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SoftTouch

Active
Private limited companyfounded 201411 yrs activeAmbachtenlaan 6A, 9080 Lochristi, BelgiumKBO/BCE: BE 0506.847.665

SoftTouch has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.70M and a net result of €258k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 476 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+6
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.66 in 2024; short-term debt: 13.6% and cash: 7.8% of total assets), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.4%
Return on assets
13.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-03-2026, 131 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
131 d early
2024
75 d early
2023
62 d early
2022
59 d early
2021
41 d early
2020
52 d early
2019
35 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.70M▲ 12.1%
2024 · €1.52M
2018: €257k 2019: €563k 2020: €914k 2021: €1.22M 2022: €1.40M 2023: €1.45M 2024: €1.52M
2018 → 2025
Total assets
€1.97M▼ 6.5%
2024 · €2.11M
2018: €2.05M 2019: €1.96M 2020: €2.26M 2021: €2.39M 2022: €2.39M 2023: €2.27M 2024: €2.11M
2018 → 2025
Net result
€258k▲ 50.9%
2024 · €171k
2018: €169k 2019: €307k 2020: €351k 2021: €385k 2022: €279k 2023: €268k 2024: €171k
2018 → 2025
Working capital
€15k
2024 · €-192k
2018: €-747k 2019: €-547k 2020: €-341k 2021: €-147k 2022: €-109k 2023: €-169k 2024: €-192k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.40M▲ 14.7%€1.45M▲ 3.4%€1.52M▲ 4.9%€1.70M▲ 12.1%
Operating result€527k-€391k▼ 25.8%€319k▼ 18.5%€238k▼ 25.3%€276k▲ 16.0%
Net result€385k-€279k▼ 27.5%€268k▼ 4.1%€171k▼ 36.1%€258k▲ 50.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2021: €527k€527kNet result 2021: €385k€385kOperating result 2022: €391k€391kNet result 2022: €279k€279kOperating result 2023: €319k€319kNet result 2023: €268k€268kOperating result 2024: €238k€238kNet result 2024: €171k€171kOperating result 2025: €276k€276kNet result 2025: €258k€258k20212022202320242025
The operating result recovers in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.97M
Fixed assets €1.69M▼ 2.5%
Current assets €283k▼ 24.8%
Equity and liabilities €1.97M
Equity €1.70M▲ 12.1%
Debt €269k▼ 54.4%
The debt ratio falls from 28.0% to 13.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€334k
2024 · €325k
Cash flow
€315k
2024 · €257k
Solvency
86.4%
2024 · 72.0%
Current ratio
1.06
2024 · 0.66
Quick ratio
0.89
2024 · 0.60
Debt / equity
0.16
2024 · 0.39
ROE
15.2%
2024 · 11.3%
ROA
13.1%
2024 · 8.1%
Interest coverage
73.09
2024 · 52.52
Debt
€269k
2024 · €589k
Debt ≤ 1 year
€268k
2024 · €569k
Debt > 1 year
€0
2024 · €19k
Income taxes
€65k
2024 · €63k
Staff costs
€256k
2024 · €244k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.11M€1.97M
Fixed assets21/28€1.73M€1.69M
Intangible fixed assets21€493€143
Tangible fixed assets22/27€100k€57k
Land and buildings22€24k€20k
Plant, machinery and equipment23€5k€10k
Furniture and vehicles24€72k€27k
Financial fixed assets28€1.63M€1.63M=
Current assets29/58€376k€283k
Stocks and contracts in progress3€35k€45k
Stocks30/36€35k€45k
Amounts receivable within one year40/41€42k€76k
Trade receivables40€42k€76k
Other amounts receivable41€0-
Current investments50/53€100k€0
Cash at bank and in hand54/58€193k€153k
Deferred charges and accrued income490/1€7k€8k
Equity and liabilities
Total equity and liabilities10/49€2.11M€1.97M
Equity10/15€1.52M€1.70M
Contributions10/11€10k€10k=
Reserves13€1.51M€1.69M
Distributable reserves133€1.51M€1.69M
Profit (loss) carried forward14€9€14
Amounts payable17/49€589k€269k
Amounts payable after more than one year17€19k€0
Financial debts170/4€19k€0
Amounts payable within one year42/48€569k€268k
Financial debts43€180k€19k
Credit institutions430/8€180k€19k
Trade debts44€133k€93k
Suppliers440/4€133k€93k
Taxes, remuneration and social security45€59k€56k
Taxes450/3€23k€29k
Remuneration and social security454/9€35k€27k
Other amounts payable47/48€198k€100k
Accrued charges and deferred income492/3€852€726
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€244k€256k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€58k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€4k
Other operating charges640/8€2k€2k
Gross operating margin9900€575k€596k
Operating profit (loss)9901€238k€276k
Financial income75/76B€2k€51k
Recurring financial income75€2k€51k
Financial charges65/66B€6k€5k
Recurring financial charges65€6k€5k
Profit (loss) for the period before taxes9903€234k€323k
Income taxes67/77€63k€65k
Profit (loss) for the period9904€171k€258k
Profit (loss) for the period to be appropriated9905€171k€258k
Appropriation of the result
Profit (loss) to be appropriated9906€171k€258k
Profit (loss) brought forward from the previous period14P€2€9
Transfer to equity691/2€71k€183k
To other reserves6921€71k€183k
Profit to be distributed694/7€100k€75k
Return on contributions (dividend)694€100k€0
Directors or managers695-€75k
Social balance
Average headcount (FTE)90876.04.8

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
State Gazette act Capital & shares · Restructuring
General meeting · Merger · Accounting effect8 facts ▸
  • General meeting, 2026-06-22
  • Merger, absorption, 2026-01-01
  • Accounting effect, 2026-01-01
  • Share cancellation, 80
  • Name change, SoftTouch
  • Power of attorney, D&V Bedrijfsadviseurs
  • Merger proposal filing, 2026-04-20, 2026-05-06
  • No real estate, geen onroerende goederen
22-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €385k ▲9.6%
Operating result €527k, net result €385k, both a record.
31-12
Financial Equity above €1MEq €1.22M ▲33.4%
4 profitable years in a row build equity to €1.22M.
09-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Equity above €500kEq €563k ▲119%
2 profitable years in a row build equity to €563k.
30-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-05-2022 Tom Maes: Resigned as Director
20-05-2022 Van Hoorde Jeroen: Resigned as Director
20-05-2022 Van Steenkiste Kristof: Resigned as Director
22-06-2018 RubyCo: Resigned as Manager
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ambachtenlaan 6A9080 Lochristi
Ground area
3,973 m²
Building footprint
1,509 m²
Volume, LiDAR
9,077 m³
Parcel 44077B0016/00F000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ambachtenlaan 6A, 9080 Lochristi
Wholesale trade
since 20152.238.302.417
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44077B0016/00F000 Flanders 3,973 m² 1 · 1,509 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Acquisitions and mergers

2 transactions
Took over:SoftTouch
merger by absorption · State Gazette act of 24-07-2026 · effective 01-01-2026
Took over:SoftTouch
BE 0466.078.169merger by absorption · State Gazette act of 24-07-2026 · effective 22-06-2026

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 5,700 EUR awarded · 5,700 EUR paid
Year Entries awardedpaid
2024 1 5,700 EUR5,700 EUR
Schemes
Werkbaarheidscheque (stopgezet)
1 entry · 5,700 EUR · 5,700 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 2,731 companies in sector 63100 we hold annual accounts for 1,274. 509 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-12-2014
Fiscal year end31-12
Legal name NL SOFTTOUCH-VLAANDEREN
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:092190083
Enterprise