RVB CONSULT GROUP

Private limited companyfounded 2022active for 4 yearsHolstraat 38, 8790 Waregem, BelgiumKBO/BCE: BE 0786.457.885

Summary

RVB CONSULT GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €186,583 and a net result of €16,693. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 15% of 1,430 sector peers (NACE 66, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

RVB CONSULT GROUPActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

#9 employer in Waregem, Finance and insurance sector3 sites

Size

€2.6mtotal assets 2024

Staff: 8.8 FTE
Equity: €186,583
Profit: €16,693

Turnover not published (abbreviated format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Largest shareholder: STM CONSULT · 10%

Accounts 70 days overdue0 of 1 deed read

Signalsraises riskWeak solvency vs sectorneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 1430 sector peers (2024).

NBB · sector comparison

Position among 1430 sector peers

Solvency

better than 15%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

61 days late

2023

33 days late

2022

144 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 79 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

30-09-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Weakest financial yearnet €16,693 ▼70.8%
02-09-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Caution: Among the weakest 15% on solvencysector median 40.2% · 1,430 companies 7.1% View
Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
Total assets 20243 financial years filed €2.6m View