ROUGH STONES
ActiveROUGH STONES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €53k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency47▼-53
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 4.69 in 2024; short-term debt: 77.9% and cash: 84.1% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.1%
Return on assets
57.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
31 d early
2023
on the day
2022
16 d late
2021
23 d early
2020
3 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 76.1%
2024 · €86k
2018: €145k
2019: €75k
2020: €32k
2021: €81k
2022: €80k
2023: €94k
2024: €86k
2018 → 2025
Total assets
€93k▼ 14.7%
2024 · €109k
2018: €161k
2019: €77k
2020: €143k
2021: €86k
2022: €97k
2023: €117k
2024: €109k
2018 → 2025
Net result
€53k▼ 18.5%
2024 · €65k
2018: €46k
2019: €55k
2020: €59k
2021: €50k
2022: €60k
2023: €74k
2024: €65k
2018 → 2025
Working capital
€20k▼ 76.0%
2024 · €85k
2018: €145k
2019: €65k
2020: €24k
2021: €77k
2022: €76k
2023: €93k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€80k▼ 1.1%€94k▲ 16.9%€86k▼ 8.9%€20k▼ 76.1%
Operating result€63k-€76k▲ 20.8%€94k▲ 23.0%€85k▼ 9.2%€69k▼ 19.3%
Net result€50k-€60k▲ 21.2%€74k▲ 22.6%€65k▼ 11.4%€53k▼ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €93k
Equity
€20k▼ 76.1%
Debt
€72k▲ 213%
The debt ratio rises from 21.2% to 77.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▼
2024 · €86k
Cash flow
€54k▼
2024 · €66k
Solvency
22.1%▼
2024 · 78.8%
Current ratio
1.28▼
2024 · 4.69
Quick ratio
1.28▼
2024 · 4.69
Debt / equity
3.53▲
2024 · 0.27
ROE
259.5%▲
2024 · 76.1%
ROA
57.2%▼
2024 · 59.9%
Interest coverage
352.21▼
2024 · 459.95
Debt
€72k▲
2024 · €23k
Debt ≤ 1 year
€72k▲
2024 · €23k
Income taxes
€15k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€93k▼
Fixed assets21/28€465€0▼
Tangible fixed assets22/27€465€0▼
Plant, machinery and equipment23€465€0▼
Current assets29/58€108k€93k▼
Amounts receivable within one year40/41€22k€0▼
Trade receivables40€18k€0▼
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€83k€78k▼
Deferred charges and accrued income490/1€3k€15k▲
Equity and liabilities
Total equity and liabilities10/49€109k€93k▼
Equity10/15€86k€20k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€65k€0▼
Amounts payable17/49€23k€72k▲
Amounts payable within one year42/48€23k€72k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€10k€63k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€883€465▼
Other operating charges640/8€493€562▲
Gross operating margin9900€86k€70k▼
Operating profit (loss)9901€85k€69k▼
Financial income75/76B€1€51▲
Recurring financial income75€1€51▲
Financial charges65/66B€187€196▲
Recurring financial charges65€187€196▲
Profit (loss) for the period before taxes9903€85k€69k▼
Income taxes67/77€20k€15k▼
Profit (loss) for the period9904€65k€53k▼
Profit (loss) for the period to be appropriated9905€65k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€139k€118k▼
Profit (loss) brought forward from the previous period14P€74k€65k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€74k€118k▲
Return on contributions (dividend)694€74k€118k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €74k ▲22.6%
Operating result €94k, net result €74k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 19current ratio 22.56
Current ratio from 1.22 to 22.56; short-term debt falls from €111k to €4k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 6current ratio 57.92
Current ratio from 10.31 to 57.92; short-term debt falls from €16k to €1k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeven Tommen 391930 ZaventemGround area
778 m²
Building footprint
162 m²
Volume, LiDAR
714 m³
Parcel 23094A0245/00M003, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rough Stones
since 20162.250.304.186
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094A0245/00M003 | Flanders | 778 m² | 1 · 162 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,832 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2016
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
69109Other legal services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.