Financials
- Financial year
- 2022
- Total assets
- €5,289
- Loss
- -€1,234
- Solvency
- 28.8%
Total assets▼ 18.9%
Net result
20192022
S&T CONCEPTS
ActiveSummary
The computed 12-month bankruptcy probability of S&T CONCEPTS is 7.1% (elevated). For S&T CONCEPTS, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €1,522 and a net result of -€1,234. Equity is shrinking by about 40% per year across the filed financial years. Its solvency ranks better than 39% of 7,946 sector peers (NACE 41, financial year 2022). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€5,289total assets 2022
- Equity
- €1,522
- Loss
- -€1,234
Turnover not published (micro format)
Financial health
- Bankruptcy probabilitywithin 12 months
- 7.1%
2022 figures too old to score
Structure
Accounts 982 days overdue0 of 1 deed read
Signalsraises riskFigures for financial year 2022 (filed 02-03-2023)3 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 lateSize: total assets €5,289Two or more financial years not filedlowers riskLiquidity: current ratio 1.40, cash €5,256neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Weak
Solvency
54-13
equity 28.8% of total assets
Liquidity
62-8
short-term debt 71.2% · cash 99.4%
Profitability
0=
return on assets -23.3%
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.9%
12-2024: 5.8%▼ -0.1 percentage points vs 11-2024
01-2025: 5.7%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 7.4%▲ +1.7 percentage points vs 01-2025
03-2025: 7.4%● unchanged vs 02-2025
04-2025: 8.3%▲ +0.9 percentage points vs 03-2025
05-2025: 8.3%● unchanged vs 04-2025
06-2025: 8.3%● unchanged vs 05-2025
07-2025: 8.3%● unchanged vs 06-2025
08-2025: 8.3%● unchanged vs 07-2025highest value
09-2025: 8.3%● unchanged vs 08-2025highest value
10-2025: 8.3%● unchanged vs 09-2025highest value
11-2025: 8.3%● unchanged vs 10-2025highest value
12-2025: 8.3%● unchanged vs 11-2025highest value
01-2026: 8.3%● unchanged vs 12-2025highest value
02-2026: 8.0%▼ -0.3 percentage points vs 01-2026
03-2026: 8.0%● unchanged vs 02-2026
04-2026: 8.0%● unchanged vs 03-2026
05-2026: 7.6%▼ -0.4 percentage points vs 04-2026
06-2026: 7.4%▼ -0.2 percentage points vs 05-2026
07-2026: 7.2%▼ -0.2 percentage points vs 06-2026
08-2026: 7.2%● unchanged vs 07-2026
09-2026: 7.2%● unchanged vs 08-2026
10-2026: 7.1%▼ -0.1 percentage points vs 09-2026
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
30-06-2023 year end31-01-2024 deadline09-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 28-02-2023, 28 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
28 days late
2021
5 days late
2020
55 days late
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 14 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2022 · micro…
- Annual accounts filedfinancial year 2021 · micro…
- Annual accounts filedfinancial year 2020 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2019
- 30-06-2020Weakest financial year
- 30-12-2019Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 17-05-2018
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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