Turnover
≈ €120,000 estimated
The micro format states no turnover.
Sam'Eclair
Overview
Lifetime
3 annual accounts with figures on one time axispeak €27,469 (2024)
€26,865▼ 2.2%
lowest -€8,117 (2023)
-€5,242▼ €12,560
peak €7,201 (2024)
€1,960▼ 72.8%
€109,723▲ 242%
Board2 names since 2023
2 directorsDELONGUEVILLE Kevin David Pascal Rudy and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €5,242Equity from €7,201 to €1,960Debts from €32,036 to €109,723Investments €53,778Cash from €2,235 to €17,391
Key points
from the 2025 annual accountsDebts
€109,723 98% of the balance sheet
Financial debts 31%Suppliers 49%Taxes and wages 2%Other 18%
Of this, €75,019 falls due within a year.
Investments
€50,210 4.4 × depreciation
Green is investment, beige is depreciation.
Filings
3 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
Starting capital
€8,000 100 shares
Position in the sector
1.8%
Lower solvency than 90% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
Checked score
51
Fair
Financially stronger than 14% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024lowest value
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.8%▲ +0.1 percentage points vs 02-2025
04-2025: 1.9%▲ +0.1 percentage points vs 03-2025
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 1.8%▼ -0.1 percentage points vs 05-2025
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 2.6%▲ +0.7 percentage points vs 07-2025
09-2025: 2.9%▲ +0.3 percentage points vs 08-2025
10-2025: 2.8%▼ -0.1 percentage points vs 09-2025
11-2025: 2.5%▼ -0.3 percentage points vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.5%● unchanged vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.5%● unchanged vs 02-2026
04-2026: 2.6%▲ +0.1 percentage points vs 03-2026
05-2026: 2.7%▲ +0.1 percentage points vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 2.8%▲ +0.1 percentage points vs 06-2026
08-2026: 3.3%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 2.6%▼ -0.7 percentage points vs 08-2026
10-2026: 2.2%▼ -0.4 percentage points vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Equity €1,960 (1.8% of total assets)
lowers risk
Liquidity: current ratio 0.82, cash €17,391
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 22% on liquidity, 19% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as Sam'Eclair has now. Each dot stands for 4 companies, two years later.
92.5%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Sam'Eclair itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for Sam'Eclair. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.82 (0.97 in 2024), below 1. Short-term debt is 67.2% and cash 15.6% of total assets. 98.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 30 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DELONGUEVILLE Kevin David Pascal Rudy 50 sharesdeed of 02-03-2023
- WASTELAIN Daphné 50 sharesdeed of 02-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798920803
First establishment
Rue de la Frête 42, Ramillies
Incorporation
Founding capital of €8,000, 100 shares · Founders: DELONGUEVILLE Kevin David Pascal Rudy and WASTELAIN Daphné · Appointments: DELONGUEVILLE Kevin David Pascal Rudy (director) and WASTELAIN Daphné (director) · published on 02-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sam'Eclair Ramillies | €111,683 | €26,865 | 1.8% | - |
| Asildas Menen | €105,691 | €25,797 | 50.1% | - |
| Xavier Wyffels Izegem | €114,327 | €24,272 | 96.7% | - |
| Neven Technics Bilzen-Hoeselt | €104,217 | €25,121 | 50.9% | - |
| ALLtechnix Pittem | €104,212 | €25,077 | 6.7% | - |
| JVH Elektro Hamme (Vl.) | €108,030 | €28,121 | 76.4% | - |
| ELECTRICAL SYSTEMS GEERINCK Waasmunster | €109,264 | €26,294 | 49.1% | - |
These companies have the same main activity as Sam'Eclair: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €104,000 and €114,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 28-02-2023Normal situation
- Activity
- General electrical installation workNACE 43211and 5 others
- Establishment unit
- 2.342.087.4671367 Ramillies, since 01-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- €26,865▼ 2.2%
- €5,242
- €1,960▼ 72.8%
- €111,683▲ 185%
- Filing
- Filed on 31-08-2026
Insights on Sam'Eclair
Sam'Eclair files the micro format. That format states no turnover. The gross margin rose from -€5,357 in 2023 to €26,865 in 2025.
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€26,865
▼ 2.2%
-€2,473
▼ €12,218
-€5,242
▼ €12,560
-€13,778
▼ €12,889
1.8%
▼ 16.6 percentage points
0.82
▼ 0.16
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €88,000 and €190,000.
Balance sheet
balance sheet total €111,683 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
1.8%
Higher than 10% of 35,136 companies in 2025.
0.82
Higher than 15% of 34,510 companies in 2025.
-4.7%
Higher than 16% of 34,711 companies in 2025.
Sam'Eclair
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
111,683 | 39,238 | 143,414 | |
21/28 |
50,443 | 8,091 | 1,387 | |
22/27 |
50,258 | 8,091 | 1,387 | |
24 |
48,659 | 8,091 | 1,387 | |
25 |
1,599 | - | - | |
28 |
184 | - | - | |
29/58 |
61,240 | 31,147 | 142,027 | |
40/41 |
43,849 | 28,911 | 108,930 | |
40 |
39,761 | 26,838 | 101,448 | |
41 |
4,088 | 2,074 | 7,482 | |
54/58 |
17,391 | 2,235 | 32,598 | |
490/1 |
- | - | 499 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
111,683 | 39,238 | 143,414 | |
10/15 |
1,960 | 7,201 | -117 | |
10/11 |
8,000 | 8,000 | 8,000 | |
14 |
-6,040 | -799 | -8,117 | |
17/49 |
109,723 | 32,036 | 143,530 | |
17 |
34,023 | - | - | |
170/4 |
34,023 | - | - | |
42/48 |
75,019 | 32,036 | 143,530 | |
42 |
3,947 | - | - | |
44 |
53,356 | 21,751 | 117,892 | |
440/4 |
53,356 | 21,751 | 117,892 | |
46 |
12,697 | - | 10,417 | |
45 |
2,090 | 6,115 | 456 | |
450/3 |
636 | 874 | - | |
454/9 |
1,454 | 5,241 | 456 | |
47/48 |
2,929 | 4,170 | 14,766 | |
492/3 |
682 | - | - | |
| Income statement | ||||
9900 |
26,865 | 27,469 | -5,357 | |
62 |
17,298 | 15,288 | 972 | |
630 |
11,426 | 1,965 | 245 | |
640/8 |
613 | 469 | 195 | |
9901 |
-2,473 | 9,745 | -6,768 | |
75/76B |
37 | 124 | 31 | |
75 |
37 | 124 | 31 | |
65/66B |
2,805 | 2,166 | 1,379 | |
65 |
2,805 | 2,166 | 1,379 | |
9903 |
-5,242 | 7,704 | -8,117 | |
67/77 |
- | 386 | - | |
9904 |
-5,242 | 7,318 | -8,117 | |
9905 |
-5,242 | 7,318 | -8,117 | |
| Appropriation of the result | ||||
9906 |
-6,040 | -799 | -8,117 | |
14P |
-799 | -8,117 | - | |
| Document | ||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00468923.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 8,953 | 11,711 | -6,524 | ||
| 6,185 | 9,283 | -7,872 | ||
| 50,394 | 8,669 | 1,632 | ||
| 15,156 | -30,363 | - | ||
| -13,778 | -890 | -1,504 | ||
| 1.8% | 18.4% | -0.1% | ||
| 0.82 | 0.97 | 0.99 | ||
| 56.00 | 4.45 | - | ||
| -267.5% | 101.6% | - | ||
| -4.7% | 18.7% | -5.7% | ||
| 3.19 | 5.41 | -4.73 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €50,210 | €8,669 | €1,632 |
| Financial fixed assets | €184 | - | - |
| €11,426 | €1,965 | €245 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Sam'Eclair
The operating result for 2025 is a loss of €2,473, after a profit of €9,745 in 2024.
Debt's share of the balance-sheet total rises from 81.6% to 98.2%. Equity is lower and debt is higher.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 02-03-2023
term without a fixed end
Director (not named in the articles)
appointed by deed of 02-03-2023
term without a fixed end
Mandates through the years
2 names, the dashed line is todayDELONGUEVILLE Kevin David Pascal Rudy
Director (not named in the articles)
Director (not named in the articles)
WASTELAIN Daphné
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DELONGUEVILLE Kevin David Pascal Rudy
- Director (not named in the articles), appointed by deed of 02-03-2023, still in office
- WASTELAIN Daphné
- Director (not named in the articles), appointed by deed of 02-03-2023, still in office
Control
This company
Sam'Eclair
Equity €1,960
Loss €5,242 in 2025
Capital
- Contribution
- €8,000
- Shares
- 100
- Contribution per share
- €80
- Equity per share
- €19.60 in 2025
- Source
- deed of 02-03-2023
Articles of association
deed of 02-03-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 2 directors
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs au prorata si plusieurs, actions dont cession proposée”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 May at 16:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 02-03-2023 ↗
- DELONGUEVILLE Kevin David Pascal Rudy 50 shares (50%) · €4,000
- WASTELAIN Daphné 50 shares (50%) · €4,000
Network & group
No group
Sam'Eclair has no parent and no holdings in its annual accounts. Sam'Eclair shares no director with another company.
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0798920803
Annual accounts 2024 filed PDFmicro format · 29 days late
2024
Back to profit net €7,318 The net result is €7,318, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
First establishment Rue de la Frête 42, Ramillies
IncorporationFounding capital of €8,000, 100 shares · Founders: DELONGUEVILLE Kevin David Pascal Rudy and WASTELAIN Daphné · Appointments: DELONGUEVILLE Kevin David Pascal Rudy (director) and WASTELAIN Daphné (director) · published on 02-03-20236 points ▸
- Founder, DELONGUEVILLE Kevin David Pascal Rudy
- Founder, WASTELAIN Daphné
- Founding capital, €8,000, 100 shares
- Registered office clause, rue de la Frête 42, 1367 Ramillies
- Director appointment, DELONGUEVILLE Kevin David Pascal Rudy (director (not named in the articles))
- Director appointment, WASTELAIN Daphné (director (not named in the articles))
- The deed holds 9 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0798.920.803
- VAT number
- BE 0798.920.803
- Peppol ID
- 0208:0798920803
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-02-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 May at 16:00deed of 02-03-2023 (in French)
- Peppol
- Reachable since 09-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Sam'Eclair in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-03-2023 (in French)
Activities
NACEBEL 2025VAT activities
43211
General electrical installation work main activity
31009
Manufacture of furniture
Social security (RSZ) activities
43211
General electrical installation work main activity
Codes under NACEBEL 2008
VAT activities
43211
Specialised construction activities main activity
31099
Manufacture of furniture
33140
Repair, maintenance and installation of machinery and equipment
42220
Construction of utility projects for electricity and telecommunications
47910
Retail trade
81300
Landscape service activities
Social security (RSZ) activities
43211
Specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes activités en lien avec l'électricité,l'électromécanique,la domotique tant pour les particuliers que dans le secteur industriel…”deed of 02-03-2023 (in French)
28 activities
- Toutes activités en lien avec l'électricité,l'électromécanique,la domotique tant pour les particuliers que dans le secteur industriel
- Toutes activités en lien avec l'installation,l'entretien et la réparation de chauffage central,de chaudières domestiques ou industrielles
- Toutes activités relatives au chauffage,à la plomberie-zinguerie,à l'électricité,à la construction métallique,aux installations sanitaires,de conditionnement d'air et de climatisation,au montage d'accessoires électriques
- La conception et la réalisation de projet intéressant le génie électrique et électrotechnique
- Les travaux d'installation et de réparation d'installations électrotechniques,de bâtiment ou non
- L'installation et la réparation d'équipements électriques divers et de communication
- L'installation de câbles et d'appareils électriques
- L'installation et la réparation de machines et d'équipements industriels
- L'installation de lignes de transport et de distribution d'énergie électrique
- L'installation et la réparation de systèmes de surveillance et d'alarme contre les effractions
- L'installation,la création et la réparation d'enseignes lumineuses ou non
- L'installation de lignes et de réseaux de communication
- L'installation d'antennes d'immeubles et de paratonnerre
- L'installation d'ascenseurs et escaliers mécaniques
- L'installation de systèmes d'alimentation de secours (groupes électrogènes)
- L'installation de système photovoltaïque et de bornes de recharges électriques,ainsi que l'achat,la vente,l'import et l'export de tout matériel y relatif,tant pour le secteur privé,industriel,professionnel et public
- L'installation,la réparation,l'entretien,l'achat,la vente,l'import et l'export d'éoliennes,et tout matériel et logiciel y relatif
- La vente de matériel électriques / électroménagers aux particuliers et professionnels
- Expertises et diagnostics
- Vente de matériel d'alarme
- Gestion de chantiers
- Conseils & coaching en rénovation
- Tous travaux de plomberie,pose et raccordements de sanitaires
- La pose de revêtements de sols et de murs,pose de cloisons
- Le terrassement de terrain
- La conception,la création,l'aménagement et l'entretien de parcs et jardins
- Le travail ébénisterie dans son sens le plus large,en ce compris la création de table et de luminaires en bois
- L'achat,la vente,la location,la gestion de tout bien immobilier
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Frête 42 registered office 1367 Ramillies | 01-03-2023 | 2.342.087.467 |
Buildings and parcels at the address
- Ground area
- 2,703 m²
- Buildings
- 82 m²
- Volume, LiDAR
- 558 m³
- Tallest building
- 7.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25089C0263/00C000 | 2,703 m² | 1 · 82 m² | 7.9 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0798.920.803