Turnover
≈ €120,000 estimated
The micro format states no turnover.
Sam'Eclair
Lifetime
3 annual accounts with figures on one time axispeak €27,469 (2024)
€26,865▼ 2.2%
lowest -€8,117 (2023)
-€5,242▼ €12,560
peak €7,201 (2024)
€1,960▼ 72.8%
€109,723▲ 242%
Board2 names since 2023
2 directorsDELONGUEVILLE Kevin David Pascal Rudy and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Loss of €5,242Equity from €7,201 to €1,960Debts from €32,036 to €109,723Investments €53,778Cash from €2,235 to €17,391
Key points
from the 2025 annual accountsDebts
€109,723 98% of the balance sheet
Financial debts 31%Suppliers 49%Taxes and wages 2%Other 18%
Of this, €75,019 falls due within a year.
Investments
€50,210 4.4 × depreciation
Green is investment, beige is depreciation.
Filings
3 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
Starting capital
€8,000 100 shares
Position in the sector
1.8%
Lower solvency than 90% of companies in specialised construction. Sector median 46.7% · 35,136 companies.
Checked score
51
Fair
Financially stronger than 14% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024lowest value
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.8%▲ +0.1 percentage points vs 02-2025
04-2025: 1.9%▲ +0.1 percentage points vs 03-2025
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 1.8%▼ -0.1 percentage points vs 05-2025
07-2025: 1.9%▲ +0.1 percentage points vs 06-2025
08-2025: 2.6%▲ +0.7 percentage points vs 07-2025
09-2025: 2.9%▲ +0.3 percentage points vs 08-2025
10-2025: 2.8%▼ -0.1 percentage points vs 09-2025
11-2025: 2.5%▼ -0.3 percentage points vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.5%● unchanged vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.5%● unchanged vs 02-2026
04-2026: 2.6%▲ +0.1 percentage points vs 03-2026
05-2026: 2.7%▲ +0.1 percentage points vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 2.8%▲ +0.1 percentage points vs 06-2026
08-2026: 3.3%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 2.6%▼ -0.7 percentage points vs 08-2026
10-2026: 2.2%▼ -0.4 percentage points vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Equity €1,960 (1.8% of total assets)
lowers risk
Liquidity: current ratio 0.82, cash €17,391
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 22% on liquidity, 19% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,301 companies had the same profile as Sam'Eclair has now. Each dot stands for 4 companies, two years later.
92.5%
were still trading
1.6%
stopped another way
5.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Sam'Eclair itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,301 companies, not a prediction for Sam'Eclair. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.82 (0.97 in 2024), below 1. Short-term debt is 67.2% and cash 15.6% of total assets. 98.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 30 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DELONGUEVILLE Kevin David Pascal Rudy 50 sharesdeed of 02-03-2023
- WASTELAIN Daphné 50 sharesdeed of 02-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798920803
First establishment
Rue de la Frête 42, Ramillies
Incorporation
Founding capital of €8,000, 100 shares · Founders: DELONGUEVILLE Kevin David Pascal Rudy and WASTELAIN Daphné · Appointments: DELONGUEVILLE Kevin David Pascal Rudy (director) and WASTELAIN Daphné (director) · published on 02-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Sam'Eclair Ramillies | €111,683 | €26,865 | 1.8% | - |
| Asildas Menen | €105,691 | €25,797 | 50.1% | - |
| Xavier Wyffels Izegem | €114,327 | €24,272 | 96.7% | - |
| Neven Technics Bilzen-Hoeselt | €104,217 | €25,121 | 50.9% | - |
| ALLtechnix Pittem | €104,212 | €25,077 | 6.7% | - |
| JVH Elektro Hamme (Vl.) | €108,030 | €28,121 | 76.4% | - |
| ELECTRICAL SYSTEMS GEERINCK Waasmunster | €109,264 | €26,294 | 49.1% | - |
These companies have the same main activity as Sam'Eclair: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €104,000 and €114,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 28-02-2023Normal situation
- Activity
- General electrical installation workNACE 43211and 5 others
- Establishment unit
- 2.342.087.4671367 Ramillies, since 01-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Insights on Sam'Eclair
Sam'Eclair files the micro format. That format states no turnover. The gross margin rose from -€5,357 in 2023 to €26,865 in 2025.
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Sam'Eclair
- What is the company number of Sam'Eclair?
- The company number of Sam'Eclair is 0798.920.803. The VAT number is the same number with BE in front: BE 0798.920.803.
- Where is Sam'Eclair based?
- The registered office is at Rue de la Frête 42, 1367 Ramillies.Company details
- What does Sam'Eclair do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of Sam'Eclair?
- Sam'Eclair is a private limited company (BV).
- When was Sam'Eclair founded?
- Sam'Eclair was founded on 28-02-2023.
- Is Sam'Eclair still active?
- Yes, Sam'Eclair is an active enterprise in the KBO register.
- What is the turnover of Sam'Eclair?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €26,865 and 45 comparable companies (NACE 43211). It probably lies between €88,000 and €190,000.Financials
- Is Sam'Eclair profitable?
- In financial year 2025, Sam'Eclair made a loss of €5,242.
- Where can I find the annual accounts of Sam'Eclair?
- Sam'Eclair filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sam'Eclair due?
- Sam'Eclair must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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