Checked.be · Company dossierhttps://checked.be/en/c/s-t-concepts-0696603817 · as of 08-10-2026
S&T CONCEPTS
Active
Private limited company (pre-2019) · founded 2018 · 8 years activeRue Emile-Lorent, Soye 20, 5150 Floreffe, BelgiumKBO/BCE: BE 0696.603.817
Summary
The computed 12-month bankruptcy probability of S&T CONCEPTS is 7.1% (elevated). For S&T CONCEPTS, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €1,522 and a net result of -€1,234. Equity is shrinking by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 7,952 sector peers (NACE 41, fiscal year 2022). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2022 (filed 02-03-2023)- 3 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late- Size: total assets €5,289- Two or more financial years not filed+ Liquidity: current ratio 1.40, cash €5,256Filed after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency54-13
equity 28.8% of total assets
Liquidity62-8
short-term debt 71.2% · cash 99.4%
Profitability0=
return on assets -23.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
7.1%Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.5% (13,362 companies)
Last 24 months11-2024: 5.9%12-2024: 5.8%▼ -0.1 percentage points vs 11-202401-2025: 5.7%▼ -0.1 percentage points vs 12-2024lowest value02-2025: 7.4%▲ +1.7 percentage points vs 01-202503-2025: 7.4%● unchanged vs 02-202504-2025: 8.3%▲ +0.9 percentage points vs 03-202505-2025: 8.3%● unchanged vs 04-202506-2025: 8.3%● unchanged vs 05-202507-2025: 8.3%● unchanged vs 06-202508-2025: 8.3%● unchanged vs 07-2025highest value09-2025: 8.3%● unchanged vs 08-2025highest value10-2025: 8.3%● unchanged vs 09-2025highest value11-2025: 8.3%● unchanged vs 10-2025highest value12-2025: 8.3%● unchanged vs 11-2025highest value01-2026: 8.3%● unchanged vs 12-2025highest value02-2026: 8.0%▼ -0.3 percentage points vs 01-202603-2026: 8.0%● unchanged vs 02-202604-2026: 8.0%● unchanged vs 03-202605-2026: 7.6%▼ -0.4 percentage points vs 04-202606-2026: 7.4%▼ -0.2 percentage points vs 05-202607-2026: 7.2%▼ -0.2 percentage points vs 06-202608-2026: 7.2%● unchanged vs 07-202609-2026: 7.2%● unchanged vs 08-202610-2026: 7.1%▼ -0.1 percentage points vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 28-02-2023, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2022 · micro…
Annual accounts filedfiscal year 2021 · micro…
Annual accounts filedfiscal year 2020 · micro…
Key points
Risk: Accounts not fileddeadline was 31-01-2024981 days lateView
Risk: 3 loss-making years in a rowloss fiscal year 2022-€1,234View
Caution: Among the weakest 14% on equitysector median €44,124 · 7,966 companies€1,522View