AUTO 2012
ActiveSummary
The computed 12-month bankruptcy probability of AUTO 2012 is 1.9% (moderate). The 2024 annual accounts show equity of €68k and a net result of €8k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 75% of 26043 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability56▼-2
Solvency87▲+3
Growth57▼-1
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.43 in 2023; short-term debt: 37.6% and cash: 12.7% of total assets), and 37.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.4%
Return on assets
7.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
113 d late
2022
227 d late
2021
17 d early
2020
124 d late
2019
304 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€308k▲ 3.2%
2023 · €299k
2018: €179k
2019: €172k▼ -4.0% vs 2018
2020: €100k▼ -42.2% vs 2019lowest in 7 years
2021: €201k▲ +102% vs 2020
2022: €313k▲ +55.4% vs 2021highest in 7 years
2023: €299k▼ -4.4% vs 2022
2024: €308k▲ +3.2% vs 2023
2018 → 2024
EBIT margin
4.6%▼ 0.3pp
2023 · 4.9%
2018: 7.6%
2019: 10.8%▲ +42.1% vs 2018
2020: 6.0%▼ -43.8% vs 2019
2021: 15.7%▲ +161% vs 2020highest in 7 years
2022: -2.1%▼ -114% vs 2021lowest in 7 years
2023: 4.9%▲ +330% vs 2022
2024: 4.6%▼ -5.8% vs 2023
2018 → 2024
Net result
€8k▼ 3.2%
2023 · €9k
2018: €10k
2019: €13k▲ +29.2% vs 2018
2020: €4k▼ -71.8% vs 2019
2021: €24k▲ +566% vs 2020highest in 7 years
2022: €-7k▼ -131% vs 2021lowest in 7 years
2023: €9k▲ +216% vs 2022
2024: €8k▼ -3.2% vs 2023
2018 → 2024
Working capital
€68k▲ 13.8%
2023 · €60k
2018: €18klowest in 7 years
2019: €31k▲ +70.4% vs 2018
2020: €35k▲ +12.2% vs 2019
2021: €59k▲ +67.7% vs 2020
2022: €51k▼ -12.5% vs 2021
2023: €60k▲ +16.6% vs 2022
2024: €68k▲ +13.8% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€100k-€201k▲ 102%€313k▲ 55.4%€299k▼ 4.4%€308k▲ 3.2%
2020: €100klowest in 5 years
2021: €201k▲ +102% vs 2020
2022: €313k▲ +55.4% vs 2021highest in 5 years
2023: €299k▼ -4.4% vs 2022
2024: €308k▲ +3.2% vs 2023
Equity€35k-€59k▲ 67.7%€51k▼ 12.5%€60k▲ 16.6%€68k▲ 13.8%
2020: €35klowest in 5 years
2021: €59k▲ +67.7% vs 2020
2022: €51k▼ -12.5% vs 2021
2023: €60k▲ +16.6% vs 2022
2024: €68k▲ +13.8% vs 2023highest in 5 years
Operating result€6k-€32k▲ 427%€-7k€15k€14k▼ 2.8%
2020: €6k
2021: €32k▲ +427% vs 2020highest in 5 years
2022: €-7k▼ -121% vs 2021lowest in 5 years
2023: €15k▲ +320% vs 2022
2024: €14k▼ -2.8% vs 2023
Net result€4k-€24k▲ 566%€-7k€9k€8k▼ 3.2%
2020: €4k
2021: €24k▲ +566% vs 2020highest in 5 years
2022: €-7k▼ -131% vs 2021lowest in 5 years
2023: €9k▲ +216% vs 2022
2024: €8k▼ -3.2% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €109k
Equity
€68k ▲ 13.8%
Debt
€41k ▼ 2.0%
Debt's share of the balance-sheet total falls from 41.1% to 37.6%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.66▲
2023 · 2.43
Debt to equity
0.60▼
2023 · 0.70
ROE
12.1%▼
2023 · 14.2%
ROA
7.6%▼
2023 · 8.4%
Debt ≤ 1 year
€41k▼
2023 · €42k
Income taxes
€3k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€102k€109k▲
Current assets29/58€102k€109k▲
Amounts receivable within one year40/41€86k€95k▲
Trade receivables40€77k€77k=
Other amounts receivable41€9k€18k▲
Cash at bank and in hand54/58€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€102k€109k▲
Equity10/15€60k€68k▲
Contributions10/11€6k€6k=
Reserves13€15k€15k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€39k€47k▲
Amounts payable17/49€42k€41k▼
Amounts payable within one year42/48€42k€41k▼
Financial debts43€20k€25k▲
Credit institutions430/8€20k€25k▲
Trade debts44€11k€12k▲
Suppliers440/4€11k€12k▲
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€2k-
Income statement
Code20232024
Turnover70€299k€308k▲
Goods, raw materials, services and sundry goods60/61€284k€293k▲
Other operating charges640/8€150€1k▲
Gross operating margin9900€15k€16k▲
Operating profit (loss)9901€15k€14k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€11k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€47k▲
Profit (loss) brought forward from the previous period14P€30k€39k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €100k | €201k | €313k | €299k | €308k | ▲ 3.2% |
| Goods, raw materials, services and sundry goods60/61 | - | €169k | €290k | €284k | €293k | ▲ 3.1% |
| Remuneration, social security and pensions62 | - | - | €27k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €244 | - | €1k | - | - | - |
| Other operating charges640/8 | - | - | €353 | €150 | €1k | ▲ 782% |
| Gross operating margin9900 | €7k | €32k | €22k | €15k | €16k | ▲ 5.1% |
| Operating profit (loss)9901 | €6k | €32k | €-7k | €15k | €14k | ▼ 2.8% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €141 | €663 | €3k | €3k | ▼ 1.5% |
| Recurring financial charges65 | €278 | €141 | €663 | €3k | €3k | ▼ 1.5% |
| Profit (loss) for the period before taxes9903 | €6k | €32k | €-7k | €11k | €11k | ▼ 3.2% |
| Income taxes67/77 | €2k | €8k | - | €3k | €3k | ▼ 3.2% |
| Profit (loss) for the period9904 | €4k | €24k | €-7k | €9k | €8k | ▼ 3.2% |
| Profit (loss) for the period to be appropriated9905 | €4k | €24k | €-7k | €9k | €8k | ▼ 3.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57k | €82k | €86k | €102k | €109k | ▲ 7.3% |
| Current assets29/58 | €57k | €82k | €86k | €102k | €109k | ▲ 7.3% |
| Stocks and contracts in progress3 | €15k | - | - | - | - | - |
| Stocks30/36 | - | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €7k | €9k | €26k | €86k | €95k | ▲ 10.3% |
| Trade receivables40 | - | €3k | €18k | €77k | €77k | = |
| Other amounts receivable41 | - | €6k | €8k | €9k | €18k | ▲ 97.5% |
| Cash at bank and in hand54/58 | €35k | €72k | €60k | €15k | €14k | ▼ 9.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57k | €82k | €86k | €102k | €109k | ▲ 7.3% |
| Equity10/15 | €35k | €59k | €51k | €60k | €68k | ▲ 13.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | €6k | - | - | - | - |
| Issued capital100 | - | €19k | - | - | - | - |
| Uncalled capital101 | - | €12k | - | - | - | - |
| Outside capital11 | - | €0 | - | - | - | - |
| Reserves13 | €13k | €15k | €15k | €15k | €15k | = |
| Non-distributable reserves130/1 | - | €5k | €5k | €5k | €5k | = |
| Legal reserve130 | - | €5k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €5k | €5k | €5k | = |
| Distributable reserves133 | - | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €16k | €38k | €30k | €39k | €47k | ▲ 21.1% |
| Amounts payable17/49 | €22k | €23k | €34k | €42k | €41k | ▼ 2.0% |
| Amounts payable within one year42/48 | €22k | €23k | €34k | €42k | €41k | ▼ 2.0% |
| Financial debts43 | - | - | €23k | €20k | €25k | ▲ 22.9% |
| Credit institutions430/8 | - | - | €23k | €20k | €25k | ▲ 22.9% |
| Trade debts44 | €3k | €134 | €83 | €11k | €12k | ▲ 15.2% |
| Suppliers440/4 | - | €134 | €83 | €11k | €12k | ▲ 15.2% |
| Taxes, remuneration and social security45 | - | €18k | €6k | €9k | €4k | ▼ 58.0% |
| Taxes450/3 | - | €18k | €6k | €9k | €4k | ▼ 58.0% |
| Other amounts payable47/48 | - | €5k | €5k | €2k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €24k | €-7k | €9k | €8k | ▼ 3.2% |
| + Depreciation and write-downs630 | €244 | - | €1k | - | - | - |
| Operating cash flow (approximation) | €4k | €24k | €-6k | €9k | €8k | ▼ 3.2% |
| Change in cash | - | €37k | €-13k | €-44k | €-2k | ▲ 96.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 227 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €24k ▲566%
Operating result €32k, net result €24k, both a record.
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 124 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 304 days late
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 155 days late
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 64 days late
2016
09-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 101 days late
12-04
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 256 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2018
Ground area
2,616 m²
Building footprint
694 m²
Volume, LiDAR
5,252 m³
2 parcels, Brussels · tallest building 17.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
AUTO 2012
since 20182.331.535.451
AUTO 2012
since 20252.374.510.807
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0329/00N004 | Brussels | 2,406 m² | 1 · 489 m² | 17.3 m · 3 fl. |
| 21523B0946/00C004 | Brussels | 210 m² | 1 · 206 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. 3,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-04-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.