UNIVERSAL FOODING
ActiveThe computed 12-month bankruptcy probability of UNIVERSAL FOODING is 2.6% (moderate). The 2024 annual accounts show equity of €919k and a net result of €258k. Equity is growing by ~66.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 6008 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
95
/ 100
Excellent▲ +9 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability48▼-6
Solvency88▲+21
Growth85=
Stability94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.48 in 2023), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.6%
Return on assets
13.9%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
118 d late
2023
131 d late
2022
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€16.72M▲ 21.8%
2023 · €13.73M
2022: €9.76M
2023: €13.73M
2022 → 2024
EBIT margin
1.9%▼ 2.5pp
2023 · 4.4%
2022: 2.1%
2023: 4.4%
2022 → 2024
Net result
€258k▼ 36.7%
2023 · €407k
2022: €173k
2023: €407k
2022 → 2024
Working capital
€579k▲ 27.4%
2023 · €455k
2022: €117k
2023: €455k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€9.76M-€13.73M▲ 40.7%€16.72M▲ 21.8%
Equity€163k-€570k▲ 249%€919k▲ 61.1%
Operating result€200k-€606k▲ 203%€320k▼ 47.2%
Net result€173k-€407k▲ 135%€258k▼ 36.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 47% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.85M
Fixed assets
€414k▲ 128%
Current assets
€1.44M▲ 2.5%
Equity and liabilities €1.85M
Equity
€919k▲ 61.1%
Provisions
€26k=
Debt
€907k▼ 8.2%
The debt ratio falls from 62.4% to 49.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€389k▼
2023 · €625k
Cash flow
€327k▼
2023 · €425k
Solvency
49.6%▲
2023 · 36.0%
Current ratio
1.67▲
2023 · 1.48
Quick ratio
1.16▲
2023 · 0.93
Debt / equity
0.99▼
2023 · 1.73
ROE
28.0%▼
2023 · 71.4%
ROA
13.9%▼
2023 · 25.7%
Interest coverage
13.99▼
2023 · 3570.39
Debt
€907k▼
2023 · €988k
Debt ≤ 1 year
€859k▼
2023 · €948k
Debt > 1 year
€49k▲
2023 · €40k
Income taxes
€37k▼
2023 · €183k
Staff costs
€321k▲
2023 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.58M€1.85M▲
Fixed assets21/28€182k€414k▲
Tangible fixed assets22/27€146k€378k▲
Plant, machinery and equipment23€36k€239k▲
Furniture and vehicles24€110k€139k▲
Financial fixed assets28€36k€36k=
Current assets29/58€1.40M€1.44M▲
Amounts receivable after more than one year29-€65k
Other amounts receivable291-€65k
Stocks and contracts in progress3€523k€442k▼
Stocks30/36€523k€442k▼
Amounts receivable within one year40/41€750k€666k▼
Trade receivables40€606k€616k▲
Other amounts receivable41€144k€50k▼
Cash at bank and in hand54/58€130k€265k▲
Equity and liabilities
Total equity and liabilities10/49€1.58M€1.85M▲
Equity10/15€570k€919k▲
Contributions10/11€7k€7k=
Reserves13€426k€26k▼
Non-distributable reserves130/1€401k€700▼
Reserves not available under the articles1311€700€700=
Other1319€400k-
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€54k€802k▲
Investment grants15€84k€84k=
Provisions and deferred taxes16€26k€26k=
Provisions for liabilities and charges160/5€26k€26k=
Taxes161€26k€26k=
Amounts payable17/49€988k€907k▼
Amounts payable after more than one year17€40k€49k▲
Financial debts170/4-€49k
Other amounts payable178/9€40k-
Amounts payable within one year42/48€948k€859k▼
Current portion of amounts payable after more than one year42-€47k
Trade debts44€637k€541k▼
Suppliers440/4€637k€541k▼
Taxes, remuneration and social security45€311k€271k▼
Taxes450/3€311k€271k▼
Income statement
Code20232024
Turnover70€13.73M€16.72M▲
Non-recurring operating income76A-€32k
Goods, raw materials, services and sundry goods60/61€12.77M€16.03M▲
Remuneration, social security and pensions62€306k€321k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€69k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k
Other operating charges640/8€25k-
Gross operating margin9900€956k€719k▼
Operating profit (loss)9901€606k€320k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Non-recurring financial income76B-€2k
Financial charges65/66B€16k€28k▲
Recurring financial charges65€175€28k▲
Non-recurring financial charges66B€16k-
Profit (loss) for the period before taxes9903€590k€295k▼
Income taxes67/77€183k€37k▼
Profit (loss) for the period9904€407k€258k▼
Profit (loss) for the period to be appropriated9905€407k€258k▼
Appropriation of the result
Profit (loss) to be appropriated9906€455k€258k▼
Profit (loss) brought forward from the previous period14P€48k-
Transfer to equity691/2€401k-
To the legal reserve6920€700-
To other reserves6921€400k-
Shareholders' contribution to the loss794-€545k
Social balance
Average headcount (FTE)9087-320,994.6
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 118 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 131 days late
2023
31-12
Financial
Highest result since 2022net €407k ▲135%
Operating result €606k, net result €407k, both a record.
31-12
Financial
Equity above €500kEq €570k ▲249%
2 profitable years in a row build equity to €570k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 91070 AnderlechtGround area
1.8 ha
Building footprint
9,443 m²
Volume, LiDAR
108,274 m³
2 parcels, Brussels, Flanders · tallest building 28.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
BEST AFRICA
since 20212.321.066.478
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0289/00B004 | Brussels | 9,782 m² | 1 · 4,538 m² | 28.4 m · 7 fl. |
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDrogenbos2.321.066.478
Similar companies · same sector, comparable size
DANATEL
BE 0862.443.133
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CONFEBEL
BE 0501.662.620
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VMS FINE FOOD
BE 0845.817.432
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IMMO DE WILDE
BE 0872.394.046
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ALSCO
BE 0892.086.729
Awans · Eq €886k
Of 1,632 companies in sector 46170 we hold annual accounts for 662. 304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2021
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
46349Wholesale of beverages, general range
46392Non-specialised wholesale
52210Service activities incidental to land transportation
82920Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:universalfooding@gmail.com