VANHOUTTE FRANCIS
ActiveVANHOUTTE FRANCIS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €-34k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-54
Solvency94▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.19 in 2024; short-term debt: 28.1% and cash: 18.4% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
-12.5%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
22 d early
2023
41 d early
2022
40 d early
2021
40 d early
2020
45 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▼ 25.4%
2024 · €253k
2019: €42k
2020: €72k
2021: €122k
2022: €179k
2023: €234k
2024: €253k
2019 → 2025
Total assets
€274k▼ 27.4%
2024 · €378k
2019: €223k
2020: €235k
2021: €228k
2022: €287k
2023: €336k
2024: €378k
2019 → 2025
Net result
€-34k
2024 · €20k
2019: €30k
2020: €29k
2021: €50k
2022: €57k
2023: €55k
2024: €20k
2019 → 2025
Working capital
€73k▼ 37.1%
2024 · €116k
2019: €-18k
2020: €19k
2021: €67k
2022: €124k
2023: €139k
2024: €116k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€179k▲ 46.4%€234k▲ 30.9%€253k▲ 8.3%€189k▼ 25.4%
Operating result€68k-€83k▲ 21.7%€77k▼ 7.1%€33k▼ 56.7%€-35k
Net result€50k-€57k▲ 12.4%€55k▼ 2.7%€20k▼ 64.6%€-34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €35k after €33k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€124k▼ 24.7%
Current assets
€150k▼ 29.5%
Equity and liabilities €274k
Equity
€189k▼ 25.4%
Debt
€85k▼ 31.4%
The debt ratio falls from 32.9% to 31.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €69k
Cash flow
€12k▼
2024 · €55k
Solvency
68.9%▲
2024 · 67.1%
Current ratio
1.94▼
2024 · 2.19
Quick ratio
1.86▼
2024 · 2.11
Debt / equity
0.45▼
2024 · 0.49
ROE
-18.2%▼
2024 · 7.7%
ROA
-12.5%▼
2024 · 5.2%
Interest coverage
2.10▼
2024 · 11.01
Debt
€85k▼
2024 · €124k
Debt ≤ 1 year
€77k▼
2024 · €97k
Debt > 1 year
€6k▼
2024 · €26k
Income taxes
€288▼
2024 · €8k
Staff costs
€98k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€378k€274k▼
Fixed assets21/28€165k€124k▼
Intangible fixed assets21€17k€12k▼
Tangible fixed assets22/27€148k€112k▼
Plant, machinery and equipment23€682€0▼
Furniture and vehicles24€138k€104k▼
Other tangible fixed assets26€10k€8k▼
Current assets29/58€213k€150k▼
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€107k€89k▼
Trade receivables40€92k€76k▼
Other amounts receivable41€14k€13k▼
Cash at bank and in hand54/58€95k€51k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€378k€274k▼
Equity10/15€253k€189k▼
Contributions10/11€12k€12k=
Reserves13€241k€211k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€241k€211k▼
Profit (loss) carried forward14-€-34k
Amounts payable17/49€124k€85k▼
Amounts payable after more than one year17€26k€6k▼
Financial debts170/4€26k€6k▼
Amounts payable within one year42/48€97k€77k▼
Current portion of amounts payable after more than one year42€29k€20k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€34k€22k▼
Suppliers440/4€34k€22k▼
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€24k€24k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€97k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€46k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€169k€111k▼
Operating profit (loss)9901€33k€-35k▼
Financial income75/76B€836€6k▲
Recurring financial income75€836€6k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€28k€-34k▼
Income taxes67/77€8k€288▼
Profit (loss) for the period9904€20k€-34k▼
Profit (loss) for the period to be appropriated9905€20k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-34k▼
Transfer from equity791/2-€30k
Transfer to equity691/2€20k€0▼
To other reserves6921€20k€0▼
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-34k ▼276%
Net result drops to €-34k, the lowest in the series.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €200kEq €234k ▲30.9%
5 profitable years in a row build equity to €234k.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €57k ▲12.4%
Operating result €83k, net result €57k, both a record.
30-06
Financial
Equity above €150kEq €179k ▲46.4%
4 profitable years in a row build equity to €179k.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 1.13 to 2.36; short-term debt falls from €148k to €49k.
30-06
Financial
Equity above €100kEq €122k ▲70.4%
3 profitable years in a row build equity to €122k.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeningelaan(Kor) 38500 KortrijkGround area
107 m²
Building footprint
125 m²
Volume, LiDAR
1,139 m³
Parcel 34353H0857/00W000, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LEMON KORTRIJK
since 20182.274.018.906
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0857/00W000 | Flanders | 107 m² | 1 · 125 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.274.018.906
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Of 956 companies in sector 46319 we hold annual accounts for 609. 420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2018
Fiscal year end30-06
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.