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SABELLE COSMETICS

Active
Private limited companyfounded 20233 years activeTobie Swalusstraat 46, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1000.123.646
Summary

The computed 12-month bankruptcy probability of SABELLE COSMETICS is 2.4% (moderate). The 2025 annual accounts show equity of €19,466 and a net result of -€369. Its solvency ranks better than 24% of 13,521 sector peers (NACE 46, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150
1 site
Size
€272,464total assets 2025
Equity
€19,466
Loss
-€369
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy probability, 12 months
2.4%
Structure
Accounts filed 61 days late0 of 1 deed read
Why 52- Founded in 2023- Latest accounts 61 days late; 1 of the last 3 late- Equity €19,466 (7.1% of total assets)+ Liquidity: current ratio 1.89, cash €35,161Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 32-1
equity 7.1% of total assets
Liquidity 40+13
short-term debt 52.5% · cash 12.9%
Profitability 37+10
return on assets -0.1%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.7%▲ +0.1 percentage points vs 11-2024 01-2025: 2.0%▲ +0.3 percentage points vs 12-2024 02-2025: 2.1%▲ +0.1 percentage points vs 01-2025 03-2025: 2.4%▲ +0.3 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.6%▲ +0.2 percentage points vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 1.7%▼ -0.9 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.3%▲ +0.6 percentage points vs 07-2026 09-2026: 2.6%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 2.4%▼ -0.2 percentage points vs 09-2026
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.7 in 2024; short-term debt: 52.5% and cash: 12.9% of total assets), but 92.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 21% on solvency, 37% on liquidity, 30% on profitability and 36% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Equity €19,466 (7.1% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.89, cash €35,161
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€369
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 13521 sector peers (2025).
NBB · sector comparison
Position among 13521 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
61 days late
2024
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Total assets 20252 fiscal years filed €272,464 View
  • Active since 2023founded 21-09-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€272,464
Loss
-€369
Solvency
7.1%
Total assets▲ 8.9%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of furniture, household goods…NACE 46150
Founded
21-09-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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