Equity
€552,089 from €1.2m in 2019
Equity fell by 53% in 7 years.
ROBERT SIMILON
Lifetime
17 annual accounts with figures on one time axis, 36 filings since 1991Gross marginpeak €375,075 (2019)
€291,989▼ 15.3%
Resultpeak €211,195 (2019)
€157,190▼ 20.6%
Equitypeak €1.2m (2019)
€552,089▲ 7.1%
Debts
€253,569▼ 46.0%
Board1 name since 2022
1 directorSIMILON Johan
Documentsfilings and deeds
30-10-20261 days before the deadline
2026micro format
Gross margin from €344,652 to €291,989Dividend €120,551Debts from €469,199 to €253,569
Key points
from the 2026 annual accountsTurnover
≈ €1.5m estimated
The micro format states no turnover.
Position in the sector
€157,190
Higher net result than 95% of companies in wholesale trade. Sector median €8,357 · 449 companies.
Checked score
97
Excellent
Financially stronger than 77% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,900 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025highest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.07, cash €489,844
Founded in 1990
Equity €552,089 (68.5% of total assets)
Size: total assets €805,659
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 74% of them on solvency, 89% on liquidity, 87% on profitability and 59% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as ROBERT SIMILON has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ROBERT SIMILON itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for ROBERT SIMILON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.07 (2.09 in 2025), above the usual 1.5. Short-term debt is 27.3% and cash 60.8% of total assets. 31.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
1 day early
2025
1 day early
2024
on the day
2023
on the day
2022
3 days late
2021
2 days late
2020
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0440033966
Appointment: SIMILON Johan (director)
Permanent representative: Geert De Ryck · General meeting of 30-11-2023 · Gazette deed
First establishment
Kruisstraat 42, Lier
Incorporation
published on 07-03-1990 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| ROBERT SIMILON Lier | €0.8m | €291,989 | 68.5% | - |
| Ankersmid M&C Antwerp | €0.9m | €480,866 | 24.0% | - |
| AGENTUUR IMARCO Kortrijk | €1.0m | €253,183 | 65.2% | 2.8 |
| Elektronic Service DIBAL Wetteren | €1.0m | €444,102 | 79.4% | 3.4 |
| WENGLOR Ghent | €0.8m | €679,380 | -35.0% | 6 |
| Intercontrol België Puurs-Sint-Amands | €0.8m | €164,865 | 13.2% | 0.4 |
| AAVOS INTERNATIONAL Diksmuide | €1.4m | €547,887 | 51.7% | 5 |
These companies have the same main activity as ROBERT SIMILON: wholesale trade (NACE 46646). They are comparable in size and age: total assets between €757,000 and €1.4m, founded between 1991 and 2001.
Official details
Source: KBO- Status
- Active since 07-02-1990Normal situation
- Activity
- Wholesale tradeNACE 46646and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 31-03-2026
- Establishment unit
- 2.047.886.2692500 Lier, since 11-04-1990
- Financial year end
- 31 March
- Peppol
- Reachable since 22-11-2025
Annual accounts to 31-03-2026
- Total assets
- €805,659▼ 18.2%
- Employeeson 31-03-2026
- 1=
- Filing
- Filed on 30-10-2026, 1 day before the end of the filing period
Insights on ROBERT SIMILON
ROBERT SIMILON files the micro format. That format states no turnover. The gross margin rose from €68,770 in 2010 to €291,989 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROBERT SIMILON
- What is the company number of ROBERT SIMILON?
- The company number of ROBERT SIMILON is 0440.033.966. The VAT number is the same number with BE in front: BE 0440.033.966.
- Where is ROBERT SIMILON based?
- The registered office is at Kruisstraat 42, 2500 Lier.Company details
- What does ROBERT SIMILON do?
- According to the KBO register, the main activity is wholesale trade (NACE 46646).
- What is the legal form of ROBERT SIMILON?
- ROBERT SIMILON is a private limited company (BV).
- When was ROBERT SIMILON founded?
- ROBERT SIMILON was founded on 07-02-1990.
- Is ROBERT SIMILON still active?
- Yes, ROBERT SIMILON is an active enterprise in the KBO register.
- How many employees does ROBERT SIMILON have?
- ROBERT SIMILON had an average of 1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does ROBERT SIMILON fall under?
- In its 31-03-2026 annual accounts, ROBERT SIMILON states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of ROBERT SIMILON?
- The turnover in financial year 2026 is ≈ €1.5m. This figure is estimated from the gross margin of €291,989 and 160 comparable companies (NACE 46). It probably lies between €900,000 and €2.5m.
- Is ROBERT SIMILON profitable?
- In financial year 2026, ROBERT SIMILON made a profit of €157,190.
- Where can I find the annual accounts of ROBERT SIMILON?
- ROBERT SIMILON filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of ROBERT SIMILON due?
- ROBERT SIMILON must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.