S2Build
ActiveS2Build has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €28k. Its solvency ranks better than 79% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.42; short-term debt: 29.2% and cash: 8.2% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
66%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€30k
Total assets
€42k
Net result
€28k
Working capital
€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €42k
Equity
€30k
Debt
€12k
Debt finances 29.2% of the balance-sheet total.
Key figures and ratios
Solvency
70.8%
Current ratio
3.42
Quick ratio
3.42
Debt / equity
0.41
ROE
93.3%
ROA
66.0%
Debt
€12k
Debt ≤ 1 year
€12k
Income taxes
€7k
Staff costs
€12k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€42k
Current assets29/58€42k
Amounts receivable within one year40/41€38k
Trade receivables40€38k
Other amounts receivable41€819
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€104
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€30k
Contributions10/11€2k
Reserves13€28k
Distributable reserves133€28k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€8k
Taxes450/3€7k
Remuneration and social security454/9€1k
Other amounts payable47/48€662
Income statement
Code2025
Remuneration, social security and pensions62€12k
Other operating charges640/8€400
Gross operating margin9900€47k
Operating profit (loss)9901€35k
Financial charges65/66B€79
Recurring financial charges65€79
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€7k
Profit (loss) for the period9904€28k
Profit (loss) for the period to be appropriated9905€28k
Appropriation of the result
Profit (loss) to be appropriated9906€28k
Transfer to equity691/2€28k
To other reserves6921€28k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Witte Gracht(WIE) 732222 Heist-op-den-BergGround area
1,000 m²
Building footprint
119 m²
Volume, LiDAR
629 m³
Parcel 12039B0405/00E000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S2Build
since 20252.373.538.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039B0405/00E000 | Flanders | 1,000 m² | 1 · 119 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2025
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43410Roofing work
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.