JL CONSEIL
ActiveSummary
JL CONSEIL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €50k. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.74 in 2024; short-term debt: 92% and cash: 48.9% of total assets), and 92% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8%
Return on assets
49.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7780 sector peers (2025).
NBB · sector comparisonPosition among 7780 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
26 d late
2022
3 d early
2021
4 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 3.4%
2024 · €8k
2018: €17k
2019: €28k▲ +66.3% vs 2018
2020: €28k▲ +0.3% vs 2019
2021: €29k▲ +0.9% vs 2020highest in 8 years
2022: €9k▼ -68.7% vs 2021
2023: €10k▲ +8.6% vs 2022
2024: €8k▼ -19.2% vs 2023lowest in 8 years
2025: €8k▲ +3.4% vs 2024
2018 → 2025
Total assets
€101k▼ 38.9%
2024 · €166k
2018: €85klowest in 8 years
2019: €93k▲ +8.9% vs 2018
2020: €98k▲ +5.8% vs 2019
2021: €110k▲ +11.8% vs 2020
2022: €107k▼ -2.4% vs 2021
2023: €138k▲ +29.0% vs 2022
2024: €166k▲ +20.0% vs 2023highest in 8 years
2025: €101k▼ -38.9% vs 2024
2018 → 2025
Net result
€50k▼ 41.5%
2024 · €86k
2018: €46k
2019: €35k▼ -23.8% vs 2018lowest in 8 years
2020: €39k▲ +10.6% vs 2019
2021: €47k▲ +22.4% vs 2020
2022: €46k▼ -3.1% vs 2021
2023: €83k▲ +80.7% vs 2022
2024: €86k▲ +3.7% vs 2023highest in 8 years
2025: €50k▼ -41.5% vs 2024
2018 → 2025
Working capital
€-34k▲ 17.5%
2024 · €-41k
2018: €7k
2019: €18k▲ +174% vs 2018
2020: €17k▼ -4.6% vs 2019
2021: €19k▲ +10.2% vs 2020highest in 8 years
2022: €658▼ -96.5% vs 2021
2023: €675▲ +2.6% vs 2022
2024: €-41k▼ -6221% vs 2023lowest in 8 years
2025: €-34k▲ +17.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€9k▼ 68.7%€10k▲ 8.6%€8k▼ 19.2%€8k▲ 3.4%
2021: €29khighest in 5 years
2022: €9k▼ -68.7% vs 2021
2023: €10k▲ +8.6% vs 2022
2024: €8k▼ -19.2% vs 2023lowest in 5 years
2025: €8k▲ +3.4% vs 2024
Operating result€62k-€61k▼ 2.0%€107k▲ 75.0%€111k▲ 3.9%€65k▼ 41.2%
2021: €62k
2022: €61k▼ -2.0% vs 2021lowest in 5 years
2023: €107k▲ +75.0% vs 2022
2024: €111k▲ +3.9% vs 2023highest in 5 years
2025: €65k▼ -41.2% vs 2024
Net result€47k-€46k▼ 3.1%€83k▲ 80.7%€86k▲ 3.7%€50k▼ 41.5%
2021: €47k
2022: €46k▼ -3.1% vs 2021lowest in 5 years
2023: €83k▲ +80.7% vs 2022
2024: €86k▲ +3.7% vs 2023highest in 5 years
2025: €50k▼ -41.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€42k ▼ 14.2%
Current assets
€59k ▼ 49.4%
Equity and liabilities €101k
Equity
€8k ▲ 3.4%
Debt
€93k ▼ 41.0%
Debt's share of the balance-sheet total falls from 95.3% to 92.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▼
2024 · €115k
Cash flow
€59k▼
2024 · €90k
Current ratio
0.63▼
2024 · 0.74
Debt to equity
11.46▼
2024 · 20.08
ROE
619.3%
ROA
49.7%▼
2024 · 51.9%
Debt ≤ 1 year
€93k▼
2024 · €158k
Income taxes
€15k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€166k€101k▼
Fixed assets21/28€49k€42k▼
Tangible fixed assets22/27€49k€42k▼
Furniture and vehicles24€13k€11k▼
Other tangible fixed assets26€36k€31k▼
Current assets29/58€116k€59k▼
Amounts receivable within one year40/41€44k€9k▼
Trade receivables40€41k€9k▼
Other amounts receivable41€3k€632▼
Cash at bank and in hand54/58€72k€49k▼
Deferred charges and accrued income490/1€228€257▲
Equity and liabilities
Total equity and liabilities10/49€166k€101k▼
Equity10/15€8k€8k▲
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€158k€93k▼
Amounts payable within one year42/48€158k€93k▼
Trade debts44€935€3k▲
Suppliers440/4€935€3k▲
Taxes, remuneration and social security45€49k€40k▼
Taxes450/3€49k€40k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€107k€50k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€488€400▼
Non-recurring operating charges66A-€198
Gross operating margin9900€115k€74k▼
Operating profit (loss)9901€111k€65k▼
Financial charges65/66B€99€0▼
Recurring financial charges65€99€0▼
Profit (loss) for the period before taxes9903€111k€65k▼
Income taxes67/77€25k€15k▼
Profit (loss) for the period9904€86k€50k▼
Profit (loss) for the period to be appropriated9905€86k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€58k▼
Profit (loss) brought forward from the previous period14P€2k€8k▲
Transfer from equity791/2€8k-
Profit to be distributed694/7€88k€50k▼
Return on contributions (dividend)694€88k€50k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €2k | €3k | €4k | €8k | ▲ 124% |
| Other operating charges640/8 | €941 | €361 | €625 | €488 | €400 | ▼ 18.1% |
| Non-recurring operating charges66A | €107 | €62 | €174 | - | €198 | - |
| Gross operating margin9900 | €66k | €64k | €111k | €115k | €74k | ▼ 35.5% |
| Operating profit (loss)9901 | €62k | €61k | €107k | €111k | €65k | ▼ 41.2% |
| Financial charges65/66B | €94 | €93 | €218 | €99 | €0 | ▼ 100% |
| Recurring financial charges65 | €94 | €93 | €218 | €99 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €62k | €61k | €107k | €111k | €65k | ▼ 41.1% |
| Income taxes67/77 | €15k | €15k | €24k | €25k | €15k | ▼ 40.0% |
| Profit (loss) for the period9904 | €47k | €46k | €83k | €86k | €50k | ▼ 41.5% |
| Profit (loss) for the period to be appropriated9905 | €47k | €46k | €83k | €86k | €50k | ▼ 41.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110k | €107k | €138k | €166k | €101k | ▼ 38.9% |
| Fixed assets21/28 | €10k | €8k | €9k | €49k | €42k | ▼ 14.2% |
| Tangible fixed assets22/27 | €10k | €8k | €9k | €49k | €42k | ▼ 14.2% |
| Furniture and vehicles24 | €3k | €3k | €3k | €13k | €11k | ▼ 15.6% |
| Other tangible fixed assets26 | €7k | €5k | €6k | €36k | €31k | ▼ 13.6% |
| Current assets29/58 | €100k | €99k | €129k | €116k | €59k | ▼ 49.4% |
| Amounts receivable within one year40/41 | €29k | €28k | €81k | €44k | €9k | ▼ 79.2% |
| Trade receivables40 | €29k | €27k | €81k | €41k | €9k | ▼ 79.2% |
| Other amounts receivable41 | €816 | €969 | €470 | €3k | €632 | ▼ 79.0% |
| Cash at bank and in hand54/58 | €70k | €71k | €47k | €72k | €49k | ▼ 31.4% |
| Deferred charges and accrued income490/1 | €212 | €0 | €238 | €228 | €257 | ▲ 12.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110k | €107k | €138k | €166k | €101k | ▼ 38.9% |
| Equity10/15 | €29k | €9k | €10k | €8k | €8k | ▲ 3.4% |
| Contributions10/11 | €19k | €0 | - | - | - | - |
| Reserves13 | €10k | €8k | €8k | €0 | - | - |
| Non-distributable reserves130/1 | €2k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €2k | - | - | - | - | - |
| Distributable reserves133 | €8k | €8k | €8k | €0 | - | - |
| Profit (loss) carried forward14 | €422 | €1k | €2k | €8k | €8k | ▲ 3.4% |
| Amounts payable17/49 | €81k | €98k | €128k | €158k | €93k | ▼ 41.0% |
| Amounts payable within one year42/48 | €81k | €98k | €128k | €158k | €93k | ▼ 41.0% |
| Trade debts44 | €0 | €10k | €3k | €935 | €3k | ▲ 259% |
| Suppliers440/4 | - | €10k | €3k | €935 | €3k | ▲ 259% |
| Taxes, remuneration and social security45 | €26k | €30k | €39k | €49k | €40k | ▼ 19.5% |
| Taxes450/3 | €26k | €30k | €39k | €49k | €40k | ▼ 19.5% |
| Remuneration and social security454/9 | €0 | €0 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €54k | €57k | €86k | €107k | €50k | ▼ 53.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47k | €46k | €83k | €86k | €50k | ▼ 41.5% |
| + Depreciation and write-downs630 | €3k | €2k | €3k | €4k | €8k | ▲ 124% |
| Operating cash flow (approximation) | €50k | €48k | €86k | €90k | €59k | ▼ 34.5% |
| Investment in fixed assets (approximation) | - | €-991 | €-4k | €-44k | €-2k | ▲ 96.6% |
| Change in cash | - | €786 | €-24k | €25k | €-23k | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €86k ▲3.7%
Operating result €111k, net result €86k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €35k ▼23.8%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2016
Ground area
252 m²
Building footprint
132 m²
Volume, LiDAR
1,453 m³
Parcel 21363B0315/00L007, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JL CONSEIL
since 20162.254.969.292
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0315/00L007 | Brussels | 252 m² | 1 · 132 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 4,123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
47120Other non-specialised retail sale
62100Computer programming
63910Web portal activities
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.