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VAN LOOCK CONSTRUCT

Active
Private limited companyfounded 20187 yrs activeWestmeerbeeksteenweg 43, 2221 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0716.694.002
Summary

The computed 12-month bankruptcy probability of VAN LOOCK CONSTRUCT is 2.6% (moderate). The annual accounts of VAN LOOCK CONSTRUCT for fiscal year 2025 show a net loss of 60% of total assets and of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €1,883 and a net result of -€2,498. Equity is shrinking by ~24.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 57% of 2213 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency70▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
13 d early
2021
30 d late
2020
15 d early
2019
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VAN LOOCK CONSTRUCT was incorporated on 20 December 2018.1 Total assets fell from EUR 19,246 in 2019 to EUR 4,189 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1,883▼ 57.0%
2024 · €4,381
Total assets
€4,189▼ 37.8%
2024 · €6,732
Net result
-€2,498▼ 10.0%
2024 · -€2,271
Working capital
€1,883▼ 57.0%
2024 · €4,381
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,097▲ 5.6%-€2,037▲ 2.8%-€3,366▼ 65.2%-€2,222▲ 34.0%-€2,442▼ 9.9%
Net result-€2,149▲ 4.7%-€2,084▲ 3.0%-€3,413▼ 63.8%-€2,271▲ 33.5%-€2,498▼ 10.0%
Equity€12,150▼ 15.0%€10,066▼ 17.2%€6,653▼ 33.9%€4,381▼ 34.1%€1,883▼ 57.0%
Total assets€15,849▼ 9.9%€11,477▼ 27.6%€8,289▼ 27.8%€6,732▼ 18.8%€4,189▼ 37.8%
Debt€3,699▲ 12.6%€1,411▼ 61.9%€1,636▲ 16.0%€2,351▲ 43.7%€2,305▼ 1.9%
Working capital€12,150▼ 15.0%€10,066▼ 17.2%€6,653▼ 33.9%€4,381▼ 34.1%€1,883▼ 57.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€2,097-€2,097Net result 2021: -€2,149-€2,149Operating result 2022: -€2,037-€2,037Net result 2022: -€2,084-€2,084Operating result 2023: -€3,366-€3,366Net result 2023: -€3,413-€3,413Operating result 2024: -€2,222-€2,222Net result 2024: -€2,271-€2,271Operating result 2025: -€2,442-€2,442Net result 2025: -€2,498-€2,49820212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€3,366-€3,370Net result 2023: -€3,413-€3,410Operating result 2024: -€2,222-€2,220Net result 2024: -€2,271-€2,270Operating result 2025: -€2,442-€2,440Net result 2025: -€2,498-€2,500202320242025
The operating result stays negative: a loss of €2,442 in 2025 against €2,222 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4,189
Equity €1,883 ▼ 57.0%
Debt €2,305 ▼ 1.9%
Debt's share of the balance-sheet total rises from 34.9% to 55.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€2,305▼
2024 · €2,351
Ratios withheld: a balance sheet total of €4,189 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,595 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.8% went bankrupt
9.3% stopped otherwise
87% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,595 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€6,732€4,189▼
Current assets29/58€6,732€4,189▼
Stocks and contracts in progress3€2,500€0▼
Stocks30/36€2,500€0▼
Amounts receivable within one year40/41€2,677€2,563▼
Trade receivables40-€45
Other amounts receivable41€2,677€2,518▼
Cash at bank and in hand54/58€1,555€1,626▲
Equity and liabilities
Total equity and liabilities10/49€6,732€4,189▼
Equity10/15€4,381€1,883▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€14,219-€16,717▼
Amounts payable17/49€2,351€2,305▼
Amounts payable within one year42/48€2,351€2,305▼
Trade debts44€351€305▼
Suppliers440/4€351€305▼
Other amounts payable47/48€2,000€2,000=
Income statement Code20242025
Other operating charges640/8€505€520▲
Gross operating margin9900-€1,717-€1,923▼
Operating profit (loss)9901-€2,222-€2,442▼
Financial charges65/66B€49€55▲
Recurring financial charges65€49€55▲
Profit (loss) for the period before taxes9903-€2,271-€2,498▼
Profit (loss) for the period9904-€2,271-€2,498▼
Profit (loss) for the period to be appropriated9905-€2,271-€2,498▼
Appropriation of the result
Profit (loss) to be appropriated9906-€14,219-€16,717▼
Profit (loss) brought forward from the previous period14P-€11,947-€14,219▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€449€450€543€505€520▲ 2.8%
Gross operating margin9900-€1,648-€1,588-€2,823-€1,717-€1,923▼ 12.0%
Operating profit (loss)9901-€2,097-€2,037-€3,366-€2,222-€2,442▼ 9.9%
Financial charges65/66B€53€47€47€49€55▲ 12.9%
Recurring financial charges65€53€47€47€49€55▲ 12.9%
Profit (loss) for the period before taxes9903-€2,149-€2,084-€3,413-€2,271-€2,498▼ 10.0%
Profit (loss) for the period9904-€2,149-€2,084-€3,413-€2,271-€2,498▼ 10.0%
Profit (loss) for the period to be appropriated9905-€2,149-€2,084-€3,413-€2,271-€2,498▼ 10.0%
Line20212022202320242025Change
Assets
Total assets20/58€15,849€11,477€8,289€6,732€4,189▼ 37.8%
Current assets29/58€15,849€11,477€8,289€6,732€4,189▼ 37.8%
Stocks and contracts in progress3€2,500€2,500€2,500€2,500€0▼ 100%
Stocks30/36€2,500€2,500€2,500€2,500€0▼ 100%
Amounts receivable within one year40/41€1,520€2,094€2,330€2,677€2,563▼ 4.3%
Trade receivables40€182€371€0-€45-
Other amounts receivable41€1,339€1,723€2,330€2,677€2,518▼ 5.9%
Cash at bank and in hand54/58€11,829€6,883€3,459€1,555€1,626▲ 4.5%
Equity and liabilities
Total equity and liabilities10/49€15,849€11,477€8,289€6,732€4,189▼ 37.8%
Equity10/15€12,150€10,066€6,653€4,381€1,883▼ 57.0%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€6,450-€8,534-€11,947-€14,219-€16,717▼ 17.6%
Amounts payable17/49€3,699€1,411€1,636€2,351€2,305▼ 1.9%
Amounts payable within one year42/48€3,699€1,411€1,636€2,351€2,305▼ 1.9%
Trade debts44€1,235€1,411€1,636€351€305▼ 13.0%
Suppliers440/4€1,235€1,411€1,636€351€305▼ 13.0%
Other amounts payable47/48€2,464€0-€2,000€2,000=
Line20212022202320242025Change
Profit (loss) for the period9904-€2,149-€2,084-€3,413-€2,271-€2,498▼ 10.0%
Operating cash flow (approximation)-€2,149-€2,084-€3,413-€2,271-€2,498▼ 10.0%
Change in cash--€4,946-€3,424-€1,904€71▲ 104%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial Weakest financial yearnet -€3,413
Net result drops to -€3,413, the lowest in the series; recovery starts the following year.
18-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
16-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
3,409 m²
Volume, LiDAR
18,959 m³
Parcel 12006C0404/00E000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
VAN LOOCK CONSTRUCT
Westmeerbeeksteenweg 43, 2221 Heist-op-den-BergGeneral construction of buildings
since 20182.287.038.185
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12006C0404/00E000 Flanders 1.2 ha 1 · 3,409 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 owners

Owners 3

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 3,194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
Phone 000000000000Heist-op-den-Berg
E-invoicing
Reachable via Peppol
Peppol ID 0208:0716694002
Also 9925:BE0716694002
Registered 15-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.