Result
€41,162 €41,162
Back in profit in 2025, after a loss of €49,966 in 2024.
BACCA
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €484,832 (2017)
€90,188▲ €98,394
lowest -€49,966 (2024)
€41,162▲ €91,128
peak €438,950 (2021)
€426,040▲ 10.6%
€282,538▼ 15.4%
Board1 name since 2006
1 directorBEKÉ Anja
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€8,206 to €90,188Back to profit: €41,162Debts from €333,931 to €282,538Cash from €5,581 to €20,411
Key points
from the 2025 annual accountsFilings
30 annual accounts since 1996
Seven of the last ten came late. The 2019 accounts came latest: 454 days after the end of the period.
Position in the sector
€426,040
More equity than 85% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.
Checked score
93
Excellent
Financially stronger than 42% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 1.77, cash €20,411
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €781,727
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 51% of them on solvency, 36% on liquidity, 27% on profitability and 55% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as BACCA has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of BACCA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for BACCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.77 (1.46 in 2024), above the usual 1.5. Short-term debt is 7.9% and cash 2.6% of total assets. 45.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
26 days late
2023
51 days early
2022
120 days early
2021
45 days early
2020
89 days late
2019
454 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (4 of the last 5 accounts filed within 75 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Antwerpen
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457308280
Change of role: BEKÉ Anja, from manager to director
General meeting of 20-12-2023 · Gazette deed
Purpose change
“De uitbating,het beheer en de inrichting van…” (deed in Dutch) · General meeting of 27-03-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BACCA Ninove | €781,727 | €90,188 | 54.5% | - |
| VYNK Beveren-Kruibeke-Zwijndrecht | €790,442 | €91,226 | 42.0% | - |
| TAX AND FINANCE CONSULTING Woluwe-Saint-Lambert | €836,644 | €70,721 | 44.3% | - |
| BUSINESS CENTER RONSE - RENAIX Ronse | €644,133 | €71,627 | 66.5% | - |
| DE BROKKELINCK INVEST Temse | €685,374 | €65,990 | 47.2% | - |
| EFIBE Aalst | €812,511 | €80,618 | 77.3% | 1 |
| ROLF Ninove | €836,079 | €120,301 | 95.4% | - |
These companies have the same main activity as BACCA: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €644,000 and €837,000, founded between 1984 and 2003.
Official details
Source: KBO- Status
- Active since 15-02-1996Normal situation
- Activity
- Other tax advisory servicesNACE 69209
- Establishment unit
- 2.076.589.2629404 Ninove, since 30-04-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 13-05-2025
Insights on BACCA
BACCA files the micro format. That format states no turnover. The gross margin rose from €64,447 in 2006 to €90,188 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BACCA
- What is the company number of BACCA?
- The company number of BACCA is 0457.308.280. The VAT number is the same number with BE in front: BE 0457.308.280.
- Where is BACCA based?
- The registered office is at Geraardsbergsesteenweg 310, 9404 Ninove.Company details
- What does BACCA do?
- According to the KBO register, the main activity is other tax advisory services (NACE 69209).
- What is the legal form of BACCA?
- BACCA is a private limited company (BV).
- When was BACCA founded?
- BACCA was founded on 15-02-1996.
- Is BACCA still active?
- Yes, BACCA is an active enterprise in the KBO register.
- What is the turnover of BACCA?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €90,188 and 65 comparable companies (NACE 692). It probably lies between €150,000 and €250,000.Financials
- Is BACCA profitable?
- In financial year 2025, BACCA made a profit of €41,162.
- Where can I find the annual accounts of BACCA?
- BACCA filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BACCA due?
- BACCA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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