ORTO
ActiveThe computed 12-month bankruptcy probability of ORTO is 1.7% (moderate). The 2025 annual accounts show negative equity (€-93k) and a net result of €-944. Equity is shrinking by ~34% per year across the filed fiscal years. Its solvency ranks better than 5% of 11282 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-93k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
25 d late
2023
70 d early
2022
89 d early
2021
33 d early
2020
27 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-93k▼ 1.0%
2024 · €-92k
2018: €40k
2019: €39k
2020: €32k
2021: €30k
2022: €-121k
2023: €-89k
2024: €-92k
2018 → 2025
Total assets
€54▼ 98.1%
2024 · €3k
2018: €153k
2019: €152k
2020: €153k
2021: €151k
2022: €1k
2023: €468
2024: €3k
2018 → 2025
Net result
€-944▲ 68.8%
2024 · €-3k
2018: €-2k
2019: €-4k
2020: €-3k
2021: €-2k
2022: €-151k
2023: €32k
2024: €-3k
2018 → 2025
Working capital
€-93k▼ 1.0%
2024 · €-92k
2018: €39k
2019: €36k
2020: €32k
2021: €30k
2022: €-121k
2023: €-89k
2024: €-92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€-121k€-89k▲ 26.3%€-92k▼ 3.4%€-93k▼ 1.0%
Operating result€-2k-€-151k▼ 7,548%€32k€-3k€-913▲ 69.5%
Net result€-2k-€-151k▼ 7,293%€32k€-3k€-944▲ 68.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €913 in 2025 against €3k in 2024; the loss shrinks.
Key figures and ratios
Debt
€93k▼
2024 · €95k
Debt ≤ 1 year
€93k▼
2024 · €95k
Ratios withheld: a balance sheet total of €54 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€54▼
Current assets29/58€3k€54▼
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Other amounts receivable41€95-
Cash at bank and in hand54/58€150€54▼
Equity and liabilities
Total equity and liabilities10/49€3k€54▼
Equity10/15€-92k€-93k▼
Contributions10/11€200k€200k=
Profit (loss) carried forward14€-292k€-293k▼
Amounts payable17/49€95k€93k▼
Amounts payable within one year42/48€95k€93k▼
Trade debts44€3k€512▼
Suppliers440/4€3k€512▼
Other amounts payable47/48€92k€93k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-3k€-513▲
Operating profit (loss)9901€-3k€-913▲
Financial charges65/66B€33€31▼
Recurring financial charges65€33€31▼
Profit (loss) for the period before taxes9903€-3k€-944▲
Profit (loss) for the period9904€-3k€-944▲
Profit (loss) for the period to be appropriated9905€-3k€-944▲
Appropriation of the result
Profit (loss) to be appropriated9906€-292k€-293k▼
Profit (loss) brought forward from the previous period14P€-289k€-292k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after 5 loss-making years.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-151k
Net result drops to €-151k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Parc 821310 La HulpeGround area
2,487 m²
Building footprint
615 m²
Volume, LiDAR
8,803 m³
2 parcels, Brussels, Wallonia · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ORTO
since 20092.177.849.740
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050F0015/00H017 | Wallonia | 1,784 m² | 1 · 267 m² | - |
| 21618B0276/00P056 | Brussels | 703 m² | 1 · 348 m² | 29.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SECURITY CONCEPT
BE 0847.584.515
Bassenge · Eq €30k
TOMEquipments
BE 0452.270.913
Walcourt · Eq €30k
VIAK
BE 0629.906.617
Orp-Jauche · Eq €30k
Oli4 Consult
BE 1029.227.111
Grobbendonk · Eq €30k
LLZ CONSULTING
BE 0803.247.892
Ath · Eq €30k
Of 6,156 companies in sector 46190 we hold annual accounts for 2,571. 1,790 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-03-2009
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.