BKMR
ActiveThe computed 12-month bankruptcy probability of BKMR is 3.5% (moderate). The 2024 annual accounts show negative equity (€-18k) and a net result of €-13k. Equity is shrinking by ~57.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 26056 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
56 d late
2022
107 d late
2021
61 d late
2020
92 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-13k▼ 120%
2023 · €-6k
2018: €-388
2019: €-2k
2020: €-3k
2021: €-2k
2022: €-3k
2023: €-6k
2018 → 2024
Working capital
€-18k▼ 224%
2023 · €-6k
2018: €11k
2019: €9k
2020: €5k
2021: €3k
2022: €95
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€3k▼ 42.4%€95▼ 97.0%€-6k€-18k▼ 224%
Operating result€-8k-€-2k▲ 72.2%€-3k▼ 33.1%€-6k▼ 94.2%€-12k▼ 124%
Net result€-3k-€-2k▲ 28.4%€-3k▼ 31.9%€-6k▼ 88.8%€-13k▼ 120%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €6k in 2023; the loss grows and 2024 is the lowest year so far.
Key figures and ratios
Debt
€19k▲
2023 · €6k
Debt ≤ 1 year
€19k▲
2023 · €6k
Staff costs
€32k▲
2023 · €27k
Ratios withheld: a balance sheet total of €346 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€135€346▲
Current assets29/58€135€346▲
Cash at bank and in hand54/58€135€346▲
Equity and liabilities
Total equity and liabilities10/49€135€346▲
Equity10/15€-6k€-18k▼
Contributions10/11€13k€13k=
Profit (loss) carried forward14€-19k€-32k▼
Amounts payable17/49€6k€19k▲
Amounts payable within one year42/48€6k€19k▲
Trade debts44€130€1k▲
Suppliers440/4€130€1k▲
Taxes, remuneration and social security45€6k€17k▲
Taxes450/3€6k€5k▼
Remuneration and social security454/9€37€13k▲
Income statement
Code20232024
Remuneration, social security and pensions62€27k€32k▲
Gross operating margin9900€22k€20k▼
Operating profit (loss)9901€-6k€-12k▼
Financial charges65/66B€187€200▲
Recurring financial charges65€187€200▲
Profit (loss) for the period before taxes9903€-6k€-13k▼
Profit (loss) for the period9904€-6k€-13k▼
Profit (loss) for the period to be appropriated9905€-6k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-32k▼
Profit (loss) brought forward from the previous period14P€-13k€-19k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 92 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-02-2024
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Le Lorrainstraat 1051080 Sint-Jans-MolenbeekGround area
268 m²
Building footprint
269 m²
Volume, LiDAR
2,345 m³
Parcel 21012A0132/00X005, Brussels · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GARAGE KAMMAR
since 20052.147.718.768
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0132/00X005 | Brussels | 268 m² | 1 · 269 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CALUMAT
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JeBe Invest
BE 0651.561.668
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CARROSSERIE AUTOHANDEL CSL
BE 0454.432.825
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PB AUTOMOTIVE GROUP
BE 0793.650.634
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Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 81 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2005
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
45112
46180Agents specialised in the wholesale of other particular products
71201Architectural and engineering activities; technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.