Checked.be · Company dossierhttps://checked.be/en/c/s-v-0821661165 · as of 02-10-2026
S&V
Active
Private limited company · founded 2009 · 16 yrs activeBekenrooistraat 15, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0821.661.165
Summary
S&V has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,258 and a net result of €40,601. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Why 88+ Annual accounts: healthy financial profile+ Long track recordFiled after the deadlineShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Four sides of financial health side by side. You see at a glance where the company is strong and where it is vulnerable.
Profitability82▲+8
Solvency93▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
0.4%Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.14 in 2024; short-term debt: 29% and cash: 68.2% of total assets), and 31.8% of the assets are financed with debt.
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
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neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 September (5 of the last 5 filed years within 30 days of that day).