ROMABEL CONSTRUCT
ActiveSummary
ROMABEL CONSTRUCT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,213 and a net result of €426. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 92% of 28051 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 9.2 against 7.03 in 2024; short-term debt: 10.9% and cash: 26.3% of total assets), and 10.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
41 d early
2023
75 d early
2022
41 d early
2021
40 d early
2020
65 d early
2019
64 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€426▼ 88.8%
2024 · €3,792
Working capital
€71,213▲ 0.6%
2024 · €70,787
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,866€7,040€78,100▲ 1,009%€6,821▼ 91.3%€1,316▼ 80.7%
Net result-€17,367€4,717€56,989▲ 1,108%€3,792▼ 93.3%€426▼ 88.8%
Equity€5,289▼ 76.7%€10,006▲ 89.2%€66,995▲ 570%€70,787▲ 5.7%€71,213▲ 0.6%
Total assets€34,100▼ 17.1%€22,616▼ 33.7%€76,208▲ 237%€82,525▲ 8.3%€79,901▼ 3.2%
Debt€28,811▲ 56.1%€12,610▼ 56.2%€9,213▼ 26.9%€11,738▲ 27.4%€8,688▼ 26.0%
Working capital-€2,181€10,226€66,995▲ 555%€70,787▲ 5.7%€71,213▲ 0.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €79,901
Equity
€71,213 ▲ 0.6%
Debt
€8,688 ▼ 26.0%
Debt's share of the balance-sheet total falls from 14.2% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
9.20▲
2024 · 7.03
Debt to equity
0.12▼
2024 · 0.17
ROE
0.6%▼
2024 · 5.4%
ROA
0.5%▼
2024 · 4.6%
Debt ≤ 1 year
€8,688▼
2024 · €11,738
Income taxes
€32▼
2024 · €1,933
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,580 | €280 | €280 | - | - | - |
| Other operating charges640/8 | €1,183 | €2,794 | €350 | €394 | €407 | ▲ 3.3% |
| Gross operating margin9900 | -€7,103 | €10,114 | €78,730 | €7,215 | €1,723 | ▼ 76.1% |
| Operating profit (loss)9901 | -€11,866 | €7,040 | €78,100 | €6,821 | €1,316 | ▼ 80.7% |
| Financial income75/76B | - | €53 | - | - | - | - |
| Recurring financial income75 | - | €53 | - | - | - | - |
| Financial charges65/66B | €5,501 | €1,900 | €1,251 | €1,096 | €858 | ▼ 21.7% |
| Recurring financial charges65 | €5,501 | €1,900 | €1,251 | €1,096 | €858 | ▼ 21.7% |
| Profit (loss) for the period before taxes9903 | -€17,367 | €5,193 | €76,849 | €5,725 | €458 | ▼ 92.0% |
| Income taxes67/77 | - | €476 | €19,860 | €1,933 | €32 | ▼ 98.3% |
| Profit (loss) for the period9904 | -€17,367 | €4,717 | €56,989 | €3,792 | €426 | ▼ 88.8% |
| Profit (loss) for the period to be appropriated9905 | -€17,367 | €4,717 | €56,989 | €3,792 | €426 | ▼ 88.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,100 | €22,616 | €76,208 | €82,525 | €79,901 | ▼ 3.2% |
| Fixed assets21/28 | €8,620 | €280 | - | - | - | - |
| Tangible fixed assets22/27 | €8,620 | €280 | - | - | - | - |
| Plant, machinery and equipment23 | €559 | €280 | - | - | - | - |
| Furniture and vehicles24 | €8,061 | - | - | - | - | - |
| Current assets29/58 | €25,480 | €22,336 | €76,208 | €82,525 | €79,901 | ▼ 3.2% |
| Amounts receivable within one year40/41 | €22,763 | €10,538 | €14,776 | €41,677 | €58,294 | ▲ 39.9% |
| Trade receivables40 | €17,525 | €5,998 | €12,898 | €35,198 | €51,960 | ▲ 47.6% |
| Other amounts receivable41 | €5,238 | €4,540 | €1,878 | €6,479 | €6,334 | ▼ 2.2% |
| Cash at bank and in hand54/58 | - | €10,272 | €60,907 | €40,298 | €21,022 | ▼ 47.8% |
| Deferred charges and accrued income490/1 | €2,717 | €1,526 | €525 | €550 | €585 | ▲ 6.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,100 | €22,616 | €76,208 | €82,525 | €79,901 | ▼ 3.2% |
| Equity10/15 | €5,289 | €10,006 | €66,995 | €70,787 | €71,213 | ▲ 0.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | - | - | - | - | - |
| Issued capital100 | €20,000 | - | - | - | - | - |
| Uncalled capital101 | €13,800 | - | - | - | - | - |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€2,911 | €1,806 | €58,795 | €62,587 | €63,013 | ▲ 0.7% |
| Amounts payable17/49 | €28,811 | €12,610 | €9,213 | €11,738 | €8,688 | ▼ 26.0% |
| Amounts payable within one year42/48 | €27,661 | €12,110 | €9,213 | €11,738 | €8,688 | ▼ 26.0% |
| Financial debts43 | €2,388 | - | - | - | - | - |
| Credit institutions430/8 | €2,388 | - | - | - | - | - |
| Trade debts44 | €22,518 | €11,644 | €4 | €596 | €6,138 | ▲ 930% |
| Suppliers440/4 | €22,518 | €11,644 | €4 | €596 | €6,138 | ▲ 930% |
| Taxes, remuneration and social security45 | €2,755 | €466 | €9,209 | €11,142 | €2,550 | ▼ 77.1% |
| Taxes450/3 | €2,755 | €466 | €9,209 | €11,142 | €2,550 | ▼ 77.1% |
| Accrued charges and deferred income492/3 | €1,150 | €500 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,367 | €4,717 | €56,989 | €3,792 | €426 | ▼ 88.8% |
| + Depreciation and write-downs630 | €3,580 | €280 | €280 | - | - | - |
| Operating cash flow (approximation) | -€13,787 | €4,997 | €57,269 | €3,792 | €426 | ▼ 88.8% |
| Investment in fixed assets (approximation) | - | €8,060 | - | - | - | - |
| Change in cash | - | - | €50,635 | -€20,609 | -€19,276 | ▲ 6.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €56,989 ▲1,108%
Operating result €78,100, net result €56,989, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 8.27
Current ratio from 1.84 to 8.27; short-term debt falls from €12,110 to €9,213.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4,717
Net result €4,717 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.84
Current ratio from 0.92 to 1.84; short-term debt falls from €27,661 to €12,110.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet -€17,367
Net result drops to -€17,367, the lowest in the series; recovery starts the following year.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €2,889
Net result €2,889 after one loss-making year.
Show earlier events
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2005
Ground area
83 m²
Building footprint
76 m²
Volume, LiDAR
1,070 m³
Parcel 21305C0264/00G017, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
-
since 20052.146.846.956
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0264/00G017 | Brussels | 83 m² | 1 · 76 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,019 companies in sector 43310 we hold annual accounts for 1,746. 1,522 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43331Floor and wall tiling
43341Painting of buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.