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S@DC Consult

Active
Private limited companyfounded 20241 yr activeCloetbergstraat 26, 8850 Ardooie, BelgiumKBO/BCE: BE 1017.526.139
Summary

S@DC Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,818 and a net result of €18,651. Its solvency ranks better than 52% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency81
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.97; short-term debt: 43.5% and cash: 60.9% of total assets), and 43.5% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.5%
Return on assets
37.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

S@DC Consult was incorporated on 17 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€27,818
Total assets
€49,270
Net result
€18,651
Working capital
€20,884

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €47,151
Fixed assets €4,814
Current assets €42,336
Equity and liabilities €49,270
Equity €27,818
Debt €21,452
Debt finances 43.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€28,337
Cash flow
€19,956
Current ratio
1.97
Debt to equity
0.77
ROE
67.0%
ROA
37.9%
Interest coverage
9.09
Debt ≤ 1 year
€21,452
Income taxes
€5,262

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€49,270
Formation expenses20€2,119
Fixed assets21/28€4,814
Tangible fixed assets22/27€4,814
Plant, machinery and equipment23€1,952
Furniture and vehicles24€2,863
Current assets29/58€42,336
Amounts receivable within one year40/41€1,919
Trade receivables40€1,901
Other amounts receivable41€18
Current investments50/53€10,000
Cash at bank and in hand54/58€30,002
Deferred charges and accrued income490/1€415
Equity and liabilities
Total equity and liabilities10/49€49,270
Equity10/15€27,818
Contributions10/11€10,000
Reserves13€17,818
Distributable reserves133€17,818
Profit (loss) carried forward14€0
Amounts payable17/49€21,452
Amounts payable within one year42/48€21,452
Trade debts44€1,776
Suppliers440/4€1,776
Taxes, remuneration and social security45€16,829
Taxes450/3€14,329
Remuneration and social security454/9€2,500
Other amounts payable47/48€2,847
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,305
Other operating charges640/8€202
Gross operating margin9900€28,539
Operating profit (loss)9901€27,032
Financial charges65/66B€3,119
Recurring financial charges65€3,119
Profit (loss) for the period before taxes9903€23,913
Income taxes67/77€5,262
Profit (loss) for the period9904€18,651
Profit (loss) for the period to be appropriated9905€18,651
Appropriation of the result
Profit (loss) to be appropriated9906€18,651
Transfer to equity691/2€17,818
To other reserves6921€17,818
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,305
Other operating charges640/8€202
Gross operating margin9900€28,539
Operating profit (loss)9901€27,032
Financial charges65/66B€3,119
Recurring financial charges65€3,119
Profit (loss) for the period before taxes9903€23,913
Income taxes67/77€5,262
Profit (loss) for the period9904€18,651
Profit (loss) for the period to be appropriated9905€18,651
Line2025
Assets
Total assets20/58€49,270
Formation expenses20€2,119
Fixed assets21/28€4,814
Tangible fixed assets22/27€4,814
Plant, machinery and equipment23€1,952
Furniture and vehicles24€2,863
Current assets29/58€42,336
Amounts receivable within one year40/41€1,919
Trade receivables40€1,901
Other amounts receivable41€18
Current investments50/53€10,000
Cash at bank and in hand54/58€30,002
Deferred charges and accrued income490/1€415
Equity and liabilities
Total equity and liabilities10/49€49,270
Equity10/15€27,818
Contributions10/11€10,000
Reserves13€17,818
Distributable reserves133€17,818
Profit (loss) carried forward14€0
Amounts payable17/49€21,452
Amounts payable within one year42/48€21,452
Trade debts44€1,776
Suppliers440/4€1,776
Taxes, remuneration and social security45€16,829
Taxes450/3€14,329
Remuneration and social security454/9€2,500
Other amounts payable47/48€2,847
Line2025
Profit (loss) for the period9904€18,651
+ Depreciation and write-downs630€1,305
Operating cash flow (approximation)€19,956

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,698 m²
Building footprint
170 m²
Volume, LiDAR
986 m³
Parcel 36001E0791/00V000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S@DC Consult
Cloetbergstraat 26, 8850 ArdooieActivities of head offices; management consultancy activities
since 20242.367.843.244
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36001E0791/00V000 Flanders 2,698 m² 1 · 170 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,405 companies in sector 73300 we hold annual accounts for 6,904. 5,095 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
49410Freight transport by road
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017526139
Also 9925:BE1017526139
Registered 20-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.