NIO CONCEPT

Active

Private limited companyfounded 20251 yr activeEigenbrakelse Steenweg 80, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 1023.128.086

NIO CONCEPT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €35k. Its solvency ranks better than 64% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

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Checked score

Score 2025

80 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency82

Growth-

Track record67

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 2.9; short-term debt: 32.9% and cash: 86.6% of total assets), and 42.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

57.1%

Return on assets

71.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k

Total assets

€49k

Net result

€35k

Working capital

€31k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €49k

95.3%

Fixed assets €2k

Current assets €47k

Equity and liabilities €49k

57.1%

42.9%

Equity €28k

Debt €21k

Debt finances 42.9% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€41k

Cash flow

€35k

Solvency

57.1%

Current ratio

2.90

Quick ratio

2.90

Debt / equity

0.75

ROE

125.0%

ROA

71.4%

Interest coverage

6634.06

Debt

€21k

Debt ≤ 1 year

€16k

Income taxes

€6k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€49k

Fixed assets21/28€2k

Tangible fixed assets22/27€2k

Furniture and vehicles24€2k

Current assets29/58€47k

Amounts receivable within one year40/41€2k

Other amounts receivable41€2k

Cash at bank and in hand54/58€42k

Deferred charges and accrued income490/1€2k

Equity and liabilities

Total equity and liabilities10/49€49k

Equity10/15€28k

Contributions10/11€3k

Reserves13€20k

Distributable reserves133€20k

Profit (loss) carried forward14€5k

Amounts payable17/49€21k

Amounts payable within one year42/48€16k

Trade debts44€99

Suppliers440/4€99

Taxes, remuneration and social security45€6k

Taxes450/3€6k

Other amounts payable47/48€10k

Accrued charges and deferred income492/3€5k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€503

Other operating charges640/8€166

Gross operating margin9900€42k

Operating profit (loss)9901€41k

Financial charges65/66B€6

Recurring financial charges65€6

Profit (loss) for the period before taxes9903€41k

Income taxes67/77€6k

Profit (loss) for the period9904€35k

Profit (loss) for the period to be appropriated9905€35k

Appropriation of the result

Profit (loss) to be appropriated9906€35k

Transfer to equity691/2€20k

To other reserves6921€20k

Profit to be distributed694/7€10k

Directors or managers695€10k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Sint-Genesius-Rode · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eigenbrakelse Steenweg 801640 Sint-Genesius-Rode

Ground area

492 m²

Building footprint

136 m²

Volume, LiDAR

812 m³