RYLAR
ActiveRYLAR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €952k and a net result of €72k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+3
Solvency73▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.51 in 2024; short-term debt: 41.4% and cash: 0% of total assets), and 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
90 d late
2022
31 d late
2021
79 d late
2020
30 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€952k▲ 8.2%
2024 · €879k
2018: €552k
2019: €652k
2020: €637k
2021: €735k
2022: €643k
2023: €777k
2024: €879k
2018 → 2025
Total assets
€1.99M▼ 4.7%
2024 · €2.09M
2018: €2.07M
2019: €2.08M
2020: €1.88M
2021: €2.25M
2022: €2.16M
2023: €1.88M
2024: €2.09M
2018 → 2025
Net result
€72k▼ 29.0%
2024 · €102k
2018: €25k
2019: €100k
2020: €-14k
2021: €98k
2022: €-93k
2023: €135k
2024: €102k
2018 → 2025
Working capital
€-476k▼ 10.4%
2024 · €-432k
2018: €-436k
2019: €-590k
2020: €-843k
2021: €-571k
2022: €-1.19M
2023: €-695k
2024: €-432k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€735k-€643k▼ 12.6%€777k▲ 20.9%€879k▲ 13.1%€952k▲ 8.2%
Operating result€68k-€109k▲ 58.7%€87k▼ 20.3%€182k▲ 110%€141k▼ 22.3%
Net result€98k-€-93k€135k€102k▼ 24.2%€72k▼ 29.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€1.64M▼ 0.2%
Current assets
€347k▼ 21.4%
Equity and liabilities €1.99M
Equity
€952k▲ 8.2%
Debt
€1.04M▼ 14.0%
The debt ratio falls from 57.9% to 52.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€161k▼
2024 · €201k
Cash flow
€92k▼
2024 · €121k
Solvency
47.8%▲
2024 · 42.1%
Current ratio
0.42▼
2024 · 0.51
Quick ratio
0.42▼
2024 · 0.51
Debt / equity
1.09▼
2024 · 1.37
ROE
7.6%▼
2024 · 11.6%
ROA
3.6%▼
2024 · 4.9%
Interest coverage
3.80▲
2024 · 3.28
Debt
€1.04M▼
2024 · €1.21M
Debt ≤ 1 year
€823k▼
2024 · €873k
Debt > 1 year
€215k▼
2024 · €336k
Income taxes
€37k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€1.99M▼
Fixed assets21/28€1.65M€1.64M▼
Tangible fixed assets22/27€67k€47k▼
Land and buildings22€9k€7k▼
Plant, machinery and equipment23€24k€18k▼
Leasing and similar rights25€35k€23k▼
Financial fixed assets28€1.58M€1.60M▲
Current assets29/58€441k€347k▼
Amounts receivable within one year40/41€436k€343k▼
Trade receivables40€16k€21k▲
Other amounts receivable41€420k€322k▼
Cash at bank and in hand54/58€4k€568▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.09M€1.99M▼
Equity10/15€879k€952k▲
Contributions10/11€19k€19k=
Reserves13€596k€669k▲
Distributable reserves133€596k€669k▲
Profit (loss) carried forward14€264k€264k=
Amounts payable17/49€1.21M€1.04M▼
Amounts payable after more than one year17€336k€215k▼
Financial debts170/4€336k€215k▼
Amounts payable within one year42/48€873k€823k▼
Current portion of amounts payable after more than one year42€508k€497k▼
Financial debts43€42k€42k▲
Credit institutions430/8€9k€9k▲
Other loans439€33k€33k=
Trade debts44€30k€44k▲
Suppliers440/4€30k€44k▲
Taxes, remuneration and social security45€44k€31k▼
Taxes450/3€44k€31k▼
Other amounts payable47/48€249k€209k▼
Accrued charges and deferred income492/3€24€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€15k
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€130-
Gross operating margin9900€205k€179k▼
Operating profit (loss)9901€182k€141k▼
Financial income75/76B€9k€11k▲
Recurring financial income75€9k€11k▲
Financial charges65/66B€61k€42k▼
Recurring financial charges65€61k€42k▼
Profit (loss) for the period before taxes9903€130k€110k▼
Income taxes67/77€28k€37k▲
Profit (loss) for the period9904€102k€72k▼
Profit (loss) for the period to be appropriated9905€102k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€366k€337k▼
Profit (loss) brought forward from the previous period14P€264k€264k=
Transfer to equity691/2€102k€72k▼
To other reserves6921€102k€72k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 90 days late
2023
31-12
Financial
Back to profitnet €135k
Net result €135k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-93k ▼194%
Net result drops to €-93k, the lowest in the series; recovery starts the following year.
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 79 days late
2021
31-12
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zemstbaan 70B2800 MechelenGround area
6,607 m²
Building footprint
467 m²
Volume, LiDAR
3,471 m³
2 parcels, Flanders · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zemstbaan 70 B, 2800 Mechelen
since 19912.055.372.491
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0729/00B005 | Flanders | 5,039 m² | 1 · 276 m² | 16.0 m · 3 fl. |
| 12403E0729/00C005 | Flanders | 1,568 m² | 1 · 191 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
2ememain Belgium
BE 0683.698.164
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Cognizone
BE 0634.615.174
Elsene · Eq €950k
DO-IT CONSULTING
BE 0860.380.397
Ittre · Eq €949k
DEVSIDE
BE 0892.864.907
Sint-Lambrechts-Woluwe · Eq €956k
Concar
BE 0554.702.616
Gent · Eq €948k
Of 16,868 companies in sector 62100 we hold annual accounts for 8,779. 4,206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-1991
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.