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GRANNELOTTE

Active
Private limited company (pre-2019)founded 197847 yrs activeRonseweg 124, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0418.855.995
Summary

GRANNELOTTE has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,110 and a net result of €3,455. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 12918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
GRANNELOTTEActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319NACE 51310
#9 oldest company in Oudenaarde, Wholesale and retail trade sector1 site
Size
€275,153total assets 2025
Equity
€198,110
Profit
€3,455
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
1
Accounts 23 d early
Why 96+ Liquidity: current ratio 24.70, cash €130,626+ Founded in 1978+ Equity €198,110 (72.0% of total assets)+ Size: total assets €275,153Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 97+2
equity 72.0% of total assets
Liquidity 100+39
short-term debt 2.5% · cash 47.5%
Profitability 70-3
return on assets 1.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +14.0% vs 03-2025 05-2025: 0.1%▲ +3.1% vs 04-2025 06-2025: 0.1%▼ -1.0% vs 05-2025 07-2025: 0.2%▲ +66.0% vs 06-2025highest value 08-2025: 0.1%▼ -36.7% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +13.3% vs 03-2026 05-2026: 0.1%▲ +2.5% vs 04-2026 06-2026: 0.1%▼ -1.6% vs 05-2026 07-2026: 0.1%▲ +12.5% vs 06-2026 08-2026: < 0.1%▼ -72.6% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 24.70, cash €130,626 lowers the probability
  • Founded in 1978 lowers the probability for this profile
  • Equity €198,110 (72.0% of total assets) lowers the probability
  • Size: total assets €275,153 lowers the probability for this profile
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 24.7 against 13.23 in 2024; short-term debt: 2.5% and cash: 47.5% of total assets), and 28% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 76%, liquidity 98%, profitability 54%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 24.70, cash €130,626
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1978
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €198,110 (72.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €275,153
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
2 d early
2023
7 d early
2022
25 d early
2021
19 d early
2020
30 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Oudenaarde, Wholesale and retail trade…in the Checked rankings #9 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1978founded 11-11-1978 47 years View

By topic

Financials

Fiscal year
2025
Total assets
€275,153
Profit
€3,455
Solvency
72.0%
Total assets▼ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2012
Next accounts
by 31-07-2027
  1. 08-07-2026Annual accounts filed
  2. 29-07-2025Annual accounts filed
  3. 24-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale of fruit and vegetables, excluding potatoesNACE 46319
Founded
11-11-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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