Equity
€203,614 ▲ 2.2%
RUBLO paid out €62,211 in dividends. That is 93% of the 2025 profit.
RUBLO
Lifetime
4 annual accounts with figures on one time axispeak €113,243 (2022)
€90,554▲ 16.5%
peak €72,768 (2022)
€66,592▲ 7.0%
peak €203,614 (2025)
€203,614▲ 2.2%
€5,351▼ 65.7%
Board2 names since 2021
2 directorsBLOMMAERT Elien Magda Willy and 1 other
Documentsfilings and deeds
28-03-2026125 days before the deadline
2025micro format
Gross margin from €77,716 to €90,554Dividend €62,211Debts from €15,597 to €5,351Investments €57,488Cash from €204,686 to €9,820
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Investments
€57,488 63.9 × depreciation
Green is investment, beige is depreciation.
Liquidity
28.37 was 13.74 in 2024
Short-term debts fell from €15,597 to €5,351.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 9 to 125 days before the end of the period.
Position in the sector
97.4%
Higher solvency than 95% of companies in advertising and market research. Sector median 53.3% · 8,615 companies.
Checked score
87
Excellent
Financially stronger than 68% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.3 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.3%▼ -0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €208,965
Founded in 2021
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €203,614 (97.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 47% on liquidity, 88% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as RUBLO has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RUBLO itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for RUBLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 28.37 (13.74 in 2024), above the usual 1.5. Short-term debt is 2.6% and cash 4.7% of total assets. 2.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-03-2026, 125 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
125 days early
2024
30 days early
2023
9 days early
2022
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 48 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- RUTTEN Toon Jan Chris Fons 50 sharesdeed of 02-02-2021
- BLOMMAERT Elien Magda Willy 50 sharesdeed of 02-02-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762713176
Incorporation
Founding capital of €5,000, 100 shares · Founders: RUTTEN Toon Jan Chris Fons and BLOMMAERT Elien Magda Willy · Appointments: RUTTEN Toon Jan Chris Fons (director) and BLOMMAERT Elien Magda Willy (director) · published on 02-02-2021 · Gazette deed
First establishment
Van Boeckellaan 10, Lier
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RUBLO Lier | €208,965 | €90,554 | 97.4% | - |
| Hoogewegh Geel | €198,122 | €92,949 | 62.0% | - |
| FELIH Geel | €236,520 | €100,667 | 79.1% | - |
| V² Consultancy Kapellen | €222,250 | €100,485 | 1.3% | - |
| Dinousis Leuven | €213,990 | €99,217 | 88.8% | - |
| GURA PROJECTS Beernem | €215,195 | €94,478 | 75.8% | - |
| The quality guru Oudenaarde | €206,008 | €95,189 | 97.4% | - |
These companies have the same main activity as RUBLO: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €198,000 and €237,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 29-01-2021Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 2 others
- Establishment unit
- 2.312.680.9282500 Lier, since 29-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 06-09-2024
Annual accounts 2025
- €208,965▼ 2.7%
- Filing
- Filed on 28-03-2026, 125 days before the end of the filing period
Insights on RUBLO
RUBLO files the micro format. That format states no turnover. The gross margin fell from €113,243 in 2022 to €90,554 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RUBLO
- What is the company number of RUBLO?
- The company number of RUBLO is 0762.713.176. The VAT number is the same number with BE in front: BE 0762.713.176.
- Where is RUBLO based?
- The registered office is at Van Boeckellaan 10, 2500 Lier.Company details
- What does RUBLO do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of RUBLO?
- RUBLO is a private limited company (BV).
- When was RUBLO founded?
- RUBLO was founded on 29-01-2021.
- Is RUBLO still active?
- Yes, RUBLO is an active enterprise in the KBO register.
- What is the turnover of RUBLO?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €90,554 and 30 comparable companies (NACE 73). It probably lies between €170,000 and €260,000.Financials
- Is RUBLO profitable?
- In financial year 2025, RUBLO made a profit of €66,592.
- Where can I find the annual accounts of RUBLO?
- RUBLO filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RUBLO due?
- RUBLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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