Financials
- Fiscal year
- 2025
- Total assets
- €2,882
- Loss
- -€10,815
- Solvency
- -414.4%
Total assets▲ 160%
Net result
20232025
SAFRANEX
ActiveThe file of SAFRANEX contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.8% (moderate). The 2025 annual accounts show negative equity (-€11,942) and a net result of -€10,815. Equity is shrinking by ~521.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 21069 sector peers (fiscal year 2025).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€2,882total assets 2025
- Equity
- -€11,942
- Loss
- -€10,815
Turnover not published (abridged schema)
Structure
Accounts 31 d early0 of 1 deed read
Why 52- Negative equity -€11,942- 2 of the last 3 late+ Size: total assets €2,882+ Liquidity: current ratio 0.19, cash €860Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -414.4% of total assets
Liquidity
37-13
short-term debt 514.4% · cash 29.9%
Profitability
0=
return on assets -375.3%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.2%
12-2024: 3.2%● 0.0% vs 11-2024
01-2025: 3.2%● 0.0% vs 12-2024
02-2025: 3.2%● 0.0% vs 01-2025
03-2025: 3.2%● 0.0% vs 02-2025
04-2025: 3.2%● 0.0% vs 03-2025
05-2025: 7.1%▲ +124% vs 04-2025highest value
06-2025: 7.0%▼ -1.2% vs 05-2025
07-2025: 7.0%● 0.0% vs 06-2025
10-2025: 7.0%
11-2025: 2.5%▼ -63.9% vs 10-2025
12-2025: 2.5%● 0.0% vs 11-2025
01-2026: 2.5%▼ -0.9% vs 12-2025
02-2026: 2.5%● 0.0% vs 01-2026
03-2026: 2.5%▼ -0.9% vs 02-2026
04-2026: 2.5%● 0.0% vs 03-2026
05-2026: 2.5%● -0.0% vs 04-2026
06-2026: 2.5%▼ -0.2% vs 05-2026
07-2026: 1.8%▼ -28.0% vs 06-2026
08-2026: 1.8%▼ -0.8% vs 07-2026
09-2026: 1.8%● 0.0% vs 08-2026
10-2026: 1.8%▼ -1.3% vs 09-2026lowest value
- Size: total assets €2,882 lowers the probability for this profile
- Liquidity: current ratio 0.19, cash €860 lowers the probability
- Negative equity -€11,942 raises the probability
- 2 of the last 3 late raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 35%, profitability 6%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€11,942
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 d early
2024
68 d late
2023
433 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 157 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 October (3 of the last 3 filed years within 366 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€10,815
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2025
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 07-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 24-10-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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