Skip to content

CVR GENERAL

Active
Private limited companyfounded 20251 yr activeBodegemstraat 85, 1700 Dilbeek, BelgiumKBO/BCE: BE 1022.605.474
Summary

CVR GENERAL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €41,533 and a net result of €38,033. Its solvency ranks better than 30% of 114 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2026
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 58.7% and cash: 20.5% of total assets), and 58.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
41.3%
Return on assets
37.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
39 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CVR GENERAL was incorporated on 23 April 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2026

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Equity
€41,533
Total assets
€100,503
Net result
€38,033
Working capital
€23,955

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €100,503
Fixed assets €17,578
Current assets €82,925
Equity and liabilities €100,503
Equity €41,533
Debt €58,970
Debt finances 58.7% of the balance-sheet total.
Key figures and ratios
2026 value
EBITDA
€57,079
Cash flow
€43,779
Current ratio
1.41
Debt to equity
1.42
ROE
91.6%
ROA
37.8%
Interest coverage
1834.14
Debt ≤ 1 year
€58,970
Income taxes
€13,519

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 · 40 lines
Balance sheet Code2026
Assets
Total assets20/58€100,503
Fixed assets21/28€17,578
Tangible fixed assets22/27€17,513
Plant, machinery and equipment23€2,685
Furniture and vehicles24€14,828
Financial fixed assets28€65
Current assets29/58€82,925
Amounts receivable within one year40/41€60,910
Trade receivables40€55,620
Other amounts receivable41€5,290
Cash at bank and in hand54/58€20,635
Deferred charges and accrued income490/1€1,380
Equity and liabilities
Total equity and liabilities10/49€100,503
Equity10/15€41,533
Contributions10/11€3,500
Reserves13€30,000
Distributable reserves133€30,000
Profit (loss) carried forward14€8,033
Amounts payable17/49€58,970
Amounts payable within one year42/48€58,970
Trade debts44€35,801
Suppliers440/4€35,801
Taxes, remuneration and social security45€23,169
Taxes450/3€13,519
Remuneration and social security454/9€9,650
Income statement Code2026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,746
Other operating charges640/8€213
Gross operating margin9900€57,292
Operating profit (loss)9901€51,332
Financial income75/76B€251
Recurring financial income75€251
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903€51,552
Income taxes67/77€13,519
Profit (loss) for the period9904€38,033
Profit (loss) for the period to be appropriated9905€38,033
Appropriation of the result
Profit (loss) to be appropriated9906€38,033
Transfer to equity691/2€30,000
To the legal reserve6920€30,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,746
Other operating charges640/8€213
Gross operating margin9900€57,292
Operating profit (loss)9901€51,332
Financial income75/76B€251
Recurring financial income75€251
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903€51,552
Income taxes67/77€13,519
Profit (loss) for the period9904€38,033
Profit (loss) for the period to be appropriated9905€38,033
Line2026
Assets
Total assets20/58€100,503
Fixed assets21/28€17,578
Tangible fixed assets22/27€17,513
Plant, machinery and equipment23€2,685
Furniture and vehicles24€14,828
Financial fixed assets28€65
Current assets29/58€82,925
Amounts receivable within one year40/41€60,910
Trade receivables40€55,620
Other amounts receivable41€5,290
Cash at bank and in hand54/58€20,635
Deferred charges and accrued income490/1€1,380
Equity and liabilities
Total equity and liabilities10/49€100,503
Equity10/15€41,533
Contributions10/11€3,500
Reserves13€30,000
Distributable reserves133€30,000
Profit (loss) carried forward14€8,033
Amounts payable17/49€58,970
Amounts payable within one year42/48€58,970
Trade debts44€35,801
Suppliers440/4€35,801
Taxes, remuneration and social security45€23,169
Taxes450/3€13,519
Remuneration and social security454/9€9,650
Line2026
Profit (loss) for the period9904€38,033
+ Depreciation and write-downs630€5,746
Operating cash flow (approximation)€43,779

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
22-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
181 m²
Building footprint
229 m²
Volume, LiDAR
1,125 m³
Parcel 23016E0170/00R002, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CVR GENERAL
Bodegemstraat 85, 1700 DilbeekInsulation installation
since 20252.374.065.397
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016E0170/00R002 Flanders 180 m² 1 · 229 m² 11.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,766 companies in sector 41001 we hold annual accounts for 16,055. 12,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-04-2025
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43310Plastering work
43910Bricklaying and masonry work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022605474
Also 9925:BE1022605474
Registered 11-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.