Equity
€8.3m ▼ 3.4%
RubyCo paid out €517,323 in dividends. That is 232% of the 2025 profit.
RubyCo
Overview
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €970,518 (2020)
€239,639▼ 12.6%
peak €2.0m (2018)
€223,002▼ 25.9%
peak €8.6m (2024)
€8.3m▼ 3.4%
€531,976▲ 34×
Board6 names since 2017
6 directorsFrank VERCRUYSSEN and 5 others
Owners2 names in the annual accounts
Documentsfilings and deeds
12-03-2026141 days before the deadline
2025abbreviated format
Gross margin from €274,181 to €239,639Result from €301,110 to €223,002Dividend €517,323Debts from €15,810 to €531,976Cash from €1.5m to €1.0m
Key points
from the 2025 annual accountsTurnover
≈ €610,000 estimated
The abbreviated format states no turnover.
Debts
€531,976 ▲ 34×
Debts rose by €516,166 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€6,057 0.1 × depreciation
Green is investment, beige is depreciation.
Filings
20 annual accounts since 2006
The last five annual accounts were filed 118 to 143 days before the end of the period.
Position in the sector
€8.3m
More equity than 95% of companies in rental and leasing. Sector median €257,177 · 1,141 companies.
Checked score
95
Excellent
Financially stronger than 64% of small companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 466 companies (NACE 77, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%● unchanged vs 04-2026highest value
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €8.8m
Figures for financial year 2025 (filed on 12-03-2026)
Founded in 2006
Equity €8.3m (94.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, small). It does better than 92% of them on solvency, 87% on liquidity, 52% on profitability and 24% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as RubyCo has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of RubyCo itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for RubyCo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €750,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.18, above the usual 1.5. Short-term debt is 6% and cash 11.7% of total assets. 6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 days early
2024
143 days early
2023
132 days early
2022
136 days early
2021
118 days early
2020
96 days early
2019
116 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 126 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Frank Vercruyssen 50%annual accounts 2018
- Karen Vermeulen 50%annual accounts 2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0880687744
1 director appointed, 2 reappointments
Reappointments: VercruyssenFrank and VermeulenKaren · Appointment: VercruyssenGiel · General meeting of 23-03-2023 · Gazette deed
1 director resigning, 3 reappointments
Changes of role: Frank VERCRUYSSEN (managing director) and Karen VERMEULEN (managing director) · Resignation: Giel VERCRUYSSEN · Reappointments: Frank VERCRUYSSEN, Karen VERMEULEN and Giel VERCRUYSSEN · General meeting of 23-12-2022 · Gazette deed
First establishment
Dendermondesteenweg 295, Destelbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RubyCo Destelbergen | €8.8m | €0.2m | 94.0% | - |
| Brussels Corporate Aviation Brussels | €7.8m | €0.8m | 6.1% | 1 |
| Téblick Operations and Management Antwerp | €2.7m | €0.3m | 45.8% | - |
| BELGIUM IMMO AND TRADING COMPANY Hasselt | €6.6m | €0.4m | 35.1% | 1 |
| EQUINOXE Knokke-Heist | €11.2m | €1.6m | 19.8% | - |
| AEROPLANO Charleroi | €1.9m | €0.5m | 22.1% | - |
| AMARIC Hasselt | €3.7m | €0.1m | 62.2% | - |
These companies have the same main activity as RubyCo: rental and leasing activities (NACE 77350). They are comparable in size and age: total assets between €1.9m and €11m, founded between 1990 and 2010.
Official details
Source: KBO- Status
- Active since 10-04-2006Normal situation
- Activity
- Rental and leasing activitiesNACE 77350and 2 others
- Establishment unit
- 2.153.090.8859070 Destelbergen, since 12-04-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 09-09-2025
Annual accounts 2025
- €239,639▼ 12.6%
- €223,002▼ 25.9%
- €8.3m▼ 3.4%
- €8.8m▲ 2.6%
- Filing
- Filed on 12-03-2026, 141 days before the end of the filing period
Insights on RubyCo
RubyCo files the abbreviated format. That format states no turnover. The gross margin rose from €9,403 in 2007 to €239,639 in 2025.
In January 2023, the Official Gazette published the appointment of Frank VERCRUYSSEN as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 12-03-2026, 141 days before the deadline€239,639
▼ 12.6%
€109,241
▼ 27.9%
€229,990
▼ 12.6%
€343,752
▼ 16.7%
94.0%
▼ 5.8 percentage points
8.18
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €610,000. Estimated: probably between €370,000 and €1.1m.
Money flows
no detail for 2025Balance sheet
balance sheet total €8.8m on 31-12-2025What the company ownsHow it is paid for
in €m
in €m
Position in the sector
94.0%
Higher than 94% of 1,141 companies in 2025.
8.18
Higher than 91% of 1,109 companies in 2025.
2.5%
Higher than 52% of 1,129 companies in 2025.
RubyCo
Middle half of the sector
80% of the sector
Abbreviated accounts in rental and leasing (NACE 77)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
8.8m | 8.6m | 8.4m | 8.1m | 7.7m | 7.7m | 7.8m | 9.0m | 7.4m | 7.3m | 5.6m | 4.8m | 5.1m | 4.8m | 4.6m | 4.4m | 4.1m | 4.0m | 3.8m | |
21/28 |
4.5m | 4.6m | 4.5m | 4.5m | 4.6m | 4.7m | 5.4m | 5.5m | 5.7m | 5.6m | 4.1m | 4.2m | 4.2m | 4.3m | 4.4m | 4.3m | 4.1m | 4.0m | 3.8m | |
22/27 |
1.6m | 1.7m | 1.6m | 1.6m | 1.7m | 1.8m | 2.5m | 2.6m | 2.6m | 2.5m | 1.1m | 1.2m | 1.2m | 1.3m | 1.4m | 1.3m | 1.1m | 1.0m | 803,304 | |
22 |
1.3m | 1.4m | 1.4m | 1.4m | 1.4m | 1.4m | 2.1m | 2.2m | 2.2m | 2.2m | 698,864 | 715,946 | 733,028 | 748,818 | 869,588 | 768,913 | 785,330 | 717,690 | 529,890 | |
23 |
1,008 | 1,387 | 252 | 2,297 | 4,341 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
24 |
237,689 | 299,602 | 177,032 | 211,178 | 253,677 | 317,254 | 371,054 | 380,402 | 427,059 | 345,492 | 393,264 | 457,947 | 486,757 | 549,571 | 556,540 | 519,185 | 275,623 | 270,590 | 230,245 | |
28 |
2.9m | 2.9m | 2.9m | 2.9m | 2.9m | 2.9m | 2.9m | 2.9m | 3.1m | 3.1m | 3.1m | 3.1m | 3.0m | 3.0m | 3.0m | 3.0m | 3.0m | 3.0m | 3.0m | |
29/58 |
4.4m | 4.0m | 3.9m | 3.6m | 3.1m | 3.0m | 2.3m | 3.5m | 1.8m | 1.7m | 1.4m | 525,773 | 925,451 | 561,358 | 149,522 | 132,897 | 44,333 | 36,881 | 42,820 | |
3 |
332,144 | 332,144 | 324,107 | 293,099 | 219,534 | 26,402 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
30/36 |
332,144 | 332,144 | 324,107 | 293,099 | 219,534 | 26,402 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
172,993 | 366,091 | 212,188 | 153,836 | 214,100 | 301,408 | 366,683 | 586,743 | 139,782 | 153,924 | 843,911 | 43,796 | 65,022 | 525,734 | 38,945 | 100,397 | 1,526 | 11,858 | 18,293 | |
40 |
4,448 | 1,184 | 7,069 | 36,169 | 516 | 25 | 0 | 17,501 | - | 27,467 | 33,524 | - | 8,320 | 16,660 | 30,250 | - | - | 11,858 | 18,293 | |
41 |
168,545 | 364,907 | 205,120 | 117,667 | 213,584 | 301,383 | 366,683 | 569,242 | 139,782 | 126,457 | 810,387 | 43,796 | 56,702 | 509,074 | 8,695 | 100,397 | 1,526 | - | - | |
50/53 |
2.8m | 1.8m | 1.6m | 1.5m | 1.3m | 1.0m | 827,607 | 617,607 | 407,165 | 209,999 | 30,000 | - | - | - | - | - | - | - | - | |
54/58 |
1.0m | 1.5m | 1.8m | 1.6m | 1.4m | 1.7m | 1.2m | 2.3m | 1.2m | 1.3m | 534,950 | 481,977 | 860,429 | 35,624 | 110,578 | 32,500 | 42,806 | 25,023 | 24,527 | |
490/1 |
7,968 | 15,079 | 6,901 | 10,454 | 5,193 | 4,108 | 1,509 | 578 | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
8.8m | 8.6m | 8.4m | 8.1m | 7.7m | 7.7m | 7.8m | 9.0m | 7.4m | 7.3m | 5.6m | 4.8m | 5.1m | 4.8m | 4.6m | 4.4m | 4.1m | 4.0m | 3.8m | |
10/15 |
8.3m | 8.6m | 8.3m | 7.9m | 7.7m | 7.6m | 7.6m | 7.5m | 5.6m | 5.3m | 3.4m | 2.3m | 2.0m | 3.3m | 2.7m | 2.5m | 2.4m | 3.8m | 3.7m | |
10/11 |
1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 61,550 | 61,550 | 61,550 | 1.6m | 1.6m | 1.6m | 1.6m | 3.1m | 3.1m | |
10 |
1.6m | 1.6m | 1.6m | 1.6m | 1.6m | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 1.6m | 61,550 | 61,550 | 61,550 | 1.6m | 1.6m | 1.6m | 1.6m | 3.1m | 3.1m | |
13 |
2.9m | 3.4m | 3.4m | 3.4m | 3.5m | 3.5m | 3.8m | 3.7m | 3.7m | 3.4m | 2.9m | 1.8m | 155,164 | 155,164 | 155,164 | 155,164 | 155,164 | - | - | |
130/1 |
159,655 | 159,655 | 159,655 | 159,655 | 159,655 | 159,655 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
159,655 | 159,655 | 159,655 | 159,655 | 159,655 | 159,655 | 79,599 | 6,155 | 6,155 | 6,155 | 6,155 | 6,155 | 155,164 | 155,164 | 155,164 | 155,164 | 155,164 | - | - | |
133 |
2.7m | 3.2m | 3.2m | 3.2m | 3.3m | 3.3m | 3.7m | 3.7m | 3.7m | 3.4m | 2.9m | 1.8m | - | - | - | - | - | - | - | |
14 |
3.8m | 3.6m | 3.3m | 3.0m | 2.6m | 2.5m | 2.2m | 2.2m | 240,009 | 240,009 | 446,266 | 446,266 | 1.8m | 1.6m | 973,677 | 837,748 | 717,731 | 773,228 | 670,800 | |
17/49 |
531,976 | 15,810 | 108,137 | 137,920 | 35,252 | 134,973 | 179,060 | 1.5m | 1.9m | 2.0m | 2.1m | 2.5m | 3.1m | 1.6m | 1.9m | 1.9m | 1.7m | 221,838 | 112,852 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,832 | 18,100 | 31,404 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,832 | 18,100 | 31,404 | |
42/48 |
531,760 | 15,549 | 108,111 | 137,878 | 34,415 | 134,917 | 179,060 | 1.5m | 1.9m | 2.0m | 2.1m | 2.5m | 3.1m | 1.6m | 1.9m | 1.9m | 1.7m | 203,738 | 81,448 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2,832 | 14,126 | 13,304 | 12,587 | |
44 |
2,312 | 975 | 33,177 | 15,670 | 32,959 | 3,526 | 4,550 | 4,918 | 3,329 | 4,952 | 1,666 | 16,525 | 584 | 6,968 | 11,333 | 6,191 | 3,674 | 7,801 | 1,669 | |
440/4 |
2,312 | 975 | 33,177 | 15,670 | 32,959 | 3,526 | 4,550 | 4,918 | 3,329 | 4,952 | 1,666 | 16,525 | 584 | 6,968 | 11,333 | 6,191 | 3,674 | 7,801 | 1,669 | |
45 |
12,125 | 14,574 | 11,778 | 22,209 | 0 | 31,390 | 6,326 | - | 55,551 | 42,632 | 176,159 | 70,362 | 40,741 | 6,000 | 6,141 | - | 15,917 | 11,774 | 4,294 | |
450/3 |
12,125 | 14,574 | 11,778 | 22,209 | 0 | 31,390 | 6,326 | - | 55,551 | 35,449 | 176,159 | 64,815 | 40,741 | 6,000 | - | - | 12,428 | 8,286 | 821 | |
454/9 |
- | - | - | - | - | - | - | - | - | 7,183 | - | 5,547 | - | - | 6,141 | - | 3,489 | 3,489 | 3,472 | |
47/48 |
517,323 | 0 | 63,157 | 100,000 | 1,456 | 100,000 | 168,184 | 1.5m | 1.8m | 2.0m | 1.9m | 2.4m | 3.1m | 1.5m | 1.9m | 1.9m | 1.7m | 170,859 | 62,898 | |
492/3 |
216 | 261 | 26 | 41 | 837 | 57 | - | - | - | - | - | 24 | - | - | - | - | 3,433 | - | - | |
| Income statement | ||||||||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 95,400 | |
9900 |
239,639 | 274,181 | 308,086 | 259,057 | 96,330 | 970,518 | 259,083 | 345,441 | 426,339 | 488,424 | 514,609 | 336,985 | 474,455 | 367,259 | 399,358 | 446,941 | 50,113 | 17,192 | 9,403 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 91,623 | |
630 |
120,750 | 111,638 | 91,332 | 85,524 | 111,179 | 108,336 | 127,051 | 115,380 | 123,767 | 98,549 | 84,830 | 84,217 | 78,823 | 79,490 | 79,710 | 71,667 | 55,022 | 50,596 | 31,512 | |
640/8 |
9,649 | 11,086 | 6,309 | 14,785 | 1,138 | 640,196 | 7,145 | 10,552 | 7,803 | 14,162 | 6,415 | 8,266 | 7,821 | 13,738 | 30,826 | 238,867 | 3,793 | 7,948 | 4,250 | |
9901 |
109,241 | 151,457 | 210,445 | 158,748 | -15,987 | 221,985 | 124,888 | 219,509 | 294,768 | 375,712 | 423,364 | 244,503 | 387,811 | 274,031 | 288,822 | 136,407 | -8,702 | -41,352 | -26,358 | |
75/76B |
145,105 | 197,245 | 206,887 | 254,462 | 110,649 | 211,661 | 7,172 | 1.9m | 161,770 | 182,614 | 1.1m | 251,638 | 23,587 | 518,614 | 146 | 107,472 | 123,934 | 148,615 | 755,076 | |
75 |
145,105 | 197,245 | 206,887 | 254,462 | 110,649 | 211,661 | 7,172 | 1.9m | 161,770 | 182,614 | 1.1m | 251,638 | 23,587 | 518,614 | 146 | 107,472 | 123,934 | 148,615 | 755,076 | |
65/66B |
140 | 2,275 | 8,111 | 9,385 | 3,137 | 68 | 43,379 | 82,962 | 101,564 | 96,569 | 105,472 | 141,361 | 106,129 | 109,442 | 124,539 | 123,867 | 15,556 | 4,838 | 9,810 | |
65 |
140 | 2,275 | 8,111 | 9,385 | 3,137 | 68 | 43,379 | 82,962 | 101,564 | 96,569 | 105,472 | 141,361 | 106,129 | 109,442 | 124,539 | 123,867 | 15,556 | 4,838 | 9,810 | |
9903 |
254,206 | 346,428 | 409,221 | 403,824 | 91,525 | 433,577 | 88,681 | 2.0m | 354,974 | 461,758 | 1.5m | 354,779 | 305,269 | 683,203 | 164,429 | 120,012 | 99,676 | 102,425 | 718,909 | |
67/77 |
31,204 | 45,318 | 46,227 | 38,678 | 0 | 54,658 | 15,236 | 39,768 | 87,911 | 157,727 | 311,881 | 68,171 | 99,011 | 65,880 | 28,500 | -6 | 10 | -3 | 20 | |
9904 |
223,002 | 301,110 | 362,994 | 365,147 | 91,525 | 378,920 | 73,444 | 2.0m | 267,063 | 304,031 | 1.1m | 286,608 | 206,257 | 617,323 | 135,928 | 120,018 | 99,666 | 102,428 | 718,888 | |
9905 |
223,002 | 301,110 | 362,994 | 365,147 | 91,525 | 378,920 | 73,444 | 2.0m | 267,063 | 304,031 | 1.1m | 286,608 | 206,257 | 617,323 | 135,928 | 120,018 | 99,666 | 102,428 | 718,888 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
3.8m | 3.6m | 3.3m | 3.0m | 2.6m | 2.6m | 2.3m | 2.2m | 507,072 | 750,297 | 1.6m | 2.1m | 1.8m | 1.6m | 973,677 | 837,748 | 872,895 | 773,228 | 670,800 | |
14P |
3.6m | 3.3m | 3.0m | 2.6m | 2.5m | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
517,323 | - | 0 | 100,000 | 0 | 466,208 | 6,155 | - | - | 2.9m | 1.8m | 155,164 | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | 0 | 159,655 | 79,599 | - | 267,063 | 3.4m | 2.9m | 1.8m | - | - | - | - | 155,164 | - | - | |
6920 |
- | - | - | - | 0 | 159,655 | 79,599 | - | - | - | - | 6,155 | - | - | - | - | 155,164 | - | - | |
6921 |
- | - | - | - | - | - | - | - | 267,063 | 3.4m | 2.9m | 1.8m | - | - | - | - | - | - | - | |
694/7 |
517,323 | - | 0 | 100,000 | 0 | 386,608 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
694 |
517,323 | - | 0 | 100,000 | 0 | 386,608 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||||||
The accounts for financial year 2006 were filed as a document without figures as data, a scan for example.
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 12-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 12-03-2026 | 2026-00052932 | |
| 31-12-2024 | abbreviated format | 10-03-2025 | 2025-00045342 | |
| 31-12-2023 | abbreviated format | 21-03-2024 | 2024-00047400 | |
| 31-12-2022 | abbreviated format | 17-03-2023 | 2023-00041433 | |
| 31-12-2021 | abbreviated format | 04-04-2022 | 2022-20000027 | |
| 31-12-2020 | abbreviated format | 26-04-2021 | 2021-11200521 | |
| 31-12-2019 | abbreviated format | 06-04-2020 | 2020-08600262 | |
| 31-12-2018 | abbreviated format | 08-04-2019 | 2019-09500090 | |
| 31-12-2017 | abbreviated format | 09-04-2018 | 2018-09400074 | |
| 31-12-2016 | abbreviated format | 28-03-2017 | 2017-07400405 | |
| 31-12-2015 | abbreviated format | 07-04-2016 | 2016-09500541 | |
| 31-12-2014 | abbreviated format | 23-03-2015 | 2015-06800237 | |
| 31-12-2013 | abbreviated format | 31-03-2014 | 2014-07800228 | |
| 31-12-2012 | abbreviated format | 29-03-2013 | 2013-07600478 | |
| 31-12-2011 | abbreviated format | 12-04-2012 | 2012-08400580 | |
| 31-12-2010 | abbreviated format | 05-04-2011 | 2011-07800200 | |
| 31-12-2009 | abbreviated format | 07-04-2010 | 2010-08800393 | |
| 30-11-2008 | abbreviated format | 12-03-2009 | 2009-07200190 | |
| 30-11-2007 | abbreviated format | 26-03-2008 | 2008-08300210 | |
| 30-11-2006 | abbreviated format | 21-03-2007 | 2007-08305019 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 229,990 | 263,095 | 301,777 | 244,272 | 95,192 | 330,322 | 251,938 | 334,889 | 418,536 | 474,261 | 508,194 | 328,719 | 466,634 | 353,521 | 368,532 | 208,074 | 46,320 | 9,244 | 5,154 | ||
| 343,752 | 412,747 | 454,326 | 450,671 | 202,704 | 487,256 | 200,495 | 2.1m | 390,831 | 402,580 | 1.2m | 370,825 | 285,080 | 696,813 | 215,639 | 191,685 | 154,688 | 153,024 | 750,400 | ||
| 6,057 | 202,198 | 100,473 | 0 | 10,963 | 13,555 | 60,278 | 72,124 | 183,934 | 1.6m | 3,065 | 100,725 | 1,292 | 55,697 | 233,555 | 523,733 | 111,259 | 267,949 | 591,703 | ||
| -453,252 | -291,809 | 195,410 | 179,776 | -249,888 | 503,864 | -1.1m | 1.0m | -95,021 | 804,579 | 52,972 | -378,452 | 824,805 | -74,954 | 78,077 | -10,306 | 17,784 | 496 | - | ||
| 3.8m | 4.0m | 3.8m | 3.4m | 3.1m | 2.9m | 2.2m | 2.0m | -98,566 | -305,463 | -696,915 | -1.9m | -2.2m | -989,754 | -1.7m | -1.7m | -1.6m | -166,857 | -38,628 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -27.6% | ||
| 94.0% | 99.8% | 98.7% | 98.3% | 99.5% | 98.2% | 97.7% | 83.7% | 74.6% | 72.5% | 62.1% | 48.4% | 39.2% | 68.0% | 58.7% | 57.6% | 58.9% | 94.5% | 97.1% | ||
| 8.18 | - | 36.04 | 25.91 | 90.64 | 22.44 | 13.11 | 2.38 | 0.95 | 0.85 | 0.67 | 0.21 | 0.30 | 0.36 | 0.08 | 0.07 | 0.03 | 0.18 | 0.53 | ||
| 7.56 | - | 33.05 | 23.79 | 84.26 | 22.24 | 13.11 | 2.38 | 0.95 | 0.85 | 0.67 | 0.21 | 0.30 | 0.36 | 0.08 | 0.07 | 0.03 | 0.18 | 0.53 | ||
| 0.06 | 0.00 | 0.01 | 0.02 | 0.00 | 0.02 | 0.02 | 0.20 | 0.34 | 0.38 | 0.61 | 1.07 | 1.55 | 0.47 | 0.70 | 0.74 | 0.70 | 0.06 | 0.03 | ||
| 2.7% | 3.5% | 4.4% | 4.6% | 1.2% | 5.0% | 1.0% | 26.0% | 4.8% | 5.8% | 33.3% | 12.5% | 10.2% | 18.7% | 5.1% | 4.7% | 4.1% | 2.7% | 19.3% | ||
| 2.5% | 3.5% | 4.3% | 4.5% | 1.2% | 4.9% | 0.9% | 21.8% | 3.6% | 4.2% | 20.6% | 6.0% | 4.0% | 12.7% | 3.0% | 2.7% | 2.4% | 2.5% | 18.7% | ||
| over 100 | over 100 | 37.21 | 26.03 | 30.34 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 70 days | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €6,057 | €202,198 | €100,473 | - | €10,963 |
| Financial fixed assets | - | €0 | - | - | - |
| €120,750 | €111,638 | €91,332 | €85,524 | €111,179 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on RubyCo
The operating result for 2025 is 28% lower than in 2024 and the lowest since 2021. It is the second fall in a row.
Debt's share of the balance-sheet total rises from 0.2% to 6.0%. Equity is lower and debt is higher.
Board & ownership
Board
6 directors, 2 in day-to-day management, last change in 2023Director (not named in the articles) and managing director
director (not named in the articles) since 01-04-2023
managing director appointed by deed of 12-01-2023
6-year term from 2023
earlier director, until 12-01-2023
listed in the 2025 annual accounts, filed on 12-03-2026
Director (not named in the articles)
since 01-04-2023
6-year term from 2023
earlier director, until 12-01-2023
listed in the 2025 annual accounts, filed on 12-03-2026
Director (not named in the articles) and managing director
director (not named in the articles) since 01-04-2023
managing director appointed by deed of 12-01-2023
6-year term from 2023
earlier director, until 12-01-2023
listed in the 2025 annual accounts, filed on 12-03-2026
Director
since 01-04-2023
6-year term from 2023
listed in the 2025 annual accounts, filed on 12-03-2026
Director
since 01-04-2023
6-year term from 2023
listed in the 2025 annual accounts, filed on 12-03-2026
Director
since 01-04-2023
6-year term from 2023
listed in the 2025 annual accounts, filed on 12-03-2026
- Frank VERCRUYSSEN, Karen VERMEULEN
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Bevoegdheden van de raad van bestuur ingeval van meerdere bestuurders De raad van bestuur is bevoegd om alle handelingen te verrichten die…”“Bevoegdheid van de gedelegeerd bestuurder. Onverminderd de machten toehorend aan de raad van bestuur en de vertegenwoordigingsmacht…”deed of 12-01-2023
Full text
Bevoegdheid van de gedelegeerd bestuurder. Onverminderd de machten toehorend aan de raad van bestuur en de vertegenwoordigingsmacht toegekend aan twee bestuurders, kunnen één of verschillende bestuurders aangeduid worden om ieder de vennootschap in de handelingen en in rechte te vertegenwoordigen. De bestuurder(s) aan wie, binnen de raad van bestuur, deze algemene vertegenwoordigingsbevoegdheid wordt toegekend, dragen de naam gedelegeerd bestuurder.
Mandates through the years
6 names, the dashed line is todayFrank VERCRUYSSEN
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
Giel VERCRUYSSEN
Director (not named in the articles)
Director (not named in the articles)
Karen VERMEULEN
Director (not named in the articles), Managing director
Director (not named in the articles), Managing director
VercruyssenFrank
Director
Director
VercruyssenGiel
Director
Director
VermeulenKaren
Director
Director
LeadershipBoardEarlierRest of the termmandate already running before its first mention
Mandates as a list
- Frank VERCRUYSSEN
- Director (not named in the articles), from 01-07-2017 to date
- Director, until 12-01-2023
- Managing director, appointed by deed of 12-01-2023, still in office
- Giel VERCRUYSSEN
- Director (not named in the articles), from 01-07-2017 to date
- Director, until 12-01-2023
- Karen VERMEULEN
- Director (not named in the articles), from 01-07-2017 to date
- Director, until 12-01-2023
- Managing director, appointed by deed of 12-01-2023, still in office
- VercruyssenFrank
- Director, from 01-07-2017 to date
- VercruyssenGiel
- Director, from 01-07-2017 to date
- VermeulenKaren
- Director, from 01-07-2017 to date
Control
Shareholder
Frank Vercruyssen
50%
This company
RubyCo
Equity €8.3m
Profit €223,002 in 2025
Capital
- Contribution
- €1,596,550
- Source
- 2025 annual accounts
Articles of association
deed of 12-01-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- Term of at most 6 years“Raad kiest voorzitter uit midden, elke bestuurder kan aan collega volmacht voor bepaalde raad om te vertegenwoordigen en te stemmen”
Shareholders
2 ownersOwners 2
- Frank Vercruyssennatural personSourceown accounts 201850%
- Karen Vermeulennatural personSourceown accounts 201850%
Network & group
Holdings
own 2019 accountsThis companyRubyCo1 holding, 1 country
2019 accounts
Belgium 1 Equity Result
- BE Actual Fashion NV99.8% €499,236 result €152,756
Source: list of holdings in its own 2019 accounts. Every holding stands with its own latest accounts.
At the same address
Dendermondesteenweg 295, 9070 Destelbergen · 2 other companies| ACTUAL FASHION
registered office since 11-08-1988 · founded in 1988 |
4.4 FTE (2025) 0434.499.127 |
| Organizit
registered office since 03-03-2026 |
founded in 2026 1035.074.726 |
Holdings through the years
2007 to 2019| Name | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ACTUAL FASHION | 99% | 99.8% | ||||||||||
| SOFTTOUCH | 100% | |||||||||||
| SoftTouch | 52% | |||||||||||
| SoftTouch-Wallonie | 52% | |||||||||||
Source: list of holdings in its own accounts
Connections & network
6 current directorsThe network starts from the directors of RubyCo. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
32 events since 2006Board
Filings
Financial
Establishments
20062008201020122014201620182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFabbreviated format · 141 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0880687744
Annual accounts 2024 filed PDFabbreviated format · 143 days before the deadline
2024
Liquidity more than 7 times current ratio 258.22 The current ratio rises from 36.04 to 258.22. Short-term debt falls from €108,111 to €15,549.
Annual accounts 2023 filed PDFabbreviated format · 132 days before the deadline
2023
1 director appointed, 2 reappointmentsReappointments: VercruyssenFrank and VermeulenKaren · Appointment: VercruyssenGiel · General meeting of 23-03-20234 points ▸
- General meeting, 23-03-2023
- Director reappointment, VercruyssenFrank
- Director reappointment, VermeulenKaren
- Director appointment, VercruyssenGiel
Annual accounts 2022 filed PDFabbreviated format · 136 days before the deadline
1 director resigning, 3 reappointmentsChanges of role: Frank VERCRUYSSEN (managing director) and Karen VERMEULEN (managing director) · Resignation: Giel VERCRUYSSEN · Reappointments: Frank VERCRUYSSEN, Karen VERMEULEN and Giel VERCRUYSSEN · General meeting of 23-12-202213 points ▸
- Power of attorney, Niek Van der Straeten
- Director resignation, Frank VERCRUYSSEN
- Director resignation, Karen VERMEULEN
- Director resignation, Giel VERCRUYSSEN
- Director reappointment, Frank VERCRUYSSEN (director (not named in the articles))
- Director reappointment, Karen VERMEULEN (director (not named in the articles))
- Director reappointment, Giel VERCRUYSSEN (director (not named in the articles))
- Director discharge, Frank VERCRUYSSEN
- Director discharge, Karen VERMEULEN
- Director discharge, Giel VERCRUYSSEN
- Director appointment, Frank VERCRUYSSEN (managing director)
- Director appointment, Karen VERMEULEN (managing director)
- General meeting, 23-12-2022
- The deed holds 5 more points.
2022
Annual accounts 2021 filed PDFabbreviated format · 118 days before the deadline
2021
Liquidity quadruples current ratio 90.64 The current ratio rises from 22.44 to 90.64. Short-term debt falls from €134,917 to €34,415.
Annual accounts 2020 filed PDFabbreviated format · 96 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 116 days before the deadline
2019
Weakest financial year net €73,444 ▼96.2% The net result drops to €73,444, the lowest from 2007 to 2025. It recovers the following year.
Liquidity more than 5 times current ratio 13.11 The current ratio rises from 2.38 to 13.11. Short-term debt falls from €1.5m to €179,060.
Annual accounts 2018 filed PDFabbreviated format · 114 days before the deadline
2018
Highest result from 2007 to 2025 net €2.0m ▲632% The net result of €2.0m is the highest of those years.
Liquidity more than doubled current ratio 2.38 The current ratio rises from 0.95 to 2.38. Short-term debt falls from €1.9m to €1.5m.
Annual accounts 2017 filed PDFabbreviated format · 113 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 125 days before the deadline
2016
Equity above €5m equity €5.3m ▲53.4% Equity rises from €3.4m to €5.3m.
Annual accounts 2015 filed PDFabbreviated format · 115 days before the deadline
2015
Annual accounts 2014 filed PDFabbreviated format · 130 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 122 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 124 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 110 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 117 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 115 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 110 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 96 days before the deadline
2007
Annual accounts 2006 filed PDFabbreviated format · 101 days before the deadline
2006
First establishment Dendermondesteenweg 295, Destelbergen
Incorporation PDFpublished on 24-04-2006
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0880.687.744
- VAT number
- BE 0880.687.744
- Peppol ID
- 0208:0880687744
- Other Peppol ID
- 9925:BE0880687744
- Legal form
- Public limited company
- Status
- Active, normal situation
- Founded
- 10-04-2006
- Financial year
- ends on 31 December
- Peppol
- Reachable since 09-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RubyCo in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 12-01-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 12-01-2023 (in Dutch)
Activities
NACEBEL 202577350
Rental and leasing activities main activity
Codes under NACEBEL 2008
77350
Rental and leasing activities main activity
68203
Real estate rental
70220
Business consulting
Codes under NACEBEL 2003
71230
main activity
74142
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Dendermondesteenweg 295 registered office 9070 Destelbergen | 12-04-2006 | 2.153.090.885 |
Buildings and parcels at the address
- Ground area
- 3,099 m²
- Buildings
- 612 m²
- Volume, LiDAR
- 2,393 m³
- Tallest building
- 7.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44013A0179/00T000 | 3,099 m² | 1 · 612 m² | 7.1 m · 1 |
Contact
E-mail
frank@vercruyssen.org
Phone
+32 475 46 82 65