JTR CONSULTING
ActiveSummary
JTR CONSULTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,539 and a net result of €49,192. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 31% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency51▼-49
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 18.84 in 2024; short-term debt: 71.3% and cash: 50.3% of total assets), and 73.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
60.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
24 d early
2023
28 d early
2022
13 d early
2021
30 d early
2020
38 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€21,539▼ 84.3%
2024 · €137,346
Total assets
€81,732▼ 44.3%
2024 · €146,788
Net result
€49,192▲ 91.8%
2024 · €25,651
Working capital
€21,712▼ 84.0%
2024 · €136,018
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€77,957▲ 160%€54,774▼ 29.7%€66,796▲ 21.9%€36,007▼ 46.1%€65,845▲ 82.9%
Net result€61,867within the sector's middle half▲ 173%€42,082above the sector's middle half▼ 32.0%€51,299above the sector's middle half▲ 21.9%€25,651within the sector's middle half▼ 50.0%€49,192above the sector's middle half▲ 91.8%
Equity€174,315within the sector's middle half▲ 13.0%€216,396above the sector's middle half▲ 24.1%€111,695within the sector's middle half▼ 48.4%€137,346within the sector's middle half▲ 23.0%€21,539within the sector's middle half▼ 84.3%
Total assets€178,281below the sector's middle half▲ 11.0%€230,729within the sector's middle half▲ 29.4%€127,934within the sector's middle half▼ 44.6%€146,788within the sector's middle half▲ 14.7%€81,732within the sector's middle half▼ 44.3%
Debt€3,967▼ 37.9%€14,333▲ 261%€16,239▲ 13.3%€9,442▼ 41.9%€60,193▲ 538%
Working capital€171,661within the sector's middle half▲ 53.3%€214,997above the sector's middle half▲ 25.2%€111,335above the sector's middle half▼ 48.2%€136,018above the sector's middle half▲ 22.2%€21,712within the sector's middle half▼ 84.0%
Solvency97.8%above the sector's middle half▲ 1.8pp93.8%above the sector's middle half▼ 4.0pp87.3%above the sector's middle half▼ 6.5pp93.6%above the sector's middle half▲ 6.3pp26.4%within the sector's middle half▼ 67.2pp
Current ratio68.80above the sector's middle half▲ 45.3618.02above the sector's middle half▼ 50.788.68above the sector's middle half▼ 9.3318.84above the sector's middle half▲ 10.161.37within the sector's middle half▼ 17.47
Return on assets (ROA)34.7%above the sector's middle half▲ 20.6pp18.2%within the sector's middle half▼ 16.5pp40.1%above the sector's middle half▲ 21.9pp17.5%within the sector's middle half▼ 22.6pp60.2%above the sector's middle half▲ 42.7pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81,732
Fixed assets
€1,722 ▼ 45.2%
Current assets
€80,009 ▼ 44.3%
Equity and liabilities €81,732
Equity
€21,539 ▼ 84.3%
Debt
€60,193 ▲ 538%
Debt's share of the balance-sheet total rises from 6.4% to 73.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€67,315▲
2024 · €37,371
Cash flow
€50,662▲
2024 · €27,015
Debt to equity
2.79▲
2024 · 0.07
ROE
228.4%▲
2024 · 18.7%
Interest coverage
32.71▲
2024 · 14.34
Debt ≤ 1 year
€58,297▲
2024 · €7,625
Income taxes
€14,641▲
2024 · €7,751
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.4%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,709 | €990 | €990 | €1,364 | €1,470 | ▲ 7.8% |
| Other operating charges640/8 | €1,645 | €1,613 | €1,836 | €1,031 | €1,067 | ▲ 3.5% |
| Gross operating margin9900 | €81,312 | €57,377 | €69,622 | €38,402 | €68,382 | ▲ 78.1% |
| Operating profit (loss)9901 | €77,957 | €54,774 | €66,796 | €36,007 | €65,845 | ▲ 82.9% |
| Financial income75/76B | €803 | €3 | €0 | €0 | €47 | ▲ 21,150% |
| Recurring financial income75 | €803 | €3 | €0 | €0 | €47 | ▲ 21,150% |
| Financial charges65/66B | €52 | €54 | €542 | €2,605 | €2,058 | ▼ 21.0% |
| Recurring financial charges65 | €52 | €54 | €542 | €2,605 | €2,058 | ▼ 21.0% |
| Profit (loss) for the period before taxes9903 | €78,709 | €54,723 | €66,254 | €33,402 | €63,834 | ▲ 91.1% |
| Income taxes67/77 | €16,842 | €12,641 | €14,955 | €7,751 | €14,641 | ▲ 88.9% |
| Profit (loss) for the period9904 | €61,867 | €42,082 | €51,299 | €25,651 | €49,192 | ▲ 91.8% |
| Profit (loss) for the period to be appropriated9905 | €61,867 | €42,082 | €51,299 | €25,651 | €49,192 | ▲ 91.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €178,281 | €230,729 | €127,934 | €146,788 | €81,732 | ▼ 44.3% |
| Fixed assets21/28 | €4,089 | €3,099 | €2,109 | €3,146 | €1,722 | ▼ 45.2% |
| Tangible fixed assets22/27 | €4,089 | €3,099 | €2,109 | €3,146 | €1,722 | ▼ 45.2% |
| Land and buildings22 | €2,197 | €1,636 | €1,075 | €514 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €1,892 | €1,463 | €1,034 | €2,631 | €1,722 | ▼ 34.5% |
| Current assets29/58 | €174,192 | €227,630 | €125,825 | €143,642 | €80,009 | ▼ 44.3% |
| Amounts receivable within one year40/41 | €19,236 | €31,699 | €43,334 | €38,785 | €38,678 | ▼ 0.3% |
| Trade receivables40 | €12,321 | €30,767 | €41,998 | €30,185 | €31,071 | ▲ 2.9% |
| Other amounts receivable41 | €6,914 | €933 | €1,336 | €8,600 | €7,608 | ▼ 11.5% |
| Cash at bank and in hand54/58 | €153,942 | €194,466 | €82,241 | €104,607 | €41,081 | ▼ 60.7% |
| Deferred charges and accrued income490/1 | €1,014 | €1,465 | €250 | €250 | €250 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €178,281 | €230,729 | €127,934 | €146,788 | €81,732 | ▼ 44.3% |
| Equity10/15 | €174,315 | €216,396 | €111,695 | €137,346 | €21,539 | ▼ 84.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €155,715 | €197,796 | €93,095 | €118,746 | €2,939 | ▼ 97.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Other1319 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €153,855 | €195,936 | €91,235 | €118,746 | €2,939 | ▼ 97.5% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €3,967 | €14,333 | €16,239 | €9,442 | €60,193 | ▲ 538% |
| Amounts payable within one year42/48 | €2,532 | €12,633 | €14,489 | €7,625 | €58,297 | ▲ 665% |
| Trade debts44 | €188 | €280 | €3,570 | €142 | - | - |
| Suppliers440/4 | €188 | €280 | €3,570 | €142 | - | - |
| Taxes, remuneration and social security45 | - | €9,896 | €6,433 | €2,996 | €10,934 | ▲ 265% |
| Taxes450/3 | - | €9,896 | €6,433 | €2,996 | €10,934 | ▲ 265% |
| Other amounts payable47/48 | €2,344 | €2,457 | €4,487 | €4,487 | €47,363 | ▲ 956% |
| Accrued charges and deferred income492/3 | €1,435 | €1,700 | €1,750 | €1,817 | €1,896 | ▲ 4.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61,867 | €42,082 | €51,299 | €25,651 | €49,192 | ▲ 91.8% |
| + Depreciation and write-downs630 | €1,709 | €990 | €990 | €1,364 | €1,470 | ▲ 7.8% |
| Operating cash flow (approximation) | €63,577 | €43,071 | €52,288 | €27,015 | €50,662 | ▲ 87.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,400 | -€47 | ▲ 98.1% |
| Change in cash | - | €40,523 | -€112,225 | €22,366 | -€63,526 | ▼ 384% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 18.84
Current ratio from 8.68 to 18.84; short-term debt falls from €14,489 to €7,625.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €216,396 ▲24.1%
5 profitable years in a row build equity to €216,396.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €61,867 ▲173%
Operating result €77,957, net result €61,867, both a record.
31-12
Financial
Liquidity triplescurrent ratio 68.80
Current ratio from 23.44 to 68.80; short-term debt falls from €4,990 to €2,532.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150,000Eq €154,248 ▲17.3%
3 profitable years in a row build equity to €154,248.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €12,027 ▼66%
Net result drops to €12,027, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2015
Ground area
2,373 m²
Building footprint
141 m²
Volume, LiDAR
911 m³
Parcel 73090D0090/00C000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JTR CONSULTING
since 20152.247.858.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73090D0090/00C000 | Flanders | 2,373 m² | 1 · 141 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,494 companies in this sector we hold annual accounts for 9,420. 5,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded02-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0643786129
Also
9925:BE0643786129
Registered
12-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.