Financials
- Fiscal year
- 2026
- Total assets
- €100,503
- Profit
- €38,033
- Solvency
- 41.3%
CVR GENERAL
ActiveSummary
The computed 12-month bankruptcy probability of CVR GENERAL is 1.6% (moderate). The 2026 annual accounts show equity of €41,533 and a net result of €38,033. Its solvency ranks better than 33% of 133 sector peers (fiscal year 2026). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€100,503total assets 2026
- Equity
- €41,533
- Profit
- €38,033
Turnover not published (abridged schema)
Structure
Accounts 39 d early0 of 1 deed read
Why 56- Founded in 2025- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €100,503+ Liquidity: current ratio 1.41, cash €20,635Show the evidence
Checked score
Score 2026
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 61% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
66
equity 41.3% of total assets
Liquidity
45
short-term debt 58.7% · cash 20.5%
Profitability
100
return on assets 37.8%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
05-2026: 3.6%
06-2026: 3.6%● 0.0% vs 05-2026
07-2026: 3.8%▲ +4.1% vs 06-2026
08-2026: 4.1%▲ +7.9% vs 07-2026
09-2026: 4.2%▲ +3.8% vs 08-2026highest value
10-2026: 1.6%▼ -61.7% vs 09-2026lowest value
- Founded in 2025 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Liquidity: current ratio 1.41, cash €20,635 lowers the probability
- Size: total assets €100,503 raises the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 58.7% and cash: 20.5% of total assets), and 58.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 49%, liquidity 43%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2026 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 22-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 23-04-2025
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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