SALMAN AUTO
ActiveSALMAN AUTO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €10k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+15
Solvency52▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.66 in 2024; short-term debt: 72.6% and cash: 46.7% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k
2024 · €-3k
2018: €2k
2019: €5k
2020: €14k
2021: €5k
2022: €9k
2023: €1k
2024: €-3k
2018 → 2025
Working capital
€-22k▲ 27.9%
2024 · €-30k
2018: €5k
2019: €7k
2020: €-3k
2021: €6k
2022: €19k
2023: €-27k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€39k▲ 29.6%€21k▼ 45.0%€19k▼ 12.8%€29k▲ 54.0%
Operating result€6k-€9k▲ 56.3%€1k▼ 86.7%€1k▲ 15.8%€11k▲ 721%
Net result€5k-€9k▲ 73.3%€1k▼ 87.1%€-3k€10k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 721% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€50k▲ 3.5%
Current assets
€54k▼ 4.7%
Equity and liabilities €105k
Equity
€29k▲ 54.0%
Debt
€76k▼ 12.7%
The debt ratio falls from 82.4% to 72.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €1k
Cash flow
€10k▲
2024 · €-3k
Solvency
27.4%▲
2024 · 17.6%
Current ratio
0.71▲
2024 · 0.66
Quick ratio
0.71▲
2024 · 0.66
Debt / equity
2.65▼
2024 · 4.68
ROE
35.1%▲
2024 · -14.6%
ROA
9.6%▲
2024 · -2.6%
Interest coverage
140.57▲
2024 · 22.97
Debt
€76k▼
2024 · €87k
Debt ≤ 1 year
€76k▼
2024 · €87k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€105k▼
Fixed assets21/28€49k€50k▲
Tangible fixed assets22/27€49k€50k▲
Furniture and vehicles24€49k€50k▲
Current assets29/58€57k€54k▼
Amounts receivable within one year40/41€5k€4k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€50k€49k▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€106k€105k▼
Equity10/15€19k€29k▲
Reserves13€962€962=
Non-distributable reserves130/1€962€962=
Reserves not available under the articles1311€962€962=
Profit (loss) carried forward14€18k€28k▲
Amounts payable17/49€87k€76k▼
Amounts payable within one year42/48€87k€76k▼
Trade debts44€624€1k▲
Suppliers440/4€624€1k▲
Taxes, remuneration and social security45€13k€20k▲
Remuneration and social security454/9€13k€20k▲
Other amounts payable47/48€73k€55k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50€48▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€4k€13k▲
Operating profit (loss)9901€1k€11k▲
Financial charges65/66B€62€81▲
Recurring financial charges65€62€81▲
Profit (loss) for the period before taxes9903€1k€11k▲
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€-3k€10k▲
Profit (loss) for the period to be appropriated9905€-3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€28k▲
Profit (loss) brought forward from the previous period14P€20k€18k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼339%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €14k ▲174%
Operating result €15k, net result €14k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeepaardjesstraat 131080 Sint-Jans-MolenbeekGround area
183 m²
Building footprint
95 m²
Volume, LiDAR
790 m³
Parcel 21524C0227/00B003, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SALMAN AUTO
since 20072.302.148.807
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0227/00B003 | Brussels | 183 m² | 1 · 95 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 2,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2007
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
45112
46180Agents specialised in the wholesale of other particular products
50102
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.