ROLF
ActiveSummary
ROLF has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €907k and a net result of €6k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 95% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.15 in 2024; short-term debt: 0.6% and cash: 0.7% of total assets), and 0.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
0.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
38 d early
2023
33 d early
2022
41 d early
2021
37 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€907k▼ 8.9%
2024 · €996k
Total assets
€916k▼ 15.3%
2024 · €1.08M
Net result
€6k▼ 86.1%
2024 · €40k
Working capital
€2k▼ 84.2%
2024 · €13k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€109k▼ 39.0%€343k▲ 216%€95k▼ 72.2%€68k▼ 28.3%€14k▼ 79.5%
Net result€59k▼ 42.8%€227k▲ 284%€59k▼ 74.2%€40k▼ 31.8%€6k▼ 86.1%
Equity€670k▲ 9.7%€897k▲ 33.9%€956k▲ 6.6%€996k▲ 4.2%€907k▼ 8.9%
Total assets€1.38M▼ 16.5%€1.17M▼ 15.0%€1.26M▲ 7.5%€1.08M▼ 14.2%€916k▼ 15.3%
Debt€709k▼ 31.9%€275k▼ 61.2%€304k▲ 10.5%€85k▼ 71.9%€8k▼ 90.0%
Working capital€-368k▲ 17.0%€-2k▲ 99.5%€-47k▼ 2,711%€13k€2k▼ 84.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €916k
Fixed assets
€908k ▼ 7.8%
Current assets
€8k ▼ 91.9%
Equity and liabilities €916k
Equity
€907k ▼ 8.9%
Debt
€8k ▼ 90.0%
Debt's share of the balance-sheet total falls from 7.9% to 0.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€118k▼
2024 · €169k
Cash flow
€110k▼
2024 · €141k
Current ratio
1.34▲
2024 · 1.15
Debt to equity
0.01▼
2024 · 0.09
ROE
0.6%▼
2024 · 4.0%
ROA
0.6%▼
2024 · 3.7%
Interest coverage
39.86▲
2024 · 24.28
Debt ≤ 1 year
€6k▼
2024 · €83k
Income taxes
€6k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €273k | - | €21k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €107k | €99k | €115k | €101k | €104k | ▲ 3.6% |
| Other operating charges640/8 | - | €11k | €10k | €11k | €10k | ▼ 7.1% |
| Gross operating margin9900 | €227k | €453k | €220k | €180k | €129k | ▼ 28.6% |
| Operating profit (loss)9901 | €109k | €343k | €95k | €68k | €14k | ▼ 79.5% |
| Financial income75/76B | - | - | - | €203 | €288 | ▲ 41.7% |
| Recurring financial income75 | €0 | - | - | €203 | €288 | ▲ 41.7% |
| Non-recurring financial income76B | - | - | - | €203 | €288 | ▲ 41.7% |
| Financial charges65/66B | - | €5k | €5k | €7k | €3k | ▼ 57.4% |
| Recurring financial charges65 | €19k | €5k | €5k | €7k | €3k | ▼ 57.4% |
| Profit (loss) for the period before taxes9903 | €90k | €338k | €90k | €62k | €11k | ▼ 81.6% |
| Income taxes67/77 | €31k | €111k | €31k | €22k | €6k | ▼ 73.2% |
| Profit (loss) for the period9904 | €59k | €227k | €59k | €40k | €6k | ▼ 86.1% |
| Transfer from tax-exempt reserves789 | - | €9k | €6k | €6k | €6k | = |
| Profit (loss) for the period to be appropriated9905 | €65k | €236k | €65k | €46k | €12k | ▼ 74.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.38M | €1.17M | €1.26M | €1.08M | €916k | ▼ 15.3% |
| Fixed assets21/28 | €1.30M | €1.07M | €1.08M | €985k | €908k | ▼ 7.8% |
| Tangible fixed assets22/27 | €1.30M | €1.07M | €1.08M | €985k | €908k | ▼ 7.8% |
| Land and buildings22 | - | €1.06M | €1.07M | €983k | €908k | ▼ 7.6% |
| Furniture and vehicles24 | - | €9k | €5k | €2k | - | - |
| Financial fixed assets28 | €5 | €5 | €5 | €5 | €5 | = |
| Current assets29/58 | €81k | €105k | €180k | €96k | €8k | ▼ 91.9% |
| Amounts receivable within one year40/41 | €21k | €4k | €8k | €7k | €1k | ▼ 83.2% |
| Trade receivables40 | - | - | - | €5k | €1k | ▼ 73.9% |
| Other amounts receivable41 | - | €4k | €8k | €3k | - | - |
| Cash at bank and in hand54/58 | €60k | €101k | €173k | €89k | €7k | ▼ 92.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.38M | €1.17M | €1.26M | €1.08M | €916k | ▼ 15.3% |
| Equity10/15 | €670k | €897k | €956k | €996k | €907k | ▼ 8.9% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €443k | €670k | €729k | €769k | €681k | ▼ 11.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | - | €69k | €63k | €57k | €50k | ▼ 11.1% |
| Distributable reserves133 | - | €599k | €664k | €711k | €629k | ▼ 11.6% |
| Profit (loss) carried forward14 | €208k | €208k | €208k | €208k | €208k | = |
| Amounts payable17/49 | €709k | €275k | €304k | €85k | €8k | ▼ 90.0% |
| Amounts payable after more than one year17 | €259k | €167k | €75k | - | - | - |
| Financial debts170/4 | - | €167k | €75k | - | - | - |
| Amounts payable within one year42/48 | €448k | €107k | €228k | €83k | €6k | ▼ 93.1% |
| Current portion of amounts payable after more than one year42 | - | €92k | €92k | €75k | - | - |
| Trade debts44 | €14k | €8k | €125k | €700 | €469 | ▼ 33.1% |
| Suppliers440/4 | - | €8k | €125k | €700 | €469 | ▼ 33.1% |
| Taxes, remuneration and social security45 | - | €5k | €8k | €3k | €3k | ▼ 9.6% |
| Taxes450/3 | - | €5k | €8k | €3k | €3k | ▼ 9.6% |
| Other amounts payable47/48 | - | €1k | €2k | €5k | €3k | ▼ 48.9% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €2k | €3k | ▲ 47.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €227k | €59k | €40k | €6k | ▼ 86.1% |
| + Depreciation and write-downs630 | €107k | €99k | €115k | €101k | €104k | ▲ 3.6% |
| Operating cash flow (approximation) | €166k | €327k | €174k | €141k | €110k | ▼ 22.0% |
| Investment in fixed assets (approximation) | - | €132k | €-127k | €-6k | €-27k | ▼ 326% |
| Change in cash | - | €41k | €72k | €-84k | €-82k | ▲ 1.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €6k ▼86.1%
Net result drops to €6k, the lowest in the series.
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €227k ▲284%
Operating result €343k, net result €227k, both a record.
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove
Ground area
757 m²
Building footprint
213 m²
Volume, LiDAR
905 m³
Parcel 41012C1651/00L000, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41012C1651/00L000 | Flanders | 757 m² | 1 · 213 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 69209 we hold annual accounts for 1,098. 621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2003
Fiscal year end31-03
Activities, NACEBEL 2025
69209Other tax advisory services
Scores and ratios are computed by Checked and are not a credit decision.