ROBERT SIMILON

Active

Private limited companyfounded 199036 yrs activeKruisstraat 42, 2500 Lier, BelgiumKBO/BCE: BE 0440.033.966

ROBERT SIMILON has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €515k and a net result of €198k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

98 / 100

Excellent= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency96▼-4

Growth32=

Stability100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €50k at 30 days acceptable

Liquidity ample (current ratio 2.09 against 3.02 in 2024), and 47.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

52.3%

Return on assets

20.1%

Age of the figures

17 mo

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2024

on the day

2023

on the day

2022

3 d late

2021

2 d late

2020

1 d early

2019

31 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close12-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€515k▼ 20.6%

2024 · €649k

2019: €1.19M 2020: €737k 2021: €836k 2022: €686k 2023: €705k 2024: €649k

2019 → 2025

Total assets

€985k▲ 2.7%

2024 · €958k

2019: €1.37M 2020: €1.10M 2021: €1.06M 2022: €945k 2023: €845k 2024: €958k

2019 → 2025

Net result

€198k▲ 27.3%

2024 · €155k

2019: €211k 2020: €115k 2021: €98k 2022: €118k 2023: €121k 2024: €155k

2019 → 2025

Working capital

€449k▼ 25.9%

2024 · €606k

2019: €1.31M 2020: €810k 2021: €913k 2022: €760k 2023: €685k 2024: €606k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€836k-€686k▼ 17.9%€705k▲ 2.7%€649k▼ 7.9%€515k▼ 20.6%

Operating result€144k-€170k▲ 17.9%€178k▲ 4.5%€219k▲ 23.2%€277k▲ 26.4%

Net result€98k-€118k▲ 20.0%€121k▲ 2.0%€155k▲ 28.9%€198k▲ 27.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €985k

12.7%

87.3%

Fixed assets €125k▲ 139%

Current assets €860k▼ 5.1%

Equity and liabilities €985k

52.3%

47.7%

Equity €515k▼ 20.6%

Debt €469k▲ 51.6%

The debt ratio rises from 32.3% to 47.7%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€304k▲

2024 · €237k

Cash flow

€225k▲

2024 · €173k

Solvency

52.3%▼

2024 · 67.7%

Current ratio

2.09▼

2024 · 3.02

Quick ratio

2.09▼

2024 · 3.02

Debt / equity

0.91▲

2024 · 0.48

ROE

38.4%▲

2024 · 24.0%

ROA

20.1%▲

2024 · 16.2%

Interest coverage

91.75▼

2024 · 225.26

Debt

€469k▲

2024 · €309k

Debt ≤ 1 year

€411k▲

2024 · €300k

Debt > 1 year

€58k▲

2024 · €9k

Income taxes

€89k▲

2024 · €69k

Staff costs

€34k▲

2024 · €20k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€958k€985k▲

Fixed assets21/28€52k€125k▲

Intangible fixed assets21€654€0▼

Tangible fixed assets22/27€51k€125k▲

Plant, machinery and equipment23€14k€13k▼

Furniture and vehicles24€38k€111k▲

Current assets29/58€906k€860k▼

Amounts receivable within one year40/41€256k€196k▼

Trade receivables40€244k€155k▼

Other amounts receivable41€12k€41k▲

Current investments50/53€400k€0▼

Cash at bank and in hand54/58€197k€625k▲

Deferred charges and accrued income490/1€53k€40k▼

Equity and liabilities

Total equity and liabilities10/49€958k€985k▲

Equity10/15€649k€515k▼

Contributions10/11€30k€30k=

Reserves13€619k€485k▼

Non-distributable reserves130/1€0-

Reserves not available under the articles1311€0-

Distributable reserves133€619k€485k▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€309k€469k▲

Amounts payable after more than one year17€9k€58k▲

Financial debts170/4€9k€58k▲

Amounts payable within one year42/48€300k€411k▲

Current portion of amounts payable after more than one year42€3k€24k▲

Trade debts44€49k€25k▼

Suppliers440/4€49k€25k▼

Taxes, remuneration and social security45€48k€31k▼

Taxes450/3€43k€24k▼

Remuneration and social security454/9€5k€7k▲

Other amounts payable47/48€201k€331k▲

Income statement Code20242025

Remuneration, social security and pensions62€20k€34k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€27k▲

Provisions for liabilities and charges: additions (uses and reversals)635/8€0-

Other operating charges640/8€2k€6k▲

Gross operating margin9900€259k€345k▲

Operating profit (loss)9901€219k€277k▲

Financial income75/76B€7k€14k▲

Recurring financial income75€7k€14k▲

Financial charges65/66B€1k€3k▲

Recurring financial charges65€1k€3k▲

Profit (loss) for the period before taxes9903€224k€287k▲

Income taxes67/77€69k€89k▲

Profit (loss) for the period9904€155k€198k▲

Profit (loss) for the period to be appropriated9905€155k€198k▲

Appropriation of the result

Profit (loss) to be appropriated9906€155k€198k▲

Transfer from equity791/2€211k€331k▲

Transfer to equity691/2€155k€198k▲

To other reserves6921€155k€198k▲

Profit to be distributed694/7€211k€331k▲

Return on contributions (dividend)694€211k€331k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-10-2026

2025

30-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

31-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

31-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2022

03-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 3 days late

2021

02-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 2 days late

31-03

Financial Weakest financial yearnet €98k ▼14.1%

Net result drops to €98k, the lowest in the series; recovery starts the following year.

31-03

Financial Liquidity doublescurrent ratio 9.50

Current ratio from 4.46 to 9.50; short-term debt falls from €234k to €107k.

2020

30-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2019

30-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2018

03-10

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2017

13-10

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2016

05-10

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lier · 1 establishment unit since 1990

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kruisstraat 422500 Lier

Ground area

764 m²

Building footprint

238 m²

Volume, LiDAR

1,753 m³

Parcel 12019A0286/00R000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Kruisstraat 42, 2500 Lier

NACE 29242

since 19902.047.886.269

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12019A0286/00R000	Flanders	764 m²	1 · 238 m²	10.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Schubert & Salzer Benelux

BE 0893.821.445

Gent · Eq €454k

Minebea Intec Belgium

BE 0543.817.632

Zaventem · Eq €606k

Of 190 companies in sector 46646 we hold annual accounts for 119. 91 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-02-1990

Fiscal year end31-03

Activities, NACEBEL

46646Wholesale trade

74909Other professional, scientific and technical activities

74999Other professional, scientific and technical activities

Sources

Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.