Financials
- Fiscal year
- 2026
- Total assets
- €332,311
- Loss
- -€29,172
- Solvency
- -8.8%
Motera
ActiveSummary
The computed 12-month bankruptcy probability of Motera is 2.9% (moderate). The 2026 annual accounts show negative equity (-€29,172) and a net result of -€29,172. Its solvency ranks better than 15% of 187 sector peers (fiscal year 2026). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150Wholesale of motor vehicle parts and accessories NACE 46720
1 site
Size
€332,311total assets 2026
- Equity
- -€29,172
- Loss
- -€29,172
Turnover not published (abridged schema)
Structure
Accounts 46 d early0 of 2 deeds read
Why 49- 1 change of registered office in 24 months- Liquidity: current ratio 0.95, cash €8,711+ Size: total assets €332,311+ Figures for FY 2026 (filed 15-09-2026)Show the evidence
Checked score
Score 2026
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
16
equity -8.8% of total assets
Liquidity
3
short-term debt 98.8% · cash 2.6%
Profitability
8
return on assets -8.8%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 3.6%
05-2026: 3.6%● 0.0% vs 04-2026
06-2026: 3.8%▲ +4.2% vs 05-2026
07-2026: 4.1%▲ +8.8% vs 06-2026
08-2026: 4.3%▲ +4.6% vs 07-2026
09-2026: 4.7%▲ +9.5% vs 08-2026highest value
10-2026: 2.9%▼ -37.1% vs 09-2026lowest value
- 1 change of registered office in 24 months raises the probability
- Size: total assets €332,311 lowers the probability for this profile
- Figures for FY 2026 (filed 15-09-2026) lowers the probability
- Liquidity: current ratio 0.95, cash €8,711 raises the probability
No credit on open account
Liquidity short (current ratio 0.95; short-term debt: 98.8% and cash: 2.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 14%, liquidity 6%, profitability 15%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
46 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2026 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 15-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents in the wholesale of furniture, household goods…NACE 46150
- Founded
- 26-03-2025
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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