VLS TRADING
ActiveVLS TRADING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €440k and a net result of €62k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 64% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+2
Solvency67▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.31 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
9.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
2 d early
2023
5 d early
2022
18 d late
2021
29 d late
2020
31 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€440k▲ 6.0%
2024 · €415k
2018: €179k
2019: €210k
2020: €211k
2021: €245k
2022: €289k
2023: €358k
2024: €415k
2018 → 2025
Total assets
€630k▼ 4.4%
2024 · €659k
2018: €690k
2019: €717k
2020: €664k
2021: €640k
2022: €655k
2023: €693k
2024: €659k
2018 → 2025
Net result
€62k▲ 9.5%
2024 · €56k
2018: €35k
2019: €32k
2020: €50k
2021: €34k
2022: €44k
2023: €70k
2024: €56k
2018 → 2025
Working capital
€-78k▲ 38.2%
2024 · €-126k
2018: €-29k
2019: €-74k
2020: €-81k
2021: €-56k
2022: €-10k
2023: €-33k
2024: €-126k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€289k▲ 17.8%€358k▲ 24.2%€415k▲ 15.7%€440k▲ 6.0%
Operating result€56k-€68k▲ 21.5%€106k▲ 56.0%€86k▼ 18.8%€94k▲ 8.7%
Net result€34k-€44k▲ 28.6%€70k▲ 60.2%€56k▼ 19.4%€62k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €630k
Fixed assets
€560k▼ 7.1%
Current assets
€70k▲ 24.8%
Equity and liabilities €630k
Equity
€440k▲ 6.0%
Debt
€190k▼ 22.1%
The debt ratio falls from 37.1% to 30.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€139k▲
2024 · €125k
Cash flow
€106k▲
2024 · €95k
Solvency
69.8%▲
2024 · 62.9%
Current ratio
0.47▲
2024 · 0.31
Quick ratio
0.47▲
2024 · 0.31
Debt / equity
0.43▼
2024 · 0.59
ROE
14.0%▲
2024 · 13.6%
ROA
9.8%▲
2024 · 8.5%
Interest coverage
19.07▲
2024 · 18.13
Debt
€190k▼
2024 · €244k
Debt ≤ 1 year
€148k▼
2024 · €183k
Debt > 1 year
€40k▼
2024 · €60k
Income taxes
€25k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€659k€630k▼
Fixed assets21/28€603k€560k▼
Tangible fixed assets22/27€603k€560k▼
Land and buildings22€491k€472k▼
Plant, machinery and equipment23€144€1k▲
Furniture and vehicles24€110k€85k▼
Other tangible fixed assets26€942€615▼
Current assets29/58€56k€70k▲
Amounts receivable within one year40/41€43k€42k▼
Trade receivables40€32k€24k▼
Other amounts receivable41€11k€18k▲
Cash at bank and in hand54/58€10k€28k▲
Deferred charges and accrued income490/1€3k€308▼
Equity and liabilities
Total equity and liabilities10/49€659k€630k▼
Equity10/15€415k€440k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€16k€16k=
Reserves13€380k€405k▲
Distributable reserves133€380k€405k▲
Amounts payable17/49€244k€190k▼
Amounts payable after more than one year17€60k€40k▼
Financial debts170/4€60k€40k▼
Amounts payable within one year42/48€183k€148k▼
Current portion of amounts payable after more than one year42€146k€84k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€31k€25k▼
Taxes450/3€31k€25k▼
Other amounts payable47/48-€37k
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€45k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€127k€141k▲
Operating profit (loss)9901€86k€94k▲
Financial income75/76B€0€315▲
Recurring financial income75€0€315▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€80k€87k▲
Income taxes67/77€23k€25k▲
Profit (loss) for the period9904€56k€62k▲
Profit (loss) for the period to be appropriated9905€56k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€62k▲
Transfer from equity791/2-€37k
Transfer to equity691/2€56k€62k▲
To other reserves6921€56k€62k▲
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €70k ▲60.2%
Operating result €106k, net result €70k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Weakest financial yearnet €32k ▼10.2%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €210k ▲16.9%
2 profitable years in a row build equity to €210k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rattepoelstraat 319680 MaarkedalGround area
780 m²
Building footprint
180 m²
Volume, LiDAR
712 m³
Parcel 45020A1128/00A000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VLS TRADING
since 20082.168.014.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45020A1128/00A000 | Flanders | 780 m² | 1 · 180 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 110 EUR awarded · 110 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 44 EUR | 44 EUR |
| 2022 | 1 | 66 EUR | 66 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 745 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2008
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.