UNIC - FLORENVILLE
ActiveUNIC - FLORENVILLE has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €918k and a net result of €-284k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 30% of 135 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability22▲+2
Solvency38▼-3
Growth39=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.88 in 2025; short-term debt: 46% and cash: 1.3% of total assets), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
12.8%
Return on assets
-4%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
1819202123242526
2018 to 2026 · latest year €-284k
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
on the day
2025
5 d early
2024
32 d early
2023
22 d late
2021
30 d late
2020
9 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
€10.84M▲ 1.5%
2024 · €10.67M
2018: €7.64M
2019: €7.65M
2020: €8.20M
2021: €8.67M
2023: €9.08M
2024: €10.67M
2018 → 2025
EBIT margin
-1.4%▼ 3.4pp
2024 · 2.0%
2018: -0.5%
2019: -0.4%
2020: -0.8%
2021: 0.7%
2023: 0.7%
2024: 2.0%
2018 → 2025
Net result
€-284k▲ 13.9%
2025 · €-330k
2018: €-55k
2019: €-89k
2020: €-152k
2021: €-33k
2023: €-31k
2024: €78k
2025: €-330k
2018 → 2026
Working capital
€-498k▼ 14.6%
2025 · €-435k
2018: €504k
2019: €495k
2020: €542k
2021: €586k
2023: €815k
2024: €443k
2025: €-435k
2018 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212023202420252026Trend
Turnover€8.67M-€9.08M▲ 4.7%€10.67M▲ 17.6%€10.84M▲ 1.5%
Equity€940k-€909k▼ 3.3%€987k▲ 8.6%€1.20M▲ 21.7%€918k▼ 23.6%
Operating result€64k-€66k▲ 2.5%€211k▲ 221%€-153k€-81k▲ 47.3%
Net result€-33k-€-31k▲ 5.1%€78k€-330k€-284k▲ 13.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €81k in 2026 against €153k in 2025; the loss shrinks.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €7.17M
Fixed assets
€4.37M▲ 2.0%
Current assets
€2.80M▼ 12.9%
Equity and liabilities €7.17M
Equity
€918k▼ 23.6%
Debt
€6.25M▼ 0.8%
The debt ratio rises from 84.0% to 87.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€196k▲
2025 · €117k
Cash flow
€-7k▲
2025 · €-60k
Solvency
12.8%▼
2025 · 16.0%
Current ratio
0.85▼
2025 · 0.88
Quick ratio
0.60▼
2025 · 0.65
Debt / equity
6.81▲
2025 · 5.24
ROE
-30.9%▼
2025 · -27.5%
ROA
-4.0%▲
2025 · -4.4%
Interest coverage
0.95▲
2025 · 0.63
Debt
€6.25M▼
2025 · €6.30M
Debt ≤ 1 year
€3.29M▼
2025 · €3.65M
Debt > 1 year
€2.94M▲
2025 · €2.62M
Income taxes
€2k▼
2025 · €2k
Staff costs
€1.16M▼
2025 · €1.19M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€7.50M€7.17M▼
Fixed assets21/28€4.29M€4.37M▲
Intangible fixed assets21€36k€47k▲
Tangible fixed assets22/27€3.58M€3.40M▼
Land and buildings22€3.11M€3.00M▼
Plant, machinery and equipment23€353k€249k▼
Furniture and vehicles24€10k€38k▲
Leasing and similar rights25€7k€5k▼
Other tangible fixed assets26€97k€110k▲
Financial fixed assets28€670k€920k▲
Current assets29/58€3.21M€2.80M▼
Amounts receivable after more than one year29€650k€300k▼
Other amounts receivable291€650k€300k▼
Stocks and contracts in progress3€832k€814k▼
Stocks30/36€832k€814k▼
Amounts receivable within one year40/41€1.47M€1.38M▼
Trade receivables40€448k€335k▼
Other amounts receivable41€1.02M€1.04M▲
Current investments50/53€177k€177k=
Cash at bank and in hand54/58€51k€96k▲
Deferred charges and accrued income490/1€35k€32k▼
Equity and liabilities
Total equity and liabilities10/49€7.50M€7.17M▼
Equity10/15€1.20M€918k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€544k€544k=
Reserves13€1.12M€1.12M=
Non-distributable reserves130/1€183k€183k=
Legal reserve130€6k€6k=
Reserves not available under the articles1311-€177k
Own shares acquired1312€177k-
Tax-exempt reserves132€36k€36k=
Distributable reserves133€903k€903k=
Profit (loss) carried forward14€-527k€-811k▼
Amounts payable17/49€6.30M€6.25M▼
Amounts payable after more than one year17€2.62M€2.94M▲
Financial debts170/4€2.32M€2.32M▲
Other amounts payable178/9€300k€615k▲
Amounts payable within one year42/48€3.65M€3.29M▼
Current portion of amounts payable after more than one year42€377k€323k▼
Financial debts43€1.13M€881k▼
Credit institutions430/8€1.07M€818k▼
Other loans439€63k€63k▼
Trade debts44€1.80M€1.71M▼
Suppliers440/4€1.80M€1.71M▼
Advances received on contracts in progress46€140€5▼
Taxes, remuneration and social security45€213k€195k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€208k€190k▼
Other amounts payable47/48€129k€183k▲
Accrued charges and deferred income492/3€32k€19k▼
Income statement
Code20252026
Turnover70€10.84M-
Goods, raw materials, services and sundry goods60/61€9.78M-
Remuneration, social security and pensions62€1.19M€1.16M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270k€277k▲
Other operating charges640/8€93k€86k▼
Gross operating margin9900€1.41M€1.44M▲
Operating profit (loss)9901€-153k€-81k▲
Financial income75/76B€10k€6k▼
Recurring financial income75€10k€6k▼
Financial charges65/66B€187k€207k▲
Recurring financial charges65€187k€207k▲
Profit (loss) for the period before taxes9903€-330k€-282k▲
Transfer from deferred taxes780€2k-
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€-330k€-284k▲
Transfer from tax-exempt reserves789€4k€0▼
Profit (loss) for the period to be appropriated9905€-325k€-284k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-527k€-811k▼
Profit (loss) brought forward from the previous period14P€-202k€-527k▼
Social balance
Average headcount (FTE)908721.527.3▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
11-06
State Gazette act
General meeting · Director appointment
Permanent representative
11-06
State Gazette act
General meeting · Director appointment
Permanent representative
31-01
Financial
Weakest financial yearnet €-330k ▼524%
Net result drops to €-330k, the lowest in the series; recovery starts the following year.
31-01
Financial
Equity above €1MEq €1.20M ▲21.7%
Equity rises from €987k to €1.20M.
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-01
Financial
Back to profitnet €78k
Net result €78k after 5 loss-making years.
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 119 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florenville · 1 establishment unit since 1969
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Albert-Ier 166820 FlorenvilleGround area
3,193 m²
Building footprint
488 m²
Volume, LiDAR
5,292 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
UNIC FLORENVILLE
since 19692.003.114.534
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85011A0761/00K000 | Wallonia | 3,008 m² | 1 · 320 m² | 14.2 m · 4 fl. |
| 85011C0021/00F000 | Wallonia | 185 m² | 1 · 168 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Ownership & control
2 partiesUNIC - FLORENVILLEBE 0406.819.384
controls
Where this company holds controlthis company sits on their board2
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyFlorenville2.003.114.534
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FALIDIS
BE 0776.343.161
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IMMOPLEG
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COLLIER RETAIL
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Meise · Eq €912k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 2,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1969
Fiscal year end31-01
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.