Skip to content

S&T CONCEPTS

Active
Private limited company (pre-2019)founded 20188 years activeRue Emile-Lorent, Soye 20, 5150 Floreffe, BelgiumKBO/BCE: BE 0696.603.817
Summary

The computed 12-month bankruptcy probability of S&T CONCEPTS is 7.1% (elevated). For S&T CONCEPTS, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €1,522 and a net result of -€1,234. Equity is shrinking by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 7,952 sector peers (NACE 41, fiscal year 2022). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€5,289total assets 2022
Equity
€1,522
Loss
-€1,234
Turnover not published (abridged schema)
Financial health
Bankruptcy probabilitywithin 12 months
7.1%
2022 figures too old to score
Structure
Accounts 981 days overdue0 of 1 deed read
Signals- Figures for FY 2022 (filed 02-03-2023)- 3 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late- Size: total assets €5,289- Two or more financial years not filed+ Liquidity: current ratio 1.40, cash €5,256Filed after the deadlineShow the evidence

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Weak
Solvency 54-13
equity 28.8% of total assets
Liquidity 62-8
short-term debt 71.2% · cash 99.4%
Profitability 0=
return on assets -23.3%
Bankruptcy probability, 12 months
7.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 5.9% 12-2024: 5.8%▼ -0.1 percentage points vs 11-2024 01-2025: 5.7%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 7.4%▲ +1.7 percentage points vs 01-2025 03-2025: 7.4%● unchanged vs 02-2025 04-2025: 8.3%▲ +0.9 percentage points vs 03-2025 05-2025: 8.3%● unchanged vs 04-2025 06-2025: 8.3%● unchanged vs 05-2025 07-2025: 8.3%● unchanged vs 06-2025 08-2025: 8.3%● unchanged vs 07-2025highest value 09-2025: 8.3%● unchanged vs 08-2025highest value 10-2025: 8.3%● unchanged vs 09-2025highest value 11-2025: 8.3%● unchanged vs 10-2025highest value 12-2025: 8.3%● unchanged vs 11-2025highest value 01-2026: 8.3%● unchanged vs 12-2025highest value 02-2026: 8.0%▼ -0.3 percentage points vs 01-2026 03-2026: 8.0%● unchanged vs 02-2026 04-2026: 8.0%● unchanged vs 03-2026 05-2026: 7.6%▼ -0.4 percentage points vs 04-2026 06-2026: 7.4%▼ -0.2 percentage points vs 05-2026 07-2026: 7.2%▼ -0.2 percentage points vs 06-2026 08-2026: 7.2%● unchanged vs 07-2026 09-2026: 7.2%● unchanged vs 08-2026 10-2026: 7.1%▼ -0.1 percentage points vs 09-2026
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2022 (filed 02-03-2023)
NBB · annual accounts
raises risk · 3 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.40, cash €5,256
NBB · annual accounts
raises risk · Size: total assets €5,289
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filings
Position against the passed deadline
30-06-2023 close31-01-2024 deadline08-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 28-02-2023, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
28 days late
2021
5 days late
2020
55 days late
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2022 · micro…
  2. Annual accounts filedfiscal year 2021 · micro…
  3. Annual accounts filedfiscal year 2020 · micro…

Key points

  • Risk: Accounts not fileddeadline was 31-01-2024 981 days late View
  • Risk: 3 loss-making years in a rowloss fiscal year 2022 -€1,234 View
  • Caution: Among the weakest 14% on equitysector median €44,124 · 7,966 companies €1,522 View

By topic

Financials

Fiscal year
2022
Total assets
€5,289
Loss
-€1,234
Solvency
28.8%
Total assets▼ 18.9%
Net result
20192022
Go to Financials

Timeline

Events
5
Since
2019
  1. 30-06-2020Weakest financial year
  2. 30-12-2019Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
17-05-2018
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.