Crêperie Vanilla

Active

Private limited companyfounded 20242 yrs activeAvenue Eugène Mascaux 482, 6001 Charleroi, BelgiumKBO/BCE: BE 1011.527.282

The computed 12-month bankruptcy probability of Crêperie Vanilla is 5.4% (elevated). The 2024 annual accounts show equity of €6k and a net result of €4k. Its solvency ranks better than 72% of 18938 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

85 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency96

Growth-

Stability67

Bankruptcy probability, 12 months

5.4% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.96), and 45.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

54.9%

Return on assets

37.3%

Age of the figures

20 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

60 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€6k

Total assets

€11k

Net result

€4k

Working capital

€5k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €11k

12%

88.5%

Fixed assets €1k

Current assets €10k

Equity and liabilities €11k

54.9%

45.1%

Equity €6k

Debt €5k

Debt finances 45.1% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€5k

Cash flow

€4k

Solvency

54.9%

Current ratio

1.96

Quick ratio

1.96

Debt / equity

0.82

ROE

68.0%

ROA

37.3%

Debt

€5k

Debt ≤ 1 year

€5k

Income taxes

€1k

Staff costs

€2k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€11k

Fixed assets21/28€1k

Tangible fixed assets22/27€1k

Other tangible fixed assets26€1k

Current assets29/58€10k

Amounts receivable within one year40/41€432

Trade receivables40€158

Other amounts receivable41€274

Cash at bank and in hand54/58€9k

Deferred charges and accrued income490/1€358

Equity and liabilities

Total equity and liabilities10/49€11k

Equity10/15€6k

Contributions10/11€2k

Reserves13€4k

Distributable reserves133€4k

Amounts payable17/49€5k

Amounts payable within one year42/48€5k

Trade debts44€2k

Suppliers440/4€2k

Taxes, remuneration and social security45€3k

Taxes450/3€2k

Remuneration and social security454/9€565

Income statement Code2024

Remuneration, social security and pensions62€2k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124

Gross operating margin9900€7k

Operating profit (loss)9901€5k

Financial income75/76B€0

Recurring financial income75€0

Profit (loss) for the period before taxes9903€5k

Income taxes67/77€1k

Profit (loss) for the period9904€4k

Profit (loss) for the period to be appropriated9905€4k

Appropriation of the result

Profit (loss) to be appropriated9906€4k

Transfer to equity691/2€4k

To other reserves6921€4k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 2024

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Eugène Mascaux 4826001 Charleroi

Ground area

150 m²

Building footprint

72 m²

Volume, LiDAR

620 m³

Parcel 52392C0162/00Z006, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Crêperie Vanilla

Avenue Eugène Mascaux 482, 6001 CharleroiFood and beverage service activities

since 20242.363.931.372

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52392C0162/00Z006indicative	Wallonia	150 m²	1 · 72 m²	10.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

0 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Charleroi2.363.931.372

1 permission

Toelating · Ambulante eetgelegenheid · since 10-10-2024

Similar companies · same sector, comparable size

Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 5,688 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-07-2024

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.