COLLIER RETAIL
ActiveCOLLIER RETAIL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €912k and a net result of €39k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-12
Solvency51▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.74 in 2024; short-term debt: 10.9% and cash: 1.2% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
1.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
15 d late
2023
31 d late
2022
2 d late
2021
2 d early
2020
1 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€912k▼ 2.3%
2024 · €934k
2018: €183k
2019: €344k
2020: €552k
2021: €643k
2022: €686k
2023: €917k
2024: €934k
2018 → 2025
Total assets
€3.54M▼ 11.7%
2024 · €4.01M
2018: €1.07M
2019: €1.16M
2020: €1.32M
2021: €2.51M
2022: €2.30M
2023: €2.42M
2024: €4.01M
2018 → 2025
Net result
€39k▼ 49.6%
2024 · €76k
2018: €89k
2019: €161k
2020: €225k
2021: €121k
2022: €73k
2023: €232k
2024: €76k
2018 → 2025
Working capital
€33k
2024 · €-241k
2018: €321k
2019: €503k
2020: €729k
2021: €354k
2022: €324k
2023: €370k
2024: €-241k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€643k-€686k▲ 6.6%€917k▲ 33.8%€934k▲ 1.8%€912k▼ 2.3%
Operating result€169k-€124k▼ 27.0%€324k▲ 162%€97k▼ 70.1%€90k▼ 6.9%
Net result€121k-€73k▼ 40.0%€232k▲ 218%€76k▼ 67.0%€39k▼ 49.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.48M
Fixed assets
€3.06M▼ 5.9%
Current assets
€420k▼ 38.7%
Equity and liabilities €3.54M
Equity
€912k▼ 2.3%
Debt
€2.63M▼ 14.6%
The debt ratio falls from 76.7% to 74.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€333k▲
2024 · €200k
Cash flow
€281k▲
2024 · €180k
Solvency
25.8%▲
2024 · 23.3%
Current ratio
1.09▲
2024 · 0.74
Quick ratio
0.47▼
2024 · 0.52
Debt / equity
2.88▼
2024 · 3.29
ROE
4.2%▼
2024 · 8.2%
ROA
1.1%▼
2024 · 1.9%
Interest coverage
4.28▼
2024 · 5.58
Debt
€2.63M▼
2024 · €3.07M
Debt ≤ 1 year
€386k▼
2024 · €925k
Debt > 1 year
€2.24M▲
2024 · €2.15M
Income taxes
€532▼
2024 · €746
Staff costs
€368k▲
2024 · €248k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.01M€3.54M▼
Formation expenses20€71k€57k▼
Fixed assets21/28€3.25M€3.06M▼
Intangible fixed assets21€40k€20k▼
Tangible fixed assets22/27€3.21M€3.04M▼
Land and buildings22€2.23M€2.16M▼
Plant, machinery and equipment23€853k€783k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€80k€59k▼
Other tangible fixed assets26€49k€42k▼
Financial fixed assets28€250€250=
Current assets29/58€684k€420k▼
Stocks and contracts in progress3€202k€239k▲
Stocks30/36€202k€239k▲
Amounts receivable within one year40/41€142k€104k▼
Trade receivables40€89k€93k▲
Other amounts receivable41€53k€12k▼
Cash at bank and in hand54/58€327k€43k▼
Deferred charges and accrued income490/1€13k€34k▲
Equity and liabilities
Total equity and liabilities10/49€4.01M€3.54M▼
Equity10/15€934k€912k▼
Contributions10/11€105k€105k=
Reserves13€829k€807k▼
Distributable reserves133€829k€807k▼
Amounts payable17/49€3.07M€2.63M▼
Amounts payable after more than one year17€2.15M€2.24M▲
Financial debts170/4€1.90M€1.89M▼
Trade debts175€248k€354k▲
Amounts payable within one year42/48€925k€386k▼
Current portion of amounts payable after more than one year42€169k€206k▲
Trade debts44€674k€61k▼
Suppliers440/4€674k€61k▼
Taxes, remuneration and social security45€54k€59k▲
Taxes450/3-€10k
Remuneration and social security454/9€54k€50k▼
Other amounts payable47/48€28k€60k▲
Income statement
Code20242025
Remuneration, social security and pensions62€248k€368k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103k€243k▲
Other operating charges640/8€105k€23k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€553k€728k▲
Operating profit (loss)9901€97k€90k▼
Financial income75/76B€16k€27k▲
Recurring financial income75€16k€27k▲
Financial charges65/66B€36k€78k▲
Recurring financial charges65€36k€78k▲
Profit (loss) for the period before taxes9903€77k€39k▼
Income taxes67/77€746€532▼
Profit (loss) for the period9904€76k€39k▼
Profit (loss) for the period to be appropriated9905€76k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€39k▼
Transfer from equity791/2€60k€60k=
Transfer to equity691/2€76k€39k▼
To other reserves6921€76k€39k▼
Profit to be distributed694/7€60k€60k=
Return on contributions (dividend)694€60k€60k=
Social balance
Average headcount (FTE)90876.29.1▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €39k ▼49.6%
Net result drops to €39k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
30-09
Financial
Highest result since 2018net €232k ▲218%
Operating result €324k, net result €232k, both a record.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500kEq €552k ▲60.2%
3 profitable years in a row build equity to €552k.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €200kEq €344k ▲88%
2 profitable years in a row build equity to €344k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Godshuisstraat 21861 MeiseGround area
2,734 m²
Building footprint
1,134 m²
Volume, LiDAR
4,179 m³
2 parcels, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eurospar
since 20162.255.359.569
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0387/00E002 | Flanders | 2,530 m² | 1 · 1,021 m² | 5.7 m · 1 fl. |
| 23093F0387/00F002 | Flanders | 204 m² | 1 · 113 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 38,825 EUR awarded · 15,474 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 23,352 EUR | 1 EUR |
| 2024 | 1 | 4,529 EUR | 4,529 EUR |
| 2023 | 1 | 5,705 EUR | 5,705 EUR |
| 2022 | 1 | 5,239 EUR | 5,239 EUR |
Schemes
Ecologiepremie+
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMeise2.255.359.569
Legal Entity Identifier
9845003F8C1AE2Q8AE14
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,381. 3,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2016
Fiscal year end30-09
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
68110Buying and selling of own real estate
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.