Skip to content

SKW Concept

Active
Private limited companyfounded 20242 yrs activeLiersesteenweg 177, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 1013.455.901
Summary

The computed 12-month bankruptcy probability of SKW Concept is 6.5% (elevated). The 2025 annual accounts show negative equity (-€15,932) and a net result of -€17,932. Its solvency ranks better than 19% of 13617 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency3
Growth-
Track record67
Bankruptcy probability, 12 months
6.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2; short-term debt: 122.5% and cash: 14.9% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-22.5%
Return on assets
-25.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
27 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SKW Concept was incorporated on 11 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€15,932
Total assets
€70,843
Net result
-€17,932
Working capital
-€69,822

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €70,843
Fixed assets €53,889
Current assets €16,954
Key figures and ratios
2025 value
EBITDA
-€12,009
Cash flow
-€12,049
Solvency
-22.5%
Current ratio
0.20
Debt to equity
-5.45
ROA
-25.3%
Interest coverage
-144.01
Debt
€86,775
Debt ≤ 1 year
€86,775
Staff costs
€114,090

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 6.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€70,843
Fixed assets21/28€53,889
Tangible fixed assets22/27€46,989
Plant, machinery and equipment23€10,922
Furniture and vehicles24€6,192
Other tangible fixed assets26€29,875
Financial fixed assets28€6,900
Current assets29/58€16,954
Amounts receivable within one year40/41€4,881
Other amounts receivable41€4,881
Cash at bank and in hand54/58€10,552
Deferred charges and accrued income490/1€1,520
Equity and liabilities
Total equity and liabilities10/49€70,843
Equity10/15-€15,932
Contributions10/11€2,000
Profit (loss) carried forward14-€17,932
Amounts payable17/49€86,775
Amounts payable within one year42/48€86,775
Trade debts44€19,392
Suppliers440/4€19,392
Taxes, remuneration and social security45€9,618
Taxes450/3€1,002
Remuneration and social security454/9€8,615
Other amounts payable47/48€57,766
Income statement Code2025
Remuneration, social security and pensions62€114,090
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,884
Other operating charges640/8€1,298
Non-recurring operating charges66A€2,967
Gross operating margin9900€106,346
Operating profit (loss)9901-€17,893
Financial income75/76B€44
Recurring financial income75€44
Financial charges65/66B€83
Recurring financial charges65€83
Profit (loss) for the period before taxes9903-€17,932
Profit (loss) for the period9904-€17,932
Profit (loss) for the period to be appropriated9905-€17,932
Appropriation of the result
Profit (loss) to be appropriated9906-€17,932

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€114,090
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,884
Other operating charges640/8€1,298
Non-recurring operating charges66A€2,967
Gross operating margin9900€106,346
Operating profit (loss)9901-€17,893
Financial income75/76B€44
Recurring financial income75€44
Financial charges65/66B€83
Recurring financial charges65€83
Profit (loss) for the period before taxes9903-€17,932
Profit (loss) for the period9904-€17,932
Profit (loss) for the period to be appropriated9905-€17,932
Line2025
Assets
Total assets20/58€70,843
Fixed assets21/28€53,889
Tangible fixed assets22/27€46,989
Plant, machinery and equipment23€10,922
Furniture and vehicles24€6,192
Other tangible fixed assets26€29,875
Financial fixed assets28€6,900
Current assets29/58€16,954
Amounts receivable within one year40/41€4,881
Other amounts receivable41€4,881
Cash at bank and in hand54/58€10,552
Deferred charges and accrued income490/1€1,520
Equity and liabilities
Total equity and liabilities10/49€70,843
Equity10/15-€15,932
Contributions10/11€2,000
Profit (loss) carried forward14-€17,932
Amounts payable17/49€86,775
Amounts payable within one year42/48€86,775
Trade debts44€19,392
Suppliers440/4€19,392
Taxes, remuneration and social security45€9,618
Taxes450/3€1,002
Remuneration and social security454/9€8,615
Other amounts payable47/48€57,766
Line2025
Profit (loss) for the period9904-€17,932
+ Depreciation and write-downs630€5,884
Operating cash flow (approximation)-€12,049

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
334 m²
Building footprint
147 m²
Volume, LiDAR
773 m³
Parcel 12035E0325/00C005, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Pizzatalia
Liersesteenweg 177, 2860 Sint-Katelijne-WaverLimited-service restaurants
since 20242.364.350.353
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12035E0325/00C005 Flanders 334 m² 1 · 147 m² 9.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Sint-Katelijne-Waver2.364.350.353
1 permission
Toelating · Eetgelegenheid · since 07-10-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,853 companies in sector 56112 we hold annual accounts for 9,777. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013455901
Also 9925:BE1013455901
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.