ACCH
ActiveThe computed 12-month bankruptcy probability of ACCH is 8.2% (elevated). The 2025 annual accounts show negative equity (€-25k) and a net result of €-12k. Equity is shrinking by ~113.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 18281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
8.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
34 d late
2023
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k▼ 91.8%
2024 · €-13k
2023: €4k
2024: €-13k
2023 → 2025
Total assets
€3k▼ 71.8%
2024 · €10k
2023: €9k
2024: €10k
2023 → 2025
Net result
€-12k▲ 31.7%
2024 · €-17k
2023: €3k
2024: €-17k
2023 → 2025
Working capital
€-26k▼ 57.9%
2024 · €-16k
2023: €-1k
2024: €-16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€-13k€-25k▼ 91.8%
Operating result€4k-€-17k€-12k▲ 29.8%
Net result€3k-€-17k€-12k▲ 31.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€1k▼ 61.6%
Current assets
€2k▼ 77.3%
Key figures and ratios
EBITDA
€-9k▲
2024 · €-14k
Cash flow
€-10k▲
2024 · €-15k
Interest coverage
-117.71▼
2024 · -27.31
Debt
€28k▲
2024 · €23k
Debt ≤ 1 year
€28k▲
2024 · €23k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€3k▼
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€138€62▼
Current assets29/58€7k€2k▼
Amounts receivable within one year40/41€4k€521▼
Trade receivables40€2k€40▼
Other amounts receivable41€2k€481▼
Cash at bank and in hand54/58€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€10k€3k▼
Equity10/15€-13k€-25k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-14k€-26k▼
Amounts payable17/49€23k€28k▲
Amounts payable within one year42/48€23k€28k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€4k€563▼
Taxes450/3€4k€563▼
Other amounts payable47/48€17k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8-€804
Gross operating margin9900€-14k€-9k▲
Operating profit (loss)9901€-17k€-12k▲
Financial income75/76B€146-
Recurring financial income75€146-
Financial charges65/66B€529€80▼
Recurring financial charges65€529€80▼
Profit (loss) for the period before taxes9903€-17k€-12k▲
Income taxes67/77€182-
Profit (loss) for the period9904€-17k€-12k▲
Profit (loss) for the period to be appropriated9905€-17k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-26k▼
Profit (loss) brought forward from the previous period14P€3k€-14k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Weakest financial yearnet €-17k ▼693%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liverpoolstraat 861070 AnderlechtGround area
289 m²
Building footprint
289 m²
Volume, LiDAR
2,737 m³
Parcel 21304B0140/00P013, Brussels · tallest building 16.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACCH
since 20232.346.099.210
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0140/00P013 | Brussels | 289 m² | 1 · 289 m² | 16.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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DYNAMIC CAR DESIGN
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BE 0789.918.807
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AUTOHAN
BE 0756.999.579
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Dr. Innovations
BE 0685.991.423
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GBA CARS
BE 0632.784.052
Asse · Eq €4k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 1,450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2023
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
49410Freight transport by road
52210Service activities incidental to land transportation
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.