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SAINT GUIDON

Active
Private limited companyfounded 1995active for 31 yearsRue de Thuin 1, 6560 Erquelinnes, BelgiumKBO/BCE: BE 0454.882.686
Summary

SAINT GUIDON has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192,850 and a net result of €7,501. Equity is growing by about 3.6% per year across the filed financial years. Its solvency ranks better than 16% of 6,158 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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SAINT GUIDONActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319
4th largest company by total assets in Erquelinnes, Wholesale and retail trade sector1 site
Size
€1.4mturnover 2025
Equity
€192,850
Profit
€7,501
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 18 days late1 of 3 deeds summarised
Why 85raises riskEquity €192,850 (13.7% of total assets)Sector: Wholesale trade (NACE 46)lowers riskSize: turnover €1.4m, total assets €1.4mFounded in 1995Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 31% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 39+2
equity 13.7% of total assets
Liquidity 14+5
short-term debt 80.4% · cash 6.4%
Profitability 57+1
return on assets 0.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.4%▲ +0.2 percentage points vs 12-2024 02-2025: 0.6%▲ +0.2 percentage points vs 01-2025 03-2025: 0.3%▼ -0.3 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.2 percentage points vs 12-2025 02-2026: 0.8%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 0.2%▼ -0.6 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.12, compared with 1.09 in 2024, below the usual 1.5; short-term debt: 80.4% and cash: 6.4% of total assets), and 86.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 26% on solvency, 14% on liquidity, 42% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: turnover €1.4m, total assets €1.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €192,850 (13.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6158 sector peers (2025).
NBB · sector comparison
Position among 6158 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
18 days late
2023
19 days late
2022
24 days late
2021
on the day
2020
5 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end31-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €7,501
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Among the weakest 16% on solvencysector median 45.2% · 6,158 companies 13.7% View
  • Active since 1995founded 23-03-1995 31 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Turnover
€1.4m
Profit
€7,501
Solvency
13.7%
Turnover▼ 11.0%
Net result
20192025
Go to Financials

Timeline

Events
35
Since
1997
Next accounts
by 31-01-2027
  1. 30-06-2024Weakest financial year
  2. 19-02-2024Annual accounts filed
  3. 11-01-2024Resignations: Voncken Luc Jean, Rutten Josephine and…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of fruit and vegetables, excluding potatoesNACE 46319
Founded
23-03-1995
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Purpose
“L’achat, la vente, le stockage, le transport, la préparation, la transformation ou le…” (deed in French)
Go to Articles of association

Key facts about SAINT GUIDON

What is the company number of SAINT GUIDON?
0454.882.686. In Belgium the VAT number is the company number with BE in front: BE 0454.882.686.
Where is SAINT GUIDON based?
The registered office is at Rue de Thuin 1, 6560 Erquelinnes.Company details
What does SAINT GUIDON do?
According to the KBO register, the main activity is wholesale of fruit and vegetables, excluding potatoes (NACE 46319).
What is the legal form of SAINT GUIDON?
Private limited company (BV).
When was SAINT GUIDON founded?
On 23-03-1995.
Is SAINT GUIDON still active?
Yes, SAINT GUIDON is an active enterprise in the KBO register.
What is the turnover of SAINT GUIDON?
€1.4m in financial year 2025, according to the filed annual accounts.Financials
Is SAINT GUIDON profitable?
In financial year 2025, SAINT GUIDON made a profit of €7,501.
Where can I find the annual accounts of SAINT GUIDON?
SAINT GUIDON filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAINT GUIDON due?
By 31-01-2027, for financial year 2026.Timeline

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