Equity
€898,307 ▲ 2.1%
Robert Gatelier et Fils has made a profit without a break since 2023.
Robert Gatelier et Fils
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €910,749 (2012)
€312,476▼ 22.1%
lowest -€218,988 (2016)
€18,379▼ 83.6%
peak €1.0m (2014)
€898,307▲ 2.1%
€84,098▲ 15.8%
peak 26.2 FTE (2008)
-not published
Board4 names since 2020
2 directorsAmandine GATELIER and 1 other
Owners3 names in the annual accounts
Documentsfilings and deeds
22-01-20269 days before the deadline
2025financial year
Gross margin from €401,322 to €312,476Result from €112,317 to €18,379Capital increase of BEF 2,670 to BEF 25,002,670 24-10Debts from €72,616 to €84,098Cash from €175,937 to €434,335
Key points
from the 2025 annual accountsResult
€18,379 ▼ 83.6%
The result fell in 2025 from €112,317 to €18,379.
Turnover
≈ €670,000 estimated
The accounts state no turnover.
Staff
9.3 FTE from 26.2 in 2008
Between 2008 and 2025, 65% of the full-time equivalents disappeared.
Filings
26 annual accounts since 2000
Two of the last ten came late. The 2021 accounts came latest: 22 days after the end of the period.
Position in the sector
91.4%
Higher solvency than 95% of companies in construction of buildings. Sector median 32.9% · 1,037 companies.
Checked score
96
Excellent
Financially stronger than 69% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025highest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 10.43, cash €434,335
Equity €898,307 (91.4% of total assets)
Founded in 1999
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 99% on liquidity, 44% on profitability and 41% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as Robert Gatelier et Fils has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Robert Gatelier et Fils itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for Robert Gatelier et Fils. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.43 (11.56 in 2024), above the usual 1.5. Short-term debt is 8.5% and cash 44.2% of total assets. 8.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €898,307
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
on the day
2023
on the day
2022
3 days late
2021
22 days late
2020
54 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Board and ownership
- DOMINIQUE GATELIER 0.48%annual accounts 30-06-2021
- GERARD GATELIER 0.44%annual accounts 30-06-2021
- YVES GATELIER 0.08%annual accounts 30-06-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465766680
Capital increase of BEF 2,670 to BEF 25,002,670
Capital from BEF 25,000,000 to BEF 25,002,670 · Resignation: Laetitia DELPIERRE (director) · Reappointments: Dominique GATELIER (director) and Amandine GATELIER (director) · General meeting of 15-10-2025 · Gazette deed
Resignation: Philippe GATELIER (director)
Appointment: DELPIERRE Laetitia (director) · General meeting of 28-04-2022 · Gazette deed
3 directors appointed, 1 reappointment
Appointments: GATELIER Amandine, GATELIER Dominique and GATELIER Philippe · Reappointment: GATELIER Dominique (managing director) · General meeting of 20-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Robert Gatelier et Fils Libramont-Chevigny | €1.0m | €312,476 | 91.4% | - |
| M.X. CONSTRUCTIONS Limbourg | €1.0m | €305,147 | 57.8% | - |
| Bouwonderneming Cleuren Bilzen-Hoeselt | €1.0m | €329,569 | 63.3% | 1 |
| JVD Halle | €0.9m | €316,105 | 46.5% | - |
| PATRICK VAN BOGAERT Beveren-Kruibeke-Zwijndrecht | €1.1m | €288,079 | 58.2% | - |
| OLYSLAEGERS DIRK Nijlen | €1.0m | €272,858 | 95.3% | - |
| PHILIP MULKERS Herk-de-Stad | €1.1m | €353,842 | 71.9% | - |
These companies have the same main activity as Robert Gatelier et Fils: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €881,000 and €1.1m, founded between 1997 and 2001.
Official details
Source: KBO- Status
- Active since 19-04-1999Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.091.108.1826800 Libramont-Chevigny, since 25-05-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 05-12-2025
Annual accounts to 30-06-2025
- €982,405▲ 3.1%
- Employeeson 30-06-2025
- 9▼ 10.0%
- Filing
- Filed on 22-01-2026, 9 days before the end of the filing period
Insights on Robert Gatelier et Fils
Robert Gatelier et Fils has existed since 1999. The gross margin fell from €852,310 in 2014 to €334,145 in 2016.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Robert Gatelier et Fils
- What is the company number of Robert Gatelier et Fils?
- The company number of Robert Gatelier et Fils is 0465.766.680. The VAT number is the same number with BE in front: BE 0465.766.680.
- Where is Robert Gatelier et Fils based?
- The registered office is at Libramont,Rue Pie Martin 53, 6800 Libramont-Chevigny.Company details
- What does Robert Gatelier et Fils do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Robert Gatelier et Fils?
- Robert Gatelier et Fils is a public limited company (NV).
- When was Robert Gatelier et Fils founded?
- Robert Gatelier et Fils was founded on 19-04-1999.
- Is Robert Gatelier et Fils still active?
- Yes, Robert Gatelier et Fils is an active enterprise in the KBO register.
- How many employees does Robert Gatelier et Fils have?
- Robert Gatelier et Fils had an average of 9.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Robert Gatelier et Fils?
- The turnover in financial year 2025 is ≈ €670,000. This figure is estimated from the gross margin of €312,476 and 30 comparable companies (NACE 41001). It probably lies between €530,000 and €990,000.
- Is Robert Gatelier et Fils profitable?
- In financial year 2025, Robert Gatelier et Fils made a profit of €18,379.
- Where can I find the annual accounts of Robert Gatelier et Fils?
- Robert Gatelier et Fils filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Robert Gatelier et Fils due?
- Robert Gatelier et Fils must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.