SAMAYA
ActiveSummary
The computed 12-month bankruptcy probability of SAMAYA is 11.3% (high). For SAMAYA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€302,280) and a net result of -€124,881. Its solvency ranks better than 5% of 8328 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0=
Solvency0=
Growth58
Track record78
Bankruptcy probability, 12 months
11.3%
High
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-123.7%
Return on assets
-51.1%
Age of the figures
36 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
30-09-2024 close30-04-2025 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 16-05-2024, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
16 d late
2022
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€302,280▼ 70.4%
2022 · -€177,399
Total assets
€244,316▼ 8.8%
2022 · €267,805
Net result
-€124,881▲ 30.8%
2022 · -€180,399
Working capital
-€522,735▼ 23.2%
2022 · -€424,143
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023
Operating result-€180,053--€124,454▲ 30.9%
Net result-€180,399below the sector's middle half--€124,881below the sector's middle half▲ 30.8%
Equity-€177,399below the sector's middle half--€302,280below the sector's middle half▼ 70.4%
Total assets€267,805within the sector's middle half-€244,316within the sector's middle half▼ 8.8%
Debt€445,204-€546,596▲ 22.8%
Working capital-€424,143below the sector's middle half--€522,735below the sector's middle half▼ 23.2%
Solvency-66.2%below the sector's middle half--123.7%below the sector's middle half▼ 57.5pp
Current ratio0.05below the sector's middle half-0.04below the sector's middle half=
Return on assets (ROA)-67.4%below the sector's middle half--51.1%below the sector's middle half▲ 16.2pp
Staff (FTE)1-1=
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €124,454 in 2023 against €180,053 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €244,316
Fixed assets
€220,455 ▼ 10.7%
Current assets
€23,861 ▲ 13.3%
Key figures and ratios
EBITDA
-€92,042▲
2022 · -€147,112
Cash flow
-€92,469▲
2022 · -€147,458
Debt to equity
-1.81▲
2022 · -2.51
Interest coverage
-215.56▲
2022 · -405.27
Debt ≤ 1 year
€546,596▲
2022 · €445,204
Staff costs
€41,402▲
2022 · €26,335
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €26,335 | €41,402 | ▲ 57.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,941 | €32,412 | ▼ 1.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €4,880 | - |
| Other operating charges640/8 | €3,459 | €34,814 | ▲ 906% |
| Gross operating margin9900 | -€117,318 | -€10,946 | ▲ 90.7% |
| Operating profit (loss)9901 | -€180,053 | -€124,454 | ▲ 30.9% |
| Financial income75/76B | €17 | - | - |
| Recurring financial income75 | €17 | - | - |
| Financial charges65/66B | €363 | €427 | ▲ 17.6% |
| Recurring financial charges65 | €363 | €427 | ▲ 17.6% |
| Profit (loss) for the period before taxes9903 | -€180,399 | -€124,881 | ▲ 30.8% |
| Profit (loss) for the period9904 | -€180,399 | -€124,881 | ▲ 30.8% |
| Profit (loss) for the period to be appropriated9905 | -€180,399 | -€124,881 | ▲ 30.8% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €267,805 | €244,316 | ▼ 8.8% |
| Fixed assets21/28 | €246,744 | €220,455 | ▼ 10.7% |
| Intangible fixed assets21 | €5,615 | €6,825 | ▲ 21.5% |
| Tangible fixed assets22/27 | €214,191 | €186,693 | ▼ 12.8% |
| Plant, machinery and equipment23 | €18,741 | €16,551 | ▼ 11.7% |
| Furniture and vehicles24 | €12,809 | €8,255 | ▼ 35.6% |
| Other tangible fixed assets26 | €182,641 | €161,887 | ▼ 11.4% |
| Financial fixed assets28 | €26,938 | €26,937 | = |
| Current assets29/58 | €21,061 | €23,861 | ▲ 13.3% |
| Amounts receivable within one year40/41 | €350 | €9,771 | ▲ 2,692% |
| Trade receivables40 | €350 | €9,771 | ▲ 2,692% |
| Cash at bank and in hand54/58 | €19,135 | €14,090 | ▼ 26.4% |
| Deferred charges and accrued income490/1 | €1,576 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €267,805 | €244,316 | ▼ 8.8% |
| Equity10/15 | -€177,399 | -€302,280 | ▼ 70.4% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Capital10 | €3,000 | €3,000 | = |
| Issued capital100 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€180,399 | -€305,280 | ▼ 69.2% |
| Amounts payable17/49 | €445,204 | €546,596 | ▲ 22.8% |
| Amounts payable within one year42/48 | €445,204 | €546,596 | ▲ 22.8% |
| Financial debts43 | - | €664 | - |
| Credit institutions430/8 | - | €664 | - |
| Trade debts44 | €6,827 | €6,342 | ▼ 7.1% |
| Suppliers440/4 | €6,827 | €6,342 | ▼ 7.1% |
| Taxes, remuneration and social security45 | €4,748 | €12,440 | ▲ 162% |
| Taxes450/3 | €567 | - | - |
| Remuneration and social security454/9 | €4,181 | €12,440 | ▲ 198% |
| Other amounts payable47/48 | €433,629 | €527,150 | ▲ 21.6% |
| Line | 2022 | 2023 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€180,399 | -€124,881 | ▲ 30.8% |
| + Depreciation and write-downs630 | €32,941 | €32,412 | ▼ 1.6% |
| Operating cash flow (approximation) | -€147,458 | -€92,469 | ▲ 37.3% |
| Investment in fixed assets (approximation) | - | -€6,123 | - |
| Change in cash | - | -€5,045 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-04
KBO administration
Address strikeout annulled
21-02
KBO administration
Address struck
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
SignalNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Ground area
6,635 m²
Building footprint
27 m²
Volume, LiDAR
110 m³
2 parcels, Flanders, Wallonia · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SAMAYA
since 20212.316.387.417
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043C0391/00L006 | Flanders | 6,609 m² | 1 · 27 m² | 8.0 m · 1 fl. |
| 52011D0126/02S000indicative | Wallonia | 27 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ASSOCIATION DES COMMERCANTS DU CENTRE COMMERCIAL DE VILLE 2
BE 0439.927.860
Charleroi
Charleroi Centre Ville
BE 0463.860.631
Charleroi
ETANA PRODUCTION
BE 0637.710.959
Charleroi
FM CHARLEROI PROMOTION
BE 0871.925.773
Charleroi
La Grande Camaraderie
BE 1016.580.685
Charleroi
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,864 companies in sector 73110 we hold annual accounts for 3,758. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-04-2021
Fiscal year end30-09
Activities, NACEBEL 2025
73110Advertising agencies
62100Computer programming
62200Computer consultancy and computer facilities management
82990Other business support services
Contact
E-mail
info@samaya-graphics.beHalle
Phone
+3228823677Halle
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.