DECRIMA
ActiveSummary
DECRIMA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,047 and a net result of -€6,616. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-74
Solvency69▼-9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.63 in 2024; short-term debt: 31% and cash: 14.2% of total assets), but 55.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
-10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
17 d early
2023
6 d early
2022
30 d late
2021
23 d late
2020
30 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€28,047▼ 29.3%
2024 · €39,672
Total assets
€63,405▼ 15.0%
2024 · €74,600
Net result
-€6,616
2024 · €11,432
Working capital
€15,635▼ 35.6%
2024 · €24,273
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,132€3,277€5,158▲ 57.4%€14,849▲ 188%-€6,673
Net result-€2,375€2,246€3,297▲ 46.8%€11,432▲ 247%-€6,616
Equity€22,697▼ 9.5%€24,943▲ 9.9%€28,240▲ 13.2%€39,672▲ 40.5%€28,047▼ 29.3%
Total assets€33,325▼ 16.9%€38,892▲ 16.7%€40,773▲ 4.8%€74,600▲ 83.0%€63,405▼ 15.0%
Debt€10,627▼ 29.2%€13,948▲ 31.2%€12,533▼ 10.1%€34,928▲ 179%€35,358▲ 1.2%
Working capital€26,201▼ 12.8%€26,457▲ 1.0%€21,654▼ 18.2%€24,273▲ 12.1%€15,635▼ 35.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6,673 after €14,849 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63,405
Fixed assets
€28,128 ▼ 20.6%
Current assets
€35,278 ▼ 10.0%
Equity and liabilities €63,405
Equity
€28,047 ▼ 29.3%
Debt
€35,358 ▲ 1.2%
Debt's share of the balance-sheet total rises from 46.8% to 55.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€958▼
2024 · €16,776
Cash flow
€1,015▼
2024 · €13,360
Current ratio
1.80▼
2024 · 2.63
Debt to equity
1.26▲
2024 · 0.88
ROE
-23.6%▼
2024 · 28.8%
ROA
-10.4%▼
2024 · 15.3%
Interest coverage
1.00▼
2024 · 31.34
Debt ≤ 1 year
€19,642▲
2024 · €14,924
Debt > 1 year
€15,539▼
2024 · €20,004
Income taxes
€215▼
2024 · €4,526
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
14%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €500 | - | - | - | €1,653 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €549 | €111 | €588 | €1,928 | €7,631 | ▲ 296% |
| Other operating charges640/8 | €721 | €886 | €948 | €961 | €1,132 | ▲ 17.8% |
| Gross operating margin9900 | -€862 | €4,274 | €6,693 | €17,737 | €2,090 | ▼ 88.2% |
| Operating profit (loss)9901 | -€2,132 | €3,277 | €5,158 | €14,849 | -€6,673 | ▼ 145% |
| Financial income75/76B | €1,544 | €1,789 | €1,347 | €1,645 | €1,229 | ▼ 25.3% |
| Recurring financial income75 | €1,544 | €1,789 | €1,347 | €1,645 | €1,229 | ▼ 25.3% |
| Financial charges65/66B | €1,176 | €883 | €856 | €535 | €957 | ▲ 78.9% |
| Recurring financial charges65 | €1,176 | €883 | €856 | €535 | €957 | ▲ 78.9% |
| Profit (loss) for the period before taxes9903 | -€1,764 | €4,183 | €5,648 | €15,959 | -€6,401 | ▼ 140% |
| Income taxes67/77 | €611 | €1,937 | €2,352 | €4,526 | €215 | ▼ 95.3% |
| Profit (loss) for the period9904 | -€2,375 | €2,246 | €3,297 | €11,432 | -€6,616 | ▼ 158% |
| Profit (loss) for the period to be appropriated9905 | -€2,375 | €2,246 | €3,297 | €11,432 | -€6,616 | ▼ 158% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,325 | €38,892 | €40,773 | €74,600 | €63,405 | ▼ 15.0% |
| Formation expenses20 | - | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €419 | €308 | €6,934 | €35,403 | €28,128 | ▼ 20.6% |
| Tangible fixed assets22/27 | €419 | €308 | €6,934 | €35,403 | €28,128 | ▼ 20.6% |
| Plant, machinery and equipment23 | - | - | €0 | €705 | €855 | ▲ 21.2% |
| Furniture and vehicles24 | €419 | €308 | €6,934 | €6,983 | €5,177 | ▼ 25.9% |
| Leasing and similar rights25 | - | - | - | €27,715 | €22,095 | ▼ 20.3% |
| Current assets29/58 | €32,906 | €38,584 | €33,839 | €39,197 | €35,278 | ▼ 10.0% |
| Amounts receivable within one year40/41 | €26,303 | €34,754 | €27,374 | €28,565 | €25,734 | ▼ 9.9% |
| Trade receivables40 | €178 | €178 | €162 | - | - | - |
| Other amounts receivable41 | €26,125 | €34,577 | €27,212 | €28,565 | €25,734 | ▼ 9.9% |
| Cash at bank and in hand54/58 | €5,467 | €2,933 | €6,267 | €10,183 | €8,979 | ▼ 11.8% |
| Deferred charges and accrued income490/1 | €1,137 | €896 | €199 | €449 | €565 | ▲ 25.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,325 | €38,892 | €40,773 | €74,600 | €63,405 | ▼ 15.0% |
| Equity10/15 | €22,697 | €24,943 | €28,240 | €39,672 | €28,047 | ▼ 29.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €19,541 | €19,541 | €22,838 | €33,472 | €21,847 | ▼ 34.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €17,681 | €17,681 | €20,978 | €33,472 | €21,847 | ▼ 34.7% |
| Profit (loss) carried forward14 | -€3,044 | -€798 | -€798 | - | - | - |
| Amounts payable17/49 | €10,627 | €13,948 | €12,533 | €34,928 | €35,358 | ▲ 1.2% |
| Amounts payable after more than one year17 | €3,922 | €1,821 | - | €20,004 | €15,539 | ▼ 22.3% |
| Financial debts170/4 | €3,922 | €1,821 | - | €20,004 | €15,539 | ▼ 22.3% |
| Amounts payable within one year42/48 | €6,705 | €12,127 | €12,186 | €14,924 | €19,642 | ▲ 31.6% |
| Current portion of amounts payable after more than one year42 | €2,011 | €2,100 | €5,474 | €8,095 | €4,465 | ▼ 44.8% |
| Financial debts43 | - | - | - | - | €252 | - |
| Credit institutions430/8 | - | - | - | - | €252 | - |
| Trade debts44 | €4,691 | €8,082 | €5,754 | €4,340 | €8,944 | ▲ 106% |
| Suppliers440/4 | €4,691 | €8,082 | €5,754 | €4,340 | €8,944 | ▲ 106% |
| Taxes, remuneration and social security45 | €4 | €1,945 | €957 | €2,488 | €5,981 | ▲ 140% |
| Taxes450/3 | €4 | €1,945 | €141 | €2,488 | €2,665 | ▲ 7.1% |
| Remuneration and social security454/9 | - | - | €816 | - | €3,316 | - |
| Accrued charges and deferred income492/3 | - | - | €348 | - | €176 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,375 | €2,246 | €3,297 | €11,432 | -€6,616 | ▼ 158% |
| + Depreciation and write-downs630 | €549 | €111 | €588 | €1,928 | €7,631 | ▲ 296% |
| Operating cash flow (approximation) | -€1,826 | €2,357 | €3,884 | €13,360 | €1,015 | ▼ 92.4% |
| Investment in fixed assets (approximation) | - | €0 | -€7,214 | -€30,397 | -€356 | ▲ 98.8% |
| Change in cash | - | -€2,533 | €3,333 | €3,916 | -€1,204 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€6,616
Net result drops to -€6,616, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €11,432 ▲247%
Operating result €14,849, net result €11,432, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €2,246
Net result €2,246 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €2,201
Net result €2,201 after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2006
Ground area
629 m²
Building footprint
129 m²
Volume, LiDAR
512 m³
Parcel 71302A0411/00H003, Flanders · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DECRIMA
since 20062.156.067.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0411/00H003 | Flanders | 629 m² | 1 · 129 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AREND
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DC Plafonnage
BE 0769.608.490
Hastière · Eq €27,960
BEZETTINGSWERKEN VAN DEN BOGERD
BE 0500.755.372
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MONOS CONSTRUCT
BE 0799.945.538
Beringen · Eq €28,171
Mathias Bartos
BE 0791.978.769
Grâce-Hollogne · Eq €28,179
Of 4,020 companies in sector 43310 we hold annual accounts for 1,747. 1,437 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-08-2006
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0883272003
Also
9925:BE0883272003
Registered
04-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.