Equity
-€49,443
Debts exceed assets in financial year 2026.
SA & S
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2004peak €39,239 (2008)
-€480▲ €428
lowest -€31,231 (2019)
-€1,516▼ €9,649
peak €17,261 (2010)
-€49,443▼ €1,516
€49,555▲ 3.2%
Board1 name since 2022
1 director
Documentsfilings and deeds
27-10-20264 days before the deadline
2026micro format
Gross margin from -€908 to -€480Loss of €1,516Cash from €73 to €112
Key points
from the 2026 annual accountsFilings
23 annual accounts since 2004
Three of the last ten came late. The 2019 accounts came latest: 40 days after the end of the period.
Position in the sector
-44142.0%
Lower solvency than 95% of companies in wholesale trade. Sector median 45.9% · 575 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,618 companies had the same profile as SA & S has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,618 companies, not a prediction for SA & S. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
First establishment
Veldeken 43, Deinze
Incorporation
published on 14-11-2002 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as SA & S: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €54 and €850, founded between 1988 and 2011.
Official details
Source: KBO- Status
- Active since 06-11-2002Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment unit
- 2.114.705.5129850 Deinze, since 16-12-2002
- Financial year end
- 31 March
- Peppol
- Not found in the Peppol Directory
Annual accounts to 31-03-2026
- €112▲ 17.2%
- Filing
- Filed on 27-10-2026, 4 days before the end of the filing period
Insights on SA & S
SA & S files the micro format. That format states no turnover. The gross margin fell from €17,311 in 2007 to -€480 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SA & S
- What is the company number of SA & S?
- The company number of SA & S is 0478.732.216. The VAT number is the same number with BE in front: BE 0478.732.216.
- Where is SA & S based?
- The registered office is at Veldeken 43, 9850 Deinze.Company details
- What does SA & S do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of SA & S?
- SA & S is a private limited company (pre-2019) (BVBA).
- When was SA & S founded?
- SA & S was founded on 06-11-2002.
- Is SA & S still active?
- Yes, SA & S is an active enterprise in the KBO register.
- What is the turnover of SA & S?
- The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
- Is SA & S profitable?
- In financial year 2026, SA & S made a loss of €1,516.
- Where can I find the annual accounts of SA & S?
- SA & S filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of SA & S due?
- SA & S must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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