Turnover
≈ €370,000 estimated
The micro format states no turnover.
S.B.
Lifetime
1 annual account with figurespeak €120,701 (2025)
€120,701
peak €7,801 (2025)
€7,801
peak €10,801 (2025)
€10,801
€66,151
Board1 name since 2024
1 directorCLÉMENT Sarah
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€66,151 86% of the balance sheet
Suppliers 42%Taxes and wages 32%Other 26%
Starting capital
€3,000 300 shares
Checked score
51
Fair
Financially stronger than 45% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 3.9%
09-2025: 3.9%● unchanged vs 08-2025
10-2025: 4.1%▲ +0.2 percentage points vs 09-2025
11-2025: 4.4%▲ +0.3 percentage points vs 10-2025
12-2025: 4.5%▲ +0.1 percentage points vs 11-2025
01-2026: 4.8%▲ +0.3 percentage points vs 12-2025
02-2026: 5.3%▲ +0.5 percentage points vs 01-2026
03-2026: 5.3%● unchanged vs 02-2026
04-2026: 5.1%▼ -0.2 percentage points vs 03-2026
05-2026: 5.1%● unchanged vs 04-2026
06-2026: 5.4%▲ +0.3 percentage points vs 05-2026
07-2026: 5.5%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 2.9%▼ -2.6 percentage points vs 07-2026lowest value
09-2026: 2.9%● unchanged vs 08-2026lowest value
10-2026: 2.9%● unchanged vs 09-2026lowest value
11-2026: 2.9%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
Size: total assets €76,951
lowers risk
Liquidity: current ratio 0.64, cash €20,707
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 36% of them on solvency, 31% on liquidity and 67% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as S.B. has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of S.B. itself: 2.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for S.B.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.64, below 1. Short-term debt is 86% and cash 26.9% of total assets. 86% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011734249
Incorporation
Founding capital of €3,000, 300 shares · Founder: CLÉMENT Sarah · Appointment: CLÉMENT Sarah (director) · published on 22-07-2024 · Gazette deed
First establishment
Smile Burger, Chaussée de Namur,Leuze 146, Eghezée
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.B. Eghezée | €76,951 | €120,701 | 14.0% | - |
| Crêperie Vanilla Charleroi | €79,937 | €116,528 | 61.7% | - |
| Brasserie Le Parking Liège | €75,938 | €114,594 | 30.6% | - |
| JO-LI Awans | €68,935 | €128,347 | 25.6% | - |
| BroLoc Balen | €68,771 | €132,153 | 41.7% | - |
| SKW Concept Sint-Katelijne-Waver | €70,843 | €106,346 | -22.5% | - |
| Hamza Seeham Overijse | €80,120 | €112,809 | 51.2% | - |
These companies have the same main activity as S.B.: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €68,800 and €80,100, founded in 2024.
Official details
Source: KBO- Status
- Active since 18-07-2024Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.365.215.5345310 Eghezée, since 18-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €76,951
- Employeeson 31-12-2025
- 6
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on S.B.
The computed 12-month bankruptcy probability of S.B. is 2.9% (moderate). The 2025 annual accounts show equity of €10,801 and a net result of €7,801.
Its solvency ranks better than 37% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.B.
- What is the company number of S.B.?
- The company number of S.B. is 1011.734.249. The VAT number is the same number with BE in front: BE 1011.734.249.
- Where is S.B. based?
- The registered office is at Route de Cortil-Wodon,Hanret 105, 5310 Eghezée.Company details
- What does S.B. do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of S.B.?
- S.B. is a private limited company (BV).
- When was S.B. founded?
- S.B. was founded on 18-07-2024.
- Is S.B. still active?
- Yes, S.B. is an active enterprise in the KBO register.
- How many employees does S.B. have?
- S.B. had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of S.B.?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €120,701 and 79 comparable companies (NACE 56112). It probably lies between €280,000 and €460,000.
- Is S.B. profitable?
- In financial year 2025, S.B. made a profit of €7,801.
- Where can I find the annual accounts of S.B.?
- S.B. filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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