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ARCO INFORMATION

Active
Public limited companyfounded 199333 yrs activeOscar Van Kesbeeckstraat 1, 2800 Mechelen, BelgiumKBO/BCE: BE 0449.888.671
Summary

The computed 12-month bankruptcy probability of ARCO INFORMATION is 2.1% (moderate). The annual accounts of ARCO INFORMATION for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €537,946 and a net result of -€765,744. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 1541 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020Computing infrastructure, data processing, hosting and related activities NACE 63100
1 site
How big
€7.1mtotal assets 2025
Staff
33.8 FTE
Equity
€537,946
Loss
-€765,744
Financially healthy?
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Who decides
Largest shareholder
Arden Parks Belgium · 15.03%
Holdings
8
Accounts filed 31 d late0 of 15 deeds read
Why 51- Loss of €765,744 (FY 2025)- Liquidity: current ratio 0.93, cash €129,147- Equity €537,946 (7.6% of total assets)- Latest accounts 31 days late; 3 of the last 3 lateShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 62, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 33-9
equity 7.6% of total assets
Liquidity 19-2
short-term debt 63.7% · cash 1.8%
Profitability 42-19
return on assets -10.8%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,152 companies)
  • Loss of €765,744 (FY 2025) raises the probability
  • Liquidity: current ratio 0.93, cash €129,147 raises the probability
  • Equity €537,946 (7.6% of total assets) raises the probability
  • Latest accounts 31 days late; 3 of the last 3 late raises the probability
Credit up to €25,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.93 against 0.7 in 2024; short-term debt: 63.7% and cash: 1.8% of total assets), and 92.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, small). Better than this share of them on solvency 16%, liquidity 13%, profitability 27%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Loss of €765,744 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.93, cash €129,147
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €537,946 (7.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1541 sector peers (2025).
NBB · sector comparison
Position among 1541 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
40 d late
2023
58 d late
2022
23 d late
2021
31 d late
2020
24 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€765,744
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €448,848 in 2024 -€765,744 View
  • Caution: Among the weakest 6% on net resultsector median €37,259 · 1,541 companies -€765,744 View
  • Heads a groupcompanies controlled 3 View

By topic

Financials

Fiscal year
2025
Total assets
€7.1m
Loss
-€765,744
Solvency
7.6%
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 09-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
19-04-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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