Financials
- Financial year
- 2025
- Total assets
- €115,570
- Loss
- -€21,883
- Solvency
- 23.3%
Total assets▼ 1.1%
Net result
20222025
SGR CONSULT
ActiveSummary
The computed 12-month bankruptcy probability of SGR CONSULT is 1.9% (moderate). The 2025 annual accounts show equity of €26,916 and a net result of -€21,883. Equity is shrinking by about 7.2% per year across the filed financial years. Its solvency ranks better than 29% of 9,302 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€115,570total assets 2025
- Equity
- €26,916
- Loss
- -€21,883
Turnover not published (micro format)
Structure
Accounts 22 days early0 of 1 deed read
Why 53raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021Loss of €21,883 (financial year 2025)lowers riskLiquidity: current ratio 0.60, cash €39,028Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency
48-19
equity 23.3% of total assets
Liquidity
52+10
short-term debt 75.0% · cash 33.8%
Profitability
21-49
return on assets -18.9%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.5%
12-2024: 2.5%● unchanged vs 11-2024
01-2025: 2.5%● unchanged vs 12-2024
02-2025: 2.5%● unchanged vs 01-2025
03-2025: 2.5%● unchanged vs 02-2025
04-2025: 2.6%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%▲ +0.1 percentage points vs 04-2025
06-2025: 2.3%▼ -0.4 percentage points vs 05-2025
07-2025: 2.4%▲ +0.1 percentage points vs 06-2025
08-2025: 3.0%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 2.3%▼ -0.7 percentage points vs 08-2025
10-2025: 2.3%● unchanged vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.3%● unchanged vs 11-2025
01-2026: 2.2%▼ -0.1 percentage points vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.4%▲ +0.2 percentage points vs 03-2026
05-2026: 2.5%▲ +0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.1 percentage points vs 05-2026
07-2026: 2.7%▲ +0.1 percentage points vs 06-2026
08-2026: 2.1%▼ -0.6 percentage points vs 07-2026
09-2026: 2.0%▼ -0.1 percentage points vs 08-2026
10-2026: 1.9%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.6, compared with 1.14 in 2024, below 1; short-term debt: 75% and cash: 33.8% of total assets), and 76.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 30% on solvency, 55% on liquidity, 17% on profitability and 12% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 days early
2024
29 days late
2023
2 days early
2022
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€21,883
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-12-2024Back to profit
- 29-07-2024Annual accounts filed
- 28-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 01-10-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about SGR CONSULT
- What is the company number of SGR CONSULT?
- 0774.914.291. In Belgium the VAT number is the company number with BE in front: BE 0774.914.291.
- Where is SGR CONSULT based?
- The registered office is at Aux Houx(Cle) 3, 4480 Engis.Company details
- What does SGR CONSULT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of SGR CONSULT?
- Private limited company (BV).
- When was SGR CONSULT founded?
- On 01-10-2021.
- Is SGR CONSULT still active?
- Yes, SGR CONSULT is an active enterprise in the KBO register.
- What is the turnover of SGR CONSULT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SGR CONSULT profitable?
- In financial year 2025, SGR CONSULT made a loss of €21,883.
- Where can I find the annual accounts of SGR CONSULT?
- SGR CONSULT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SGR CONSULT due?
- By 31-07-2027, for financial year 2026.Timeline
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