Equity
€797,882 ▼ 12.1%
ROLF paid out €109,745 in dividends. That is 29,786% of the 2026 profit.
ROLF
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2004peak €453,412 (2022)
€120,301▼ 6.4%
peak €227,262 (2022)
€368▼ 93.4%
peak €995,675 (2024)
€797,882▼ 12.1%
€38,198▲ 350%
Board2 names since 2022
1 directorCAMMAERT Vera
Documentsfilings and deeds
29-09-202632 days before the deadline
2026micro format
Result from €5,580 to €368Dividend €109,745Equity from €907,258 to €797,882Debts from €8,498 to €38,198Cash from €6,575 to €16,478
Key points
from the 2026 annual accountsTurnover
≈ €220,000 estimated
The micro format states no turnover.
Investments
€13,136 0.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.54 was 1.34 in 2025
Short-term debts rose from €5,779 to €35,394.
Filings
23 annual accounts since 2004
The last five annual accounts were filed 32 to 41 days before the end of the period.
Position in the sector
€368
Lower net result than 90% of companies in legal and accounting. Sector median €48,578 · 495 companies.
Checked score
93
Excellent
Financially stronger than 40% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.54, cash €16,478
lowers risk
Size: total assets €836,079
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2026 (filed on 30-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 35% on liquidity, 18% on profitability and 23% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as ROLF has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ROLF itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for ROLF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.54 (1.34 in 2025), below 1. Short-term debt is 4.2% and cash 2% of total assets. 4.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
32 days early
2025
38 days early
2024
38 days early
2023
33 days early
2022
41 days early
2021
37 days early
2020
40 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 23 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0479720725
Appointments: KENNOF Antoon (statutory director) and CAMMAERT Vera (statutory director)
General meeting of 19-12-2023 · Gazette deed
Capital decrease of €426,639.66 to €18,600
Capital from €445,239.66 to €18,600 · General meeting of 10-01-2018 · Gazette deed
Incorporation
published on 14-03-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROLF Ninove | €836,079 | €120,301 | 95.4% | - |
| PHILACCO Schoten | €759,185 | €129,730 | 73.2% | - |
| CALICO Buggenhout | €902,406 | €149,420 | 9.3% | - |
| Frasa Consult Sint-Lievens-Houtem | €635,033 | €98,012 | 70.1% | - |
| BACCA Ninove | €781,727 | €90,188 | 54.5% | - |
| VLS TRADING Maarkedal | €629,701 | €140,703 | 69.8% | - |
| AURAWE Zottegem | €944,065 | €180,051 | 94.4% | - |
These companies have the same main activity as ROLF: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €630,000 and €944,000, founded between 1995 and 2008.
Official details
Source: KBO- Status
- Active since 06-03-2003Normal situation
- Activity
- Other tax advisory servicesNACE 69209
- Financial year end
- 31 March
- Peppol
- Reachable since 12-02-2025
Annual accounts to 31-03-2026
- €836,079▼ 8.7%
- Filing
- Filed on 29-09-2026, 32 days before the end of the filing period
Insights on ROLF
ROLF files the micro format. That format states no turnover. The gross margin fell from €180,495 in 2007 to €120,301 in 2026.
The balance sheet grew most from 2017 to 2018 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROLF
- What is the company number of ROLF?
- The company number of ROLF is 0479.720.725. The VAT number is the same number with BE in front: BE 0479.720.725.
- Where is ROLF based?
- The registered office is at Edingsesteenweg 517, 9400 Ninove.Company details
- What does ROLF do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of ROLF?
- ROLF is a private limited company (BV).
- When was ROLF founded?
- ROLF was founded on 06-03-2003.
- Is ROLF still active?
- Yes, ROLF is an active enterprise in the KBO register.
- What is the turnover of ROLF?
- The turnover in financial year 2026 is ≈ €220,000. This figure is estimated from the gross margin of €120,301 and 51 comparable companies (NACE 692). It probably lies between €170,000 and €270,000.Financials
- Is ROLF profitable?
- In financial year 2026, ROLF made a profit of €368.
- Where can I find the annual accounts of ROLF?
- ROLF filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ROLF due?
- ROLF must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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