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JADOU

Active
Private limited companyfounded 20233 yrs activeBrusselsesteenweg 532, 1731 Asse, BelgiumKBO/BCE: BE 0798.185.185
Summary

The computed 12-month bankruptcy probability of JADOU is 4.7% (elevated). The 2025 annual accounts show negative equity (-€11,714) and a net result of -€2,999. Equity is shrinking by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 18606 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€11,714
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
2023
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 51 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 February 2023, JADOU was incorporated as a Private limited company.1 Total assets went from EUR 6,367 in 2023 to EUR 2,350 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€11,714▼ 34.4%
2024 · -€8,715
Total assets
€2,350▲ 112%
2024 · €1,109
Net result
-€2,999▲ 36.6%
2024 · -€4,729
Working capital
-€12,134▼ 29.8%
2024 · -€9,345
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€6,480--€4,554▲ 29.7%-€2,829▲ 37.9%
Net result-€6,486below the sector's middle half--€4,729below the sector's middle half▲ 27.1%-€2,999within the sector's middle half▲ 36.6%
Equity-€3,986below the sector's middle half--€8,715below the sector's middle half▼ 119%-€11,714below the sector's middle half▼ 34.4%
Total assets€6,367below the sector's middle half-€1,109below the sector's middle half▼ 82.6%€2,350below the sector's middle half▲ 112%
Debt€10,352-€9,824▼ 5.1%€14,064▲ 43.2%
Working capital-€4,826within the sector's middle half--€9,345within the sector's middle half▼ 93.6%-€12,134below the sector's middle half▼ 29.8%
Solvency-62.6%below the sector's middle half-
Current ratio0.53below the sector's middle half-
Return on assets (ROA)-101.9%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€6,480-€6,480Net result 2023: -€6,486-€6,486Operating result 2024: -€4,554-€4,554Net result 2024: -€4,729-€4,729Operating result 2025: -€2,829-€2,829Net result 2025: -€2,999-€2,999202320242025-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€6,480-€6,480Net result 2023: -€6,486-€6,490Operating result 2024: -€4,554-€4,550Net result 2024: -€4,729-€4,730Operating result 2025: -€2,829-€2,830Net result 2025: -€2,999-€3,000202320242025
The operating result stays negative: a loss of €2,829 in 2025 against €4,554 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,619▲
2024 · -€4,344
Cash flow
-€2,789▲
2024 · -€4,519
Interest coverage
-15.41▲
2024 · -24.84
Debt ≤ 1 year
€14,064▲
2024 · €9,824
Ratios withheld: a balance sheet total of €2,350 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,109€2,350▲
Formation expenses20€630€420▼
Current assets29/58€479€1,930▲
Stocks and contracts in progress3-€851
Stocks30/36-€851
Amounts receivable within one year40/41€280€587▲
Trade receivables40-€534
Other amounts receivable41€280€52▼
Cash at bank and in hand54/58€199€352▲
Deferred charges and accrued income490/1-€140
Equity and liabilities
Total equity and liabilities10/49€1,109€2,350▲
Equity10/15-€8,715-€11,714▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€11,215-€14,214▼
Amounts payable17/49€9,824€14,064▲
Amounts payable within one year42/48€9,824€14,064▲
Trade debts44€450€2,440▲
Suppliers440/4€450€2,440▲
Other amounts payable47/48€9,374€11,624▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210€210=
Other operating charges640/8€55€200▲
Gross operating margin9900-€4,289-€2,419▲
Operating profit (loss)9901-€4,554-€2,829▲
Financial charges65/66B€175€170▼
Recurring financial charges65€175€170▼
Profit (loss) for the period before taxes9903-€4,729-€2,999▲
Profit (loss) for the period9904-€4,729-€2,999▲
Profit (loss) for the period to be appropriated9905-€4,729-€2,999▲
Appropriation of the result
Profit (loss) to be appropriated9906-€11,215-€14,214▼
Profit (loss) brought forward from the previous period14P-€6,486-€11,215▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210€210€210=
Other operating charges640/8€85€55€200▲ 264%
Gross operating margin9900-€6,185-€4,289-€2,419▲ 43.6%
Operating profit (loss)9901-€6,480-€4,554-€2,829▲ 37.9%
Financial charges65/66B€5€175€170▼ 2.8%
Recurring financial charges65€5€175€170▼ 2.8%
Profit (loss) for the period before taxes9903-€6,486-€4,729-€2,999▲ 36.6%
Profit (loss) for the period9904-€6,486-€4,729-€2,999▲ 36.6%
Profit (loss) for the period to be appropriated9905-€6,486-€4,729-€2,999▲ 36.6%
Line202320242025Change
Assets
Total assets20/58€6,367€1,109€2,350▲ 112%
Formation expenses20€840€630€420▼ 33.3%
Current assets29/58€5,526€479€1,930▲ 303%
Stocks and contracts in progress3€2,179-€851-
Stocks30/36€2,179-€851-
Amounts receivable within one year40/41€2,399€280€587▲ 110%
Trade receivables40€1,983-€534-
Other amounts receivable41€416€280€52▼ 81.3%
Cash at bank and in hand54/58€948€199€352▲ 77.1%
Deferred charges and accrued income490/1--€140-
Equity and liabilities
Total equity and liabilities10/49€6,367€1,109€2,350▲ 112%
Equity10/15-€3,986-€8,715-€11,714▼ 34.4%
Contributions10/11€2,500€2,500€2,500=
Profit (loss) carried forward14-€6,486-€11,215-€14,214▼ 26.7%
Amounts payable17/49€10,352€9,824€14,064▲ 43.2%
Amounts payable within one year42/48€10,352€9,824€14,064▲ 43.2%
Trade debts44€363€450€2,440▲ 442%
Suppliers440/4€363€450€2,440▲ 442%
Other amounts payable47/48€9,989€9,374€11,624▲ 24.0%
Line202320242025Change
Profit (loss) for the period9904-€6,486-€4,729-€2,999▲ 36.6%
+ Depreciation and write-downs630€210€210€210=
Operating cash flow (approximation)-€6,275-€4,519-€2,789▲ 38.3%
Change in cash--€750€153▲ 120%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
353 m²
Building footprint
88 m²
Volume, LiDAR
594 m³
Parcel 23095B0190/00C007, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselsesteenweg 532, 1731 Asse
NACE 45113
since 20232.341.836.158
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23095B0190/00C007 Flanders 353 m² 1 · 88 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,664 companies in sector 47811 we hold annual accounts for 5,227. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798185185
Also 9925:BE0798185185
Registered 21-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.