ROGER STEVEN S.P.R.L.
ActiveSummary
ROGER STEVEN S.P.R.L. has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106 and a net result of €2k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▲+28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2544 sector peers (2025).
NBB · sector comparisonPosition among 2544 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-01-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
1 d early
2023
3 d early
2022
1 d early
2021
5 d early
2020
9 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€15k
EBIT margin
36.0%
Net result
€2k▼ 74.3%
2024 · €6k
2019: €-2k
2020: €4k
2021: €2k
2022: €-4k
2023: €1k
2024: €6k
2019 → 2025
Working capital
€106
2024 · €-1k
2019: €-11k
2020: €-7k
2021: €-5k
2022: €-8k
2023: €-7k
2024: €-1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-9k▼ 80.6%€-7k▲ 16.3%€-1k▲ 80.7%€106
Operating result€463-€-4k€1k€6k▲ 328%€1k▼ 81.2%
Net result€2k-€-4k€1k€6k▲ 314%€2k▼ 74.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
Equity and liabilities €4k
Equity
€106
Debt
€4k
Debt finances 97.2% of the balance-sheet total.
Key figures and ratios
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€-378▼
2024 · €378
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€983€4k▲
Current assets29/58€983€4k▲
Amounts receivable within one year40/41-€3k
Trade receivables40-€2k
Other amounts receivable41-€239
Cash at bank and in hand54/58€176€1k▲
Deferred charges and accrued income490/1€807-
Equity and liabilities
Total equity and liabilities10/49€983€4k▲
Equity10/15€-1k€106▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-22k€-20k▲
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44-€245
Suppliers440/4-€245
Taxes, remuneration and social security45€39-
Taxes450/3€39-
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€7k€2k▼
Operating profit (loss)9901€6k€1k▼
Financial income75/76B€30€3▼
Recurring financial income75€30€3▼
Financial charges65/66B€56€48▼
Recurring financial charges65€56€48▼
Profit (loss) for the period before taxes9903€6k€1k▼
Income taxes67/77€378€-378▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-20k▲
Profit (loss) brought forward from the previous period14P€-28k€-22k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 1.03
Current ratio from 0.41 to 1.03.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €6k ▲314%
Operating result €6k, net result €6k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-4k ▼292%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 1974
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Franchimontois 1004821 DisonGround area
211 m²
Building footprint
131 m²
Volume, LiDAR
996 m³
2 parcels, Wallonia · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Franchimontois 100, 4820 Dison
since 19742.009.229.690
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002A0560/00K005indicative | Wallonia | 174 m² | 1 · 73 m² | 15.3 m · 5 fl. |
| 63020C0001/00Z005 | Wallonia | 37 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BKMR
BE 0873.454.415
Sint-Jans-Molenbeek · Eq €95
MARGO PL
BE 0865.393.022
Antwerpen · Eq €135
LUCIA DEVILLANI
BE 0458.105.165
Sint-Agatha-Berchem · Eq €149
PB AUTOMOTIVE GROUP
BE 0793.650.634
Bilzen-Hoeselt · Eq €70
R & P CLASSICS
BE 0658.774.411
Bilzen-Hoeselt · Eq €175
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 42 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1974
Fiscal year end30-06
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.