Equity
-€19,453
Debts exceed assets in financial year 2025.
BMJ
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €17,354 (2012)
€1,527▲ 17.1%
lowest -€14,435 (2015)
€762▼ 18.6%
peak €10,742 (2006)
-€19,453▲ €761
€20,303▼ 6.2%
peak 0.3 FTE (2007)
-not published
Board1 name since 2024
1 director
Owners
Documentsfilings and deeds
01-09-202632 days late
2025micro format
Gross margin from €1,304 to €1,527Cash from €166 to €40
Key points
from the 2025 annual accountsPayment terms
28 days to suppliers
BMJ pays its suppliers 39 days earlier than in 2024.
Position in the sector
-2288.0%
Lower solvency than 95% of companies in wholesale trade. Sector median 40.6% · 15,428 companies.
2025 accounts filed 32 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as BMJ has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for BMJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Change of role: , from manager to director
Director discharge: · Gazette deed
Registered office moved from Naamur to Malonne
New registered office: Avenue de la Vecquée 465, 5020 Malonne · Previous registered office: Avenue Reine Astrid 8/1 B-5000 NAAMUR · General meeting of 18-04-2019 · Gazette deed
First establishment
SPRL BMJ, Avenue de la Vecquée 465, Namur
Incorporation
published on 11-01-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMJ Namur | €850 | €1,527 | -2288.0% | - |
| BE-DESIGNE & CONSULTANCY Herentals | €1,362 | -€2,795 | -6432.6% | - |
| RD Dearac Sint-Truiden | €1,204 | -€852 | -421.7% | - |
| Econogy Wevelgem | €857 | -€4,342 | -610.5% | - |
| ATTITUDES Herstal | €1,917 | €230 | -1189.0% | - |
| SHIVEB Waterloo | €712 | -€5,385 | -6956.8% | - |
| DE VRIJDAGMARKT Nijlen | €660 | -€504 | -399.9% | - |
These companies have the same main activity as BMJ: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €660 and €1,920, founded between 1988 and 2015.
Official details
Source: KBO- Status
- Active since 30-12-2004Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment unit
- 2.156.047.8035020 Namur, since 11-09-2006
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on BMJ
BMJ files the micro format. That format states no turnover. The gross margin fell from €9,038 in 2006 to €1,527 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BMJ
- What is the company number of BMJ?
- The company number of BMJ is 0870.917.270. The VAT number is the same number with BE in front: BE 0870.917.270.
- Where is BMJ based?
- The registered office is at Avenue de la Vecquée 465, 5020 Namur.Company details
- What does BMJ do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of BMJ?
- BMJ is a private limited company (BV).
- When was BMJ founded?
- BMJ was founded on 30-12-2004.
- Is BMJ still active?
- Yes, BMJ is an active enterprise in the KBO register.
- What is the turnover of BMJ?
- The turnover of BMJ was €8,960 in financial year 2025, according to the filed annual accounts.Financials
- Is BMJ profitable?
- In financial year 2025, BMJ made a profit of €762.
- Where can I find the annual accounts of BMJ?
- BMJ filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BMJ due?
- BMJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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