deed
First establishment
Oudesmidsestraat 20, Dilbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAMCRIS CONSTRUCT Dilbeek | €112,473 | €3,129 | 20.8% | - |
| SGR CONSULT Engis | €115,570 | €3,097 | 23.3% | - |
| WE-NS Tienen | €91,813 | €2,554 | 61.9% | - |
| FJB CONSTRUCT Sint-Pieters-Leeuw | €125,379 | €2,173 | 41.0% | - |
| WHITE ROCK Grimbergen | €83,379 | €2,944 | 14.8% | - |
| Oxa Group Vilvoorde | €83,028 | €4,025 | 75.5% | - |
| REAL BOUW Ternat | €100,971 | €4,032 | 23.4% | - |
These companies have the same main activity as SAMCRIS CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €83,000 and €125,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 26-07-2021Normal situation
- Registered office
- 497 active companies are registered at this address88 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.320.249.4031700 Dilbeek, since 26-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on SAMCRIS CONSTRUCT
SAMCRIS CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€2,091 in 2022 to €3,129 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAMCRIS CONSTRUCT
- What is the company number of SAMCRIS CONSTRUCT?
- The company number of SAMCRIS CONSTRUCT is 0771.709.927. The VAT number is the same number with BE in front: BE 0771.709.927.
- Where is SAMCRIS CONSTRUCT based?
- The registered office is at Oudesmidsestraat 20, 1700 Dilbeek.Company details
- What does SAMCRIS CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of SAMCRIS CONSTRUCT?
- SAMCRIS CONSTRUCT is a private limited company (BV).
- When was SAMCRIS CONSTRUCT founded?
- SAMCRIS CONSTRUCT was founded on 26-07-2021.
- Is SAMCRIS CONSTRUCT still active?
- Yes, SAMCRIS CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of SAMCRIS CONSTRUCT?
- The turnover in financial year 2025 is ≈ €38,000. This figure is estimated from the gross margin of €3,129 and 263 comparable companies (NACE 41001). It probably lies between €20,000 and €68,000. It is a rough estimate.Financials
- Is SAMCRIS CONSTRUCT profitable?
- In financial year 2025, SAMCRIS CONSTRUCT made a profit of €553.
- Where can I find the annual accounts of SAMCRIS CONSTRUCT?
- SAMCRIS CONSTRUCT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAMCRIS CONSTRUCT due?
- SAMCRIS CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.